Vic Joshi, Mortgage Consultant

First Time Home Buyers, Start Here! There are special loans and loan programs designed just for you, and I know all the ins and outs of making a deal work even in tough situations. https://bit.ly/2WNXh0w #toughloans #mortgagespecialist #mortgageconsultant #mortgageloans #loanprograms #badcredit #lowcredit #selfemployed

New Rules for Buying a House in 2021 The COVID pandemic, remote work, and low interest rates have reshaped the home buying process. People aren't waiting for the spring home buying season. Prepare by getting pre-approved before you bid! https://bit.ly/2LJJTIl... #lowinterest #preapproved #firsttimehomebuyer #homeloans #homebuyer #homeownership #homesweethome #househunting #housing #loanofficer #newhome #qualify #preapproval

2020 was a record-breaking and a back-breaking year with more loans processed through our office than should be humanly possible. I'm taking a quick break now, but I'll be back accepting new loan apps in January. #homeloans #loanapplications #lookingforward #mortgagespecialist #mortgageconsultant #mortgageloans #mortgagerates #mortgagebroker

Merry Christmas! #merrychristmas

Another 5 Star Client Review! https://bit.ly/2J2asYn #bestmortgageconsultant #bestbroker #homebuying #homeloans #homesforsale #homeowner #homeownership #homesweethome #househunting

Get a Personalized Mortgage Rate Quote from Vic Joshi. REAL information, not a marketing ploy. Don't become a cog in some bank's profit making machine! https://bit.ly/35ONNHC #REALmortgageadvice #mortgagerates #mortgage101 #mortgagespecialist #mortgageconsultant #mortgageloans #mortgagebroker #mortgagelender #mortgagetips #mortgageloanofficer #mortgageratequote

Get Your Refinance Application in Before December 1! If you need to get a refinance application in with me before the end of this year, NOW is the time to do it. The COVID-19 crisis has created a refinance bubble that has seen my number of closings skyrocket to well past twice my loan volume from 2019, which was my third-busiest year prior to this year! By the end of 2020, I may end up almost tripling my 2019 loan volume. I cannot sustain this amount of work and loan volume without taking a break, which I will be doing in December and into January. #refinance #refinanceyourhome #timetorefi

Daylight saving time ends late Halloween night! Be ready to turn your clocks back 1 hour everywhere except Arizona and Hawaii, at least. 8 things to know about falling back. https://www.vox.com//daylight-saving-time-2020-ends-sunday

Independent mortgage brokers like me are motivated in a different way. Banks are only interested in their own profit. But we build a relationship with you. I help you get into the position you need to be to buy the property you want. I have a vested interest in your success, and I shepherd you through the process from start to finish. #REALmortgageadvice #mortgage101 #independentmortgagebroker

Mortgage rates are at historically low levels.... NOW is the time to purchase or refinance! Read why: https://zcu.io/SwRN #mortgageconsultant #REALmortgageadvice #firsttimehomebuyer #investing #mortgage #rates #refinance #purchase #mortgageloan

See what clients have to say about Vic Joshi, mortgage consultant. Tough deals and challenging situations for first-time buyers, current homeowners, or experienced investors are his specialties! https://zcu.io/pJuO ... #mortgageconsultant #REALmortgageadvice #firsttimehomebuyer #investing

Mortgage interest rates continue to be near the all-time low levels we have been experiencing since June of this year. In today’s edition of my blog newsletter, I am sharing new and important data on interest rates for you to consider. https://vicjoshi.com/misconceptions-about-mortgage-interes/

Our service area now includes Washington, Oregon, California, and Colorado! After 20 years, it's still a joy to be able to find the best deal possible for people no matter where they are or what their personal circumstance. https://loom.ly/qYOls3c

Happy Labor Day to everyone out there who has survived this difficult work year one way or another. Hoping you're enjoying some rest and relaxation.

The California Mortgage Bankers Association recently released a statement echoing what I published in my recent newsletter, that the FHFA's new 0.5% fee on GSE refinances should be withdrawn immediately. Business and consumer groups are urging FHFA Director Mark Calabria to immediately reverse this decision and protect access to affordable credit for all consumers. https://www.prnewswire.com//california-mba-statement-on-ne

Profiting from the Coronavirus crisis? Mortgage rates are still historically low, but refinance points and rates have increased. Here's why.

I'm proud to have so many repeat clients willing to trust me a second, third, or fourth time, who succeeded in their home loan quest with my guidance and got the best deal possible! Thank you, Diane!

Time to Make a Housing Change? What would it mean to have a trusted guide through home buying one of the biggest investments of your life? Call me for a free consultation and a Mortgage 101 session to help you get informed to make those big decisions! 510-655-2868

Can you trust those instant rate quote calculators on broker and lender websites? NO! Learn why and get a mortgage rate quote here REAL information, not just a marketing ploy. Talk to me for a free consultation and get a realistic mortgage quote that actually matches your needs and your buying situation. No obligation.

Don’t buy the myths big retail lenders are selling! Independent mortgage brokers are cheaper, faster and provide a better buyer experience. We’ve rounded up and debunked three of these myths. Here’s a fact: Real estate professionals can benefit from partnering with independent mortgage brokers thanks to their fast turn times, flexibility and dedication to providing a great borrower experience.