The Valley

" You are allowed to be both a masterpiece and a work in progress. Simultaneously. "

The Real Scents That Will Help Sell Your House. If you’re getting ready to sell your home, you’ve probably made a list of items to tackle around the house. Declutter your rooms, paint the walls, fix any broken or worn items. Certainly, maximizing the visual appeal of your home is essential when staging to sell. But there’s one very important task to add to your list: making sure your home has a scent that will please the masses. What exactly is a crowd-pleasing scent? That ma...y seem a matter of debate, since an aroma’s appeal can be quite subjective. But there are definite strategies to follow. Read on for five guidelines for creating a pleasant home scent for prospective buyers. Ditch the potpourri and baked cookies. Follow these guidelines on scents to use and avoid to help sell your home 1.Start with a deep clean 2. Eliminate food and pet odors 3. Keep it fresh and simple 4. Less is more 5. Let the scent reflect the space Source: houzz.com https://bit.ly/2Z8i2UA

We have to be willing to fail, to be wrong, to start over again with lessons learned.

6 Home Maintenance Tasks You Should Tackle in August. We know what you're thinking: It's still summer, and you're being a buzzkill! Why worry now about what you can do next month? Well, as it turns out, some home maintenance tasks are best tackled in August, before temperatures start dipping. check these out. 1. Check your washing machine connections... 2. Prune dead wood from your lawn and garden 3. Clear the gutters 4. Deal with wasps, mosquitoes, and other insects 5. Clean your natural stone 6. Get your furnace prepped for winter source: realtor.com

Don't expect life to be easy, work hard for what you want. #monday #MondayMotivation #mondaymood #motivation #positivevibes #instadaily #ColbyTalley #ColbyTalleyRealtor #thevalley #TheValleyRE #realestateagent #SiliconValleyHomes

Buying a home is a big deal. Too often, I think people rush into home ownership because it’s seen as a sign of adulthood and financial responsibility. But owning a home is a big commitment, it’s not a guaranteed good investment, and it’s a truckload of work.... How to buy your first home Ask yourself: ‘Is it really time for me to buy a home?’ Don’t buy a home just because everybody’s doing it (they’re not) or because your Uncle Joe told you that it’s stupid to throw money away on rent (he’s wrong, too). Don’t buy a home because it’s a buyer’s market or just because of low mortgage rates. Buy a home because you want to be a homeowner. Buy a home because you’re settling down and need a place for live for at least five years. And only buy a home if you’re financially ready. Source: moneyunder30.com

The path to success is to take MASSIVE, DETERMINED ACTION.

8 Best Money-Saving Tips from Self-Made Millionaires Saving money can be the difference between stressing to dress and dressing to impress. It can help you retire younger to see more of the world sooner. It can mean building that dream house. And more than anything, it can mean having the money when you need it, and resting assured that you have it even for those times you don’t. Don’t budget -As counterintuitive as it may seem, nine-time New York Times bestselling author Dav...id Bach recommends forgoing a budget. You’re too busy, and you will just get frustrated and fail, Bach, the founder of FinishRich.com says. Instead automate your financial life. When it’s automatic you can’t fail. That includes having your paycheck automatically deposited, along with a regular 401(k) contribution. He also recommends automating all your bills, including car payments, mortgage payments, and credit card bills. Find out the 10 traits that make you more likely to become a millionaire. Avoid want spending Don’t lend money to friends or family Be a smart spender Pay yourself first Avoid lifestyle creep Be frugal, not cheap Never give up - Maybe it sounds cliché, but it’s the type of mindset that will keep you above water. No matter what happens, no matter how many times you fail as long as you get up and try again you haven’t lost, says Bach. Read on for more suggestions on how to achieve a financial goal. source: rd.com

How To Get A Mortgage When You Have No Credit. Getting a mortgage when you have no credit First-time home buyers face challenges that more experienced home buyers do not.... The FHA mortgage is available to first-time home buyers with thin credit or no credit whatsoever, and FHA-backed mortgages are available from nearly every mortgage lender. source: themortgagereports.com

Determine How Much You Can Afford Buying a home can be lots of fun. It’s exciting to see all those years of dreaming come to life in a place you can finally call your own. With so many possibilities at your fingertips, it’s easy to get caught up in the excitement before asking yourself the most important question of all: How much house can I afford? It doesn’t matter if the kitchen is fabulous or the backyard is big. If you can’t pay the mortgage each month or find the cash t...o fix what’s broken, your home will be a burdennot a blessing. Start the process by evaluating your total income, debts and other expenses before developing a budget plan. Try using a mortgage calculator to determine your monthly payments, based on interest rates and the loan amount. Once you have determined how much house you can afford, you will be able to pre-qualify for a loan and buy your dream home. source:daveramsey.com Looking to buy or sell your home? Contact: Colby Talley|Realtor DRE 02028337 408.891.0997 www.thevalleyre.com

7 Things to Never, Ever Do When Buying a Home- Even the most intrepid home buyer should get some guidance not only on what to do, but also what not to do. Look no further than this list, which highlights the most common mistakes buyers make so you can avoid the same fate. 1. Don't shop for homes without an agent . 2. Don't meet with just one mortgage lender. 3. .Don't understate your budget.... 4. Don't hold out for the 'perfect' house. 5. Don't make ridiculously lowball offers. 6. Don't forget to budget for closing costs. 7. Don't make big purchases before you close. Source : www.realtor.com https://bit.ly/2nYhLmn

Smart Home-Buying Tips From Real Estate Experts: There are right ways and wrong ways to buy a home. The latter of which will cost you a lot of unnecessary money, stress, and frustration. Use best practices, however as offered by real estate experts below and you'll walk away a winner with a smile on your face and cash still in your bank account. 1. Research Agents before choosing one - 2. Search social media for local real estate group ... 3. Don't automatically settle on city living 4. Run through all costs before starting the home-buying process 5. Investigate the HOA to make sure you're compatible 6. Buy a home below your means 7. Invest remotely in high-yielding real estate markets 8. Ask for reductions after inspection Source - wisebread.com https://bit.ly/32lu9iJ

If you think BIG, believe BIG, act BIG - then the RESULTS will be BIG.