Token Insurance Agency, Inc.

May this new year be a step forward into leading you to new adventures, new roads to explore, new successes to conquer and to being more awesome! Have a wonderful New Year and thank you for making us awesome!

Keeping Mexico in our minds today wishing for the best.

Hi all.. With the lack of rain we've had this year fire season is expected to be one of the worst yet this year... Be sure to review your homeowners policy with your agent, take an interior video of your home and store it on "the cloud", if you've recently purchased any expensive items such as jewelry make sure your policy provides you full coverage! Fires are the unfortunate natural disaster we deal with in this beautiful state. It's all about preparedness to keep them from causing utter devastation.

Pretty awesome.. Right in our own backyard!

New home buyers check out these 10 tips to be aware of when looking for your new home!

Work Comp Update: CA State Fund Files for 9% Increase The first week of February, the California State Fund field fora 9% increase in collectible premium for both new and renewal policies effective April 1, 2015. The rate plan is intended to generate an overall increase, with the impact varying among policies. Details include Adoption of WCRIB's pure premium recomendations and classification relativiteis for base rates 25% increase in minimum premiums... The elimination of the group insurance discount (6%) An approximate 5% increase to tiers A and B 6.5% and 4.8% increase to LA county and Southern California Area territory factors, respectively Schedule rating threshold will move from $10,000 in base premium to $25,000 See more

Reminder to up your Uninsured/Underinsured motor vehicle limits. This article from the CA Department of Insurance states an estimated 16% of CA drivers are uninsured!! Getting new California drivers insured Agents reminded of obligation to inform customers of low cost insurance option ... SACRAMENTO, Calif. - Today Insurance Commissioner Dave Jones and Senator Ricardo Lara urged Californians to make sure they are meeting their obligation to carry minimum liability insurance coverage on their vehicles and announced resources to help educate motorists and make it easier to get affordable coverage. Since January 2, more than 76,000 new drivers have been issued driver's licenses under AB 60 (Alejo) which allows all eligible Californians, regardless of immigration status, to obtain a driver's license. The next step in reducing the number of uninsured drivers and making California's roads and highways safer is to reduce the number of uninsured motorists. "Driving in California is a privilege, not a right," said Insurance Commissioner Dave Jones. "As newly-licensed drivers hit the road, it's important that they do so legally, with proper automobile insurance coverage. Properly trained drivers who know and follow California's rules of the road are safer drivers and are involved in fewer collisions. This makes driving safer for everyone." SB 1273 (Lara), which passed in 2014, made changes to California's Low Cost Auto Program that make it easier for new licensed drivers to qualify for the affordable coverage program. "Getting auto insurance is the law and for some who can't afford it, we have the Low Cost Auto Program," said Senator Ricardo Lara, author of SB 1273. "Of the roughly 25 million vehicles on California roads, an estimated four million remain without auto insurance coverage due to the high costs of standard insurance premiums. Now, thanks to SB 1273, the Low Cost Auto Program is expanded and affordable auto insurance options remain accessible for many low-income Californians, including those who may newly qualify as a result of AB 60." The department has taken a number of steps to educate new drivers about how to get coverage and avoid being scammed by anyone trying to take advantage of the new drivers hitting the road. Workshops are offered through community based organizations. In addition, a California Low Cost Auto Program information card will be distributed through the DMV. The department sent a letter to all agents and brokers licensed to sell auto insurance reminding them that new drivers may need help navigating and understanding the financial responsibility law and their obligation to carry auto insurance, and to help watch out for scammers and schemes targeting the new population of drivers. The department also offers a toll-free bi-lingual consumer hotline for drivers with questions about the California Low Cost Auto Program or about how to buy appropriate insurance coverage (800) 927-4357 (HELP).

Are you a Notary Public or know one? CNA has term rates of $38 for Notary Publics and E&O policies starting as low as $35.00. Contact me to learn more!

Attention all DJs or independent entertainers.. Do you have liability insurance in place for your next gig? In the event of a claim at a venue you are performing at you could be held liable for any bodily injury or property damage that occurs. We have policies starting at just $200 to cover you for this exposure. Contact us today!