Vicky Kelly Global Mortgage

Don't delay, call me today to discuss your particular situation!

Where did you grow up?Where did you grow up?

Software that underwrites a loan is not always right, and we know that. When this happens, we take the time to underwrite the loan manually. This means a real person looks at and considers your loan before a decision is made. So, if you were turned down for a loan elsewhere, give me a call and let’s see if together we can make your dream of homeownership happen!

Did you know you can utilize a Reverse Mortgage to purchase your next home? Call me to see if you are eligible.

Do You Know What a Kiddie Condo is? Comment Below!

Hurricanes. Blizzards. Wild Fires. Heat Waves. Earthquake. Mud slides. Zombie Apocalypse. Are you prepared to leave your home on a moment’s notice if one of the events above should happen to you? Here are a few tips and a list of some of the things you should have ready to go.... Water and food At least 2 bottles of water per person (in your family). Pack snack bars. Waterproof map Don’t expect to have internet or phone service if you get lost. Cash in small bills - $1 and $5 bills. Credit cards will be useless if the electricity/internet is out. Copies of important documents Driver’s license. Passport. Bank account numbers. Homeowner’s insurance policy (copies are sufficient). Sturdy backpack or rolling suitcase Batteries and flashlight Portable cell phone charger Gloves and goggles Whistle Change of clothing Extra eye glasses or contacts Toilet paper Duct tape (fixes about everything) Pet supplies

The new tax law contains some important information for homeowners such as a cap on interest deductions and property tax deductions. If you would like a copy of a chart explaining those changes, please comment below.

If you were to build a new home today, what’s the one thing you’d like in your new home?If you were to build a new home today, what’s the one thing you’d like in your new home?

Happening tonight in Rancho Cucamonga......

Today is NATIONAL MULE DAY! A mule is a hybrid cross between a male donkey and a female horse. The mule possesses the strength, intelligence, patience, perseverance, endurance, sure-footedness and even temper of the donkey. From the horse, the mule inherits beauty, athletic ability, courage, vigor and speed. Mules appear to require less food than a horse of similar size. Well, I might not have a mule but I do own 2 mini donkeys...Drifter (the white one) and Augustus, aka Gus!

Tweak Your Withholding Taxes: Filing a New W-4 Form with your Employer Remember filling out a W-4 form when you were first hired? It’s the form that determines how much money your employer withholds from your paycheck to pay federal and state taxesbased upon the number of allowances that you claimed. ... But have you checked to see if it’s still applicable? Consider adjusting your W-4 form if the following applies: You owed the IRS money You may want to have more money withheld from your paycheck. In fact, if you owe too much, the IRS can assess you and add a penalty for not depositing enough money into your account. You’ve experienced a life change, such as Marriage Divorce Birth or adoption of a child Purchase of home Refinance of mortgage Retirement You expect to earn money from your home-based business or other source that does not withhold income taxes from the check. You have a change in itemized deductions Medical expenses Gifts to charity Dependent care expenses Education credits Child tax credit To INCREASE the amount of taxes from your paycheck, you will need to DECREASE the number of dependents. You can also specify a dollar amountlike $50 per pay period. Likewise, to have LESS money deducted, INCREASE that number. I recommend that you check your withholding every yearright after you’ve filed your income tax return. The IRS offers a withholding calculator at www.IRS.gov and you’ll need your most recent tax return and current paycheck stub. Or, ask your tax preparer to help you adjust your withholding so you don’t owe too muchor get a large refund from the IRSat the end of the year. If you are looking for a tax preparer or CPA, please reply to my email because I work with many excellent professionals for you to choose from.

The waiting periods for bankruptcies, foreclosures and short sales can be really confusing! Comment below and I’ll send you a great chart!

Immaculate well maintained home. Open floor plan and plenty of room to entertain indoors and outdoors. Resort like setting with well appointed features. Visit my website below for more details on this listing, or contact the agent, Rhonda Hatley, to set up a viewing. http://www.vickykelly.com/6275-celestite-ave-rancho-cucamo/