Wadhwani & Shanfeld

#WednesdayWisdom | When it comes to debt relief, one size does not fit all. For such reasons, it’s important to learn more about all your debt relief options to determine which is best for your unique situation.

People have the misconception that they won’t be able to get loans after filing for bankruptcy, but this is far from true.

#FactFriday | Also known as "straight" or "liquidation" bankruptcy, Chapter 7 bankruptcy can only be filed by individuals who pass the qualifying means test.

We’ve all heard various opinions about the pros and cons of filing for bankruptcy. Find out which of those are myths here:

If you recklessly spend right before bankruptcy, you won’t need to pay that money back: True or False? Find out here:

#TestimonialTuesday

#DYK? To pass the means test, you must demonstrate that you cannot afford to repay your debt. Once you pass the test, you can file for Chapter 7 bankruptcy.

One of the most common types of debt that Americans have is student loan debt. Find out if bankruptcy can discharge student loans.

If your New Year’s resolution is to get rid of debt, our team at Wadhwani & Shanfeld is here to help you! Get in touch with our team today to get started.

We wish you a happy and prosperous New Year! #2021

#FAQFriday | With Chapter 7, all non-exempt property will be sold, and funds from the sale will be used to pay unsecured debt. With Chapter 13, you will be able to keep your non-exempt property and pay the unsecured debt through a three to five-year payment plan.

#WednesdayWisdom If your monthly income is too high to qualify for Chapter 7 bankruptcy, you may still qualify for Chapter 13 bankruptcy! https://www.wslaw.com/bankruptcy-law/chapter-13/

Wishing you and your loved ones a Merry Christmas!

Bankruptcy can be extremely beneficial, especially for those who are finding it impossible to pay off debts.

#DYK? An increase of debt 70 to 90 days before filing bankruptcy can make the filing process more difficult (unless the debt was for necessities). https://www.wslaw.com//your-bankruptcy-during-the-holida/

If your debt situation has become too overwhelming to bear, we encourage you to contact our team at Wadhwani & Shanfeld. We handle every case personally so that we can help you every step of the way.

Our team at Wadhwani & Shanfeld have helped clients in situations similar to yours, and we are prepared to put our experience to work so that you can enjoy a life with financial relief.

Happy Halloween from our team at Wadhwani & Shanfeld!

One of the many advantages of bankruptcy is that it can help individuals rebuild their credit.

Chapter 7 bankruptcy is the most common form of bankruptcy that allows the filer to achieve financial freedom from debt in the most efficient manner possible!

Our team at Wadhwani & Shanfeld wishes you and your loved ones a Happy Thanksgiving!

Wadhwani & Shanfeld has successfully helped over 20,000 people get back on their feet after a financial crisis. Let us help you achieve financial relief by contacting us today!

Holiday shopping can quickly turn into a Nightmare before Christmas. Get tips to survive holiday expenses!

Individuals facing debt lawsuits should verify the statute of limitations for the debt and verify that the amount owed is correct.

If you’re thinking about filing for bankruptcy, it is essential to learn more about the process, including the basic bankruptcy terminology.

#TestimonialThursday

Aside from getting rid of debt, one of the major advantages of bankruptcy includes putting an end to creditor harassment.

#FAQFriday No, the deceased person’s estate assets satisfy liabilities before distributing to beneficiaries, sometimes leaving survivors nothing to inherit. https://www.wslaw.com/b/2016/october/can-you-inherit-debt-/

The California homestead exemption protects equity in your home when creditors attempt to collect debt and when you file for bankruptcy.

#FAQFriday | You can file for bankruptcy without an attorney; however, it is strongly advised not to. Misunderstanding legal issues or making mistakes in the process can affect the overall outcome of your bankruptcy.

#TestimonialTuesday | We are so glad we were able to help Max achieve financial relief!

Chapter 7 can help you get rid of unsecured debt, such as: Credit card debt Medical bills Personal loans Payday advances

Although there are many advantages to bankruptcy, it might not be the best debt relief alternative for everyone.

#DYK? Debtors can finally feel a sense of relief after an automatic stay puts a hold on debt lawsuits filed by creditors, collections agency, government entity, or any other person seeking payment.

It is essential to know the pros and cons of bankruptcy before determining if it’s the right choice for you. Get the input you need to make a decision here:

Wadhwani & Shanfeld thanks veterans for their service to our country! #VeteransDay

Bankruptcy has helped thousands of people repair their financial problems and start a new chapter in their lives.

#DYK? One way to get rid of debt is to negotiate with creditors outside the court.

#DYK? Chapter 7 bankruptcy can only be filed by individuals who pass the qualifying means test.

Learn why it is important for your bankruptcy attorney to be a Board-Certified Bankruptcy Specialist.

The team at Wadhwani & Shanfeld is committed to helping our clients navigate the complex process of recovering from serious debt. We are here to help you get out of your financial distress and work toward a bright future.

#FAQFriday | Except in very limited circumstances, no. All bankruptcy chapters trigger the automatic stay, which prohibits debt collectors from contacting you or collecting debt. This includes foreclosure, repossession, lawsuits, and other drastic consequences.

Filing for bankruptcy opens the door to new opportunities, such as becoming a homeowner.

There are different types of bankruptcy chapters that people can apply to help them solve their unique debt problems.

#TestimonialTuesday Thank you for your kind words, Stephen!

Here are some steps you can take to get yourself on the right track and qualify for a loan after bankruptcy.

Happy Labor Day from the team at Wadhwani & Shanfeld!

There are bankruptcy options available for those who need to get rid of their debt as quickly as possible.

#DYK? One of Chapter 7 bankruptcy benefits is that it doesn't require you to have debts of any specific amount to file for relief.

Are you facing overwhelming student loans? Our team explains your options.

Wadhwani & Shanfeld have successfully helped over 20,000 people throughout Los Angeles get back on their feet after a financial crisis. Take a step toward financial freedom by calling us today! https://www.wslaw.com/contact-us/

A FICO score is a well-known measure created by the Fair Isaac Corporation that is used by credit agencies to indicate a borrower's risk. Find out what your credit score says about you.

There are different types of bankruptcy "chapters" that people can apply for to help them solve their unique debt problems.

If you owe income taxes, you might be able to settle the amount you owe with an "Offer in Compromise." Discover if this is a good option for you.

Many people have the misconception that bankruptcy will stain their credit score, but is that actually true? Find out here:

There is a bankruptcy option available to help those who can't afford to pay back their overwhelming debt.

Chapter 7 bankruptcy can only be filed by individuals who pass the qualifying means test. To pass the means test, you must demonstrate that you can't afford to repay your debt.

#FAQFriday Yes, bankruptcy can save your house from foreclosure with Chapter 13 bankruptcy. www.wslaw.com/bankruptcy-law/chapter-13/

Learn how you can estimate how much Chapter 13 payments would be if you applied for bankruptcy.

#DYK? The state of California has the second-highest foreclosure rate in the nation. If you are facing a mortgage crisis, it is important to talk to a foreclosure attorney as soon as possible. www.wslaw.com/bankruptcy-law/foreclosure-protection/

Meet our team at Wadhwani & Shanfeld! www.wslaw.com/video-cent//meet-our-team-wadhwani-shanfeld/

Find out which type of bankruptcy helps people get a fresh start in a matter of months.

Discover what steps you can take to get rid of credit card debt here:

Bankruptcy is a great option for many people. This doesn't mean that it is necessarily the right solution for you. Discover other debt-relief alternatives here:

Happy 4th of July from the team at Wadhwani & Shanfeld!

There are options available for those facing overwhelming debt. Find out which type of bankruptcy eliminates all debts here:

Wadhwani & Shanfeld has more than 20,000 satisfied clients and over 65 years of collective experience. We are committed to our clients, and we work hard to pursue optimal results using strategies tailored for each situation.

If you are facing a mortgage crisis, it is important to talk to a foreclosure attorney as soon as possible. https://www.wslaw.com/bankruptcy-law/foreclosure-protection/

#DYK? Not all debts can be whipped out with bankruptcy. Find out which debts are here:

Happy Father’s Day from the team at Wadhwani & Shanfeld!

#DYK? Debt settlement is particularly useful if you are ineligible to file bankruptcy due to a previous recent filing, or you have a low income. https://www.wslaw.com/bankruptcy-law/debt-settlement/

Bankruptcy has allowed many people to get a fresh start on their future.

If you’re considering filing for bankruptcy during the current health crisis, you might have countless questions.

#TuesdayTestimonial | We know that dealing with debt is stressfulthat’s why we make the bankruptcy process as stress-free as possible. https://www.wslaw.com/testimonials/

Worried about how bankruptcy could affect you in the future? Find out how bankruptcy could impact you here: