Tom Briggs- Branch Manager, HB

Here's a quick list of items you'll need on-hand during the loan process: Proof of ID Proof of address Pay stubs (one month, the past 2 you've received)... W-2s and 1099s (past 2 years) Bank statements (the most recent for 2 months) Prepare for tons of e-signing and scanning.

Some great insight into the current market. Have a watch!

Have you considered buying and flipping? It’s never been more profitable to flip a house! According to ATTOM Data Solutions data, the gross profit on the typical home flip nationwide the difference between the median sales price and the median paid by investors rose to $73,766 in the third quarter of 2020. Flipping a house hasn’t been that profitable since at least 2000!... #houseflipping #fliporflop #realestateinvestment

Interested in what's happening in the market? Read below! Case Shiller HPI - The Case-Shiller Home Price Index, which is considered the gold standard for appreciation, showed that nationally there was a 9.5% annual gain in November, up from an already strong reading of 8.4% in October. The 20-city Index rose at the quickest pace in 6 years, rising from 7.9% to 9.1% year over year, with all of the cities showing strong gains. Phoenix, Seattle and San Diego reported the highest annual gains among the 20 cities. Phoenix prices rose 13.8%, followed by Seattle with a 12.7% increase and San Diego with a 12.3% increase.

New American Funding has figured out a way for you to take advantage of payment rate savings in the first two years of owning your home with the 2-1 Seller Paid Buydown.This program provides you with the opportunity to grow into your mortgage payment as your income steadily increases. This temporary buydown is ideal for buyers whose income is anticipated to rise over the next few years. PROGRAM ELIGIBILITY: Available on Conforming and FHA loans 30 Year Fixed Loans Only... Available on High Balance Loans HOW IT WORKS: Our 2-1 Buydown reduces your mortgage payment rate by 2% below the note rate for the first year of your loan and by 1% below note rate the second year. Your required monthly mortgage payment would be calculated using a rate that is 2% below the note rate for the first 12 months and 1% below the note rate for the subsequent 12 months. . . . . . Subject to borrower and property qualifications. Not all applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606.

It's a good week, to have a good week! #Happymonday

The New Year means time for new changes! Is 2021 the year you make your move? If so, contact me today to see how much new home you can afford!

Whether you are looking for your first home, investment property, or final home, New American Funding is for you! We are dedicated, prepared and ready to help you navigate from hoping to homeowner. Our full suite of services offers solutions to make your homebuying experience pleasant and worry-free.

Did you know that mortgage rates fell to RECORD LOWS 16 times in 2020? Don't miss your opportunity to buy or refinance before rates begin to climb! Let's start the conversation-- message me now. #mortgagerates #homeloans #homelendiing #recordlows

Tom Briggs and his team at NAF delivered A+++ friendly, professional, efficient service, as always! They are truly top-notch and I highly recommend them!

New American Funding is now offering FHA Loans for DACA borrowers! Contact me today to learn more.

Hello Saturday! Rates are still LOW! If you're looking to buy or refinance your home this year visit our quick application page or message us directly with any questions you may have! . . . .... #NewAmericanFunding #GetApproved See more

Professional, experienced, responsive, organized and a solid team around him.

Given how much home prices have gone up over the last year, it’s probably not much of a shock that homeowners have gained equity as well. But just how much equity those homeowners have gained is a bit shocking. According to a new report from CoreLogic, homeowners in the U.S. with a mortgage gained a total of $1 trillion in equity in the last year, the largest yearly equity gain in more than six years! Per the report, homeowners saw their equity increase by 10.8% in the last y...ear for an average of $17,000 per homeowner. Homeowners in California saw their equity increase by $33,800 in the last year. Read more on the increase here: https://www.newamericanfunding.com//homeowners-gained-1-/

According to a recent report from the Federal Housing Finance Agency, home prices in October were 10.2% above where they were in October 2019. That’s the largest yearly increase in any month since 2005! If you're looking to relocate, now is the time.

Interested in the housing market? Read below! The NAHB Housing Market Index fell 4 points in December to 86 after setting a record high in November. Current Sales decreased 4 points to 92, Sales Expectations fell by 4 points to 85, and Buyer Traffic also declined 4 points to 73. Remember, a reading above 50 indicates expansion. While there was a pullback, this is still the second-best number on record. Diana Olick did her best to shed some negativity, saying that this is a sign of a turnaround in housing..but we don’t buy it. These figures are still incredibly strong.

New year means new resolutions! What is on your list for 2021? If "buy a new home" or "refinance my home loan" is on your list, contact me today!

5 more sleeps! Are you ready for Christmas?

Looking for a new home? Contact me today, unless it's haunted

Are you ready to finally get into your dream home? Do you already own a home and want to save on your payment? There’s no better time to act than now! Give New American Funding a call today to see what we can do to make this all a reality!

Hey, boo Looking for a new home? I can make it happen! I am dedicated, prepared and ready to help you with every step of the homebuying process. Whether you’re a first-time buyer or a seasoned veteran, I can help navigate you from hoping to homeowner!

Still researching which #loan is right for you? With so many loan types available, it is easy to feel overwhelmed and intimidated by the homebuying process. Check out the link in our bio to start moving towards #homeownership today!

Improving your credit score will take time and patience but is ultimately one of the most important steps you can take when planning for your future. https://nafmrkt.com/0pr

It doesn't pay to wait! Look at the difference your interest rate could make. Contact me today to lock in your low rate

Things are about to get scary and we’re not just talking about the ghouls and goblins who will be knocking on your door for Halloween. If it seems like Halloween is getting more expensive each year, you’re probably not imagining it. Halloween is now one of the largest spending holidays in the United States. Check out just how much money we’re averaging each year and other spooky statistics!

Primary Residence, Second Home, Investment Property... there are some real differences when it comes to mortgages. Check out the blog to find out more.

Happy #BossDay! 2020 has proven to be a year of change and challenges. Thank you to all of the bosses at New American Funding for leading your team and our company with grace and style.

"The magic thing about #home is that if feels good to leave, and it feels even better to come back.' - Wendy Wunder.

New Home Sales, which measures signed contracts on new homes, were up 4.8% in August, which was much stronger than the small decline expected. Sales are now on a pace above 1M for the year and are now up 43% year over year. (Source: MBS Highway)

Happy #MortgageTipMonday! Get preapproved! If you are ready to become a homeowner, then your first step should be getting preapproved with New American Funding. Some benefits include: - It carries more weight that a "pre-qualification"... - You'll know how much home you can afford - Increasing your negotiating power See more

What Should You Consider When Buying a Home? Location, school districts, and commute times are just a few of the things you should think about before buying a home.