Tulare County Mortgage Services

Whether you are a major Fixer Upper fan or you found a home that is *almost* perfect, you can make that house your home and roll it all into your HomeStyle mortgage. This loan program allows you to purchase the property as well as financing a number of different improvements. Check out some of the options for this flexible program. If you think this might be the program for you, give us a call! 1. Cosmetic Updates ... Whether you hate the cabinets or need a zen master bath, you can get the funds to make it just right. 2. Structural Modifications A cracked foundation can put a major damper on the joy of finding the perfect house. You can fund even major structural repairs with your loan funds. 3. Electrical or Plumbing Updates Leaking pipes and outdated wiring can be more than inconvenient, they can cause serious issues over time. Address them upfront and make your home worry free. 4. Energy Efficiency Updates You can replace an inefficient heater, replace leaking windows, upgrade insulation, install low flow toilets, or even add solar panels. 5. Completing Construction Most home buyers would not even consider a home that has not been completed, but that 90% complete house could be your opportunity to get a great price on the house while still selecting the finishes you really want in your home! 6. Adding Options You can use your Renovation Loan to add square footage to your new home, whether it is expanding a dinky Master Suite, adding a game room for the kids. You can even add an "Accessory Dwelling Unit" (AUD) in case you need to move Mom in, the kids are staying longer than you thought, or you want to add a small revenue stream.

Home prices are rising and so is the interest rates act now!

Halloween at our office, was a good day we gave out candy, we also did our required work Kathy has a chip on her shoulder but if you meet her you would know that is far from the truth.

Our experienced loan agents are here to help guide you into the particular type of loan that suits your needs. we do FHA, we help with credit issues, conventional, first time home buyers, VA, stated income, bank statements, and alternative lending.

Rates are climbing call one of our well trained loan agents to get you into the loan that fits your particular needs, today!

Self employed? we have alternative income programs available for you stated income for non owner and 24 months bank staement programs available,

Rates are still low but are expected to rise after the first of the year, considering a mortgage should act now. We also work with people with low credit scores.

CAN'T QUAIIFY? We specialize in hard to do loans, give us a call!

Veterans; we have attractive financing options available, purchase or refinance.