Total Pacific Insurance Brokers, Inc

Total Pacific Insurance Brokers believes in giving back to the community! The volunteerism of our agency and the good work of our featured nonprofit, SOS/Meals on Wheels, together we are featured in the Safeco Insurance Make More Happen Contest for summer 2015, which opened for voting and cheering July 27: www.safeco.com/make-more-happen. Please vote to help our charity receive the grand prize of $10,500!!!

Why is professional liability insurance necessary?: Business insurance policies are purchased to help business owners during a time when something unexpected occurs. These policies protect business owners should they be subject to a professional liability lawsuit. These suits can be filed for multiple reasons, including claims of negligent, errors or omission while performing professional services. Liability damages can add up to

Most Serious Cyber Risk: Texting While Driving: Almost anything can act as a distraction while drivingconversation, applying make-up, tuning in music, or consuming food or beverages. But the most dangerous of these distractions are cell phone use and texting. The number one killer of U.S. citizens in the young driver age group is traffic accidents. Growing up as they have in

Honor Veterans By Attending One Of These Memorial Day Celebrations!: While our nation’s veterans deserve our honor and respect every day of the year, annual Memorial Day celebrations are a great way to honor them in a more formal way. This Memorial Day, Hayward California residents are once again pulling out all the stops with several events. Here is a list, for your convenience. Chapel

End of School; Celebrate Safely!: It’s a great time to celebrate your accomplishments! If you have just graduated, are planning to attend a prom, or if your child is about to do so, then it’s time to consider how you can make it through end of the school year celebrations as safely as possible! Always make certain that you know

Why all Businesses and Organizations Need Cyber Risk Insurance: Cyber risk insurance is designed to protect online stores and organizations that transmit any type of confidential information over the Internet. There are a large number of organizations and businesses that depend on confidential information from their customers. All online stores (from Amazon.com to Walmart) Banks Service providers (Electric companies , cable companies, etc any

Quake Insurance: What Really Shakes Out?: Living in California has its advantages. Sun, surf, movie stars and a plethora of places to go and things to see. However, living in California has its disadvantages too, such as a propensity for earthquakes. Even though basic homeowners insurance policies in California do make provisions for earthquakes, you may not have enough insurance coverage

Get Your Toys Ready For Spring: Spring is here and you probably can’t wait to get your motorcycle out on the open road, take the family for a trip in the camper or return to your favorite fishing spot in your boat. But before you do, you need to get your recreational vehicles ready for the warmer weather! When you

Consider Cyber Liability Insurance: Many are confused about cyber liability insurance, although the risks are very real. What it protects and when its needed are two of the most misunderstood features of this coverage. Total Pacific Insurance Brokers, Hayward, California, want you to understand and protect yourself from cyber liability losses. What Is Cyber Liability Insurance? This coverage targets

Spring Cleaning: Don’t Forget Your Car!: Spring has finally sprung and you’re finally doing all those cleaning chores you’ve been looking forward to (or dreading). However, when you’re in the throes of the cleaning frenzy, don’t forget to take the time to "spring clean" your car as well. Here are...

Easter Egg Hunt and Holi for Hayward Community: This Easter holiday find ways to get out and appreciate the joyous festivities and local events of the occasion. Here in Hayward, California at the Total Pacific Insurance office we love the timing spring and Easter. It reminds us of the renewal of...

The Beauty and Purpose of Earth Day: Earth Day falls on the 22nd of April each year. This widespread celebration helps people become more aware of what they can do to improve the natural environment of our planet. Humans are hurting our air, our trees, and our water supply. Earth Day calls...

Despite Welcome Rains, California Braces for Extended Drought: Recent rains broke California’s dry spell, but the state seems likely to continue experiencing drought. Although three to four feet of snow fell in the Sierra Nevada range, the mountain snowpack remains below historic averages. Runoff...