Academy Mortgage

35 DIY FALL DECOR IDEAS Looking for some fun fall DIY decoration to make your home feel warm and cozy? We've got you covered! https://www.goodhousekeeping.com//decorating-ideas/g2716/f

We are, like many, rendered speechless by the continuous sacrifice and level of service so freely given by first responders, doctors, and other medical professionals, particularly during these difficult times. At Academy Mortgage, we want to extend a heart-felt THANK YOU to our heroes. For any questions or for additional details on this offer, please reach out!

6 ELEGANT FALL DECOR IDEAS THAT DON'T INVOLVE ORANGE PUMPKINS Looking for fresh and new decor ideas for autumn? This article provides some great inspiration! https://www.realtor.com//elegant-fall-decor-ideas-that-do/

HOW TO FIX BARE SPOTS IN YOUR LAWN: 1) Lightly loosen and rake up the dead grass; rake the soil smooth. 2) Two seeding options: Use an all-in-one product (seed, mulch, and fertilizer), or sprinkle grass seed on the bare spots; cover lightly with topsoil and fertilizer or compost; lightly water. 3) Stay off the grass; mow when the new grass blades are 3 inches high. 4) Re-sodding the bare spots, instead of seeding, is another option.)

3 EASY WAYS TO SAVE ENERGY: 1) Don’t pre-rinse before loading your dishwasher. Scrape off big globs of food, but save energy, water, and work by skipping the pre-rinse. You’ll save a few thousand gallons of water each year. 2) Hang dry your clothes as often as you can. Electric clothes dryers account for 5% of all residential electricity use nationwide. Hang-drying helps clothes last longer, with less shrinkage and fiber damage. 3) Turn off the ice maker in your fridge. It causes your fridge to use 12%-20% more energy. Ice cube trays do the same job using no extra energy.

Scientific studies have shown that the presence of plants can reduce stress and increase productivity, which are important benefits as we spend more time indoors in the fall and winter seasons. Better Homes & Gardens recently shared a list of 14 popular indoor plants, several of which are low-maintenance: https://sites.academymortgage.com/perma/tips-for-your-home

5 EASY DIY HOME PROJECTS: 1) Re-caulk baseboards. 2) Clean up the junk drawer: An ice cube tray will keep small items sorted. 3) Clean rain gutters: Now’s a good time to prepare for fall, since any standing water in them can attract mosquitoes. 4) Use a putty knife and wire brush to remove grassy buildup in your lawn mower’s undercarriage. 5) Make your garage safer: Store ladders horizontally to avoid tipping and discourage children from climbing. Check that gasoline, paint thinner, etc., are stored safely.

HOW TO PLANT A VICTORY GARDEN: Food shortages during World Wars I and II prompted people to grow victory gardens to supplement their rationed food and build morale. Our current pandemic is a good time to revive this practiceand keep your kids busy and learning. Your county extension service can give you more information about gardening in your area. This link provides tips on raised gardens and container gardens, large and small: "https://www.sierraclub.org//9-ways-get-your-pandemic-victo"

Academy was built on a vision to Inspire Hope, Deliver Dreams and Build Prosperity a set of values that are not simply listed in a mission statement hanging on an office wall. Academy teams walk the talk in serving and lifting others, whether by helping families achieve homeownership or by donating time, talents and resources to those in need. #helpinspirehope

Thank you to all who donated to Academy's 2020 Adopt-a-School Drive through First Book. Your donation will be used to purchase new books and other school supplies for a local school in need, Inspiring Hope in these students and our community. We appreciate your support!