Terry Johnston: Allstate Insurance

Is your marital status changing? That's definitely an important time for us to sit down with you to make adjustments to your insurance program. Let's make sure your ducks are in a row!

Create secure passwords that make sense to you, but NOT to others.

Let's face it. Summer is the peak season for home burglaries. The initial step in home crime prevention is to reduce or eliminate opportunities. Make sure doors are locked before leaving home.... Install motion-detecting lights. Install a home alarm system. Don’t announce online that you are going on vacation. Lock up ladders that can be used to assist thieves in home-entry. Put your newspaper and mail delivery on hold while you are away. See more

For those of you with July birthdays, here are some fun places that will help you celebrate. Your birthday month is also an excellent time to sit down with us to review your policies. Let's make sure the coverage you have is up-to-date to support your current needs!

Do you know the warning signs of heat exhaustion? Seek medical care if you or someone you know has these symptoms.

Now that we are in the midst of boating season, be sure to keep in mind that exposure to carbon monoxide can be dangerous, even with low rates of exposure.

Join us in being part of the solution. The consequences of distracted driving just aren't worth it!

If you are driving your car across the border into Mexico, you MUST buy a separate auto policy for driving in Mexico no matter how comprehensive your U.S. auto insurance coverage is. If you are driving your car across the Canadian border, your U.S. auto policy will generally be sufficient. Do you have questions about driving abroad? Let's talk!

You may think that you need to insure your home for its market value. Instead, insure your home based on its replacement cost, which is the amount you would need to rebuild it if it is damaged or destroyed. Replacement cost often exceeds market value.

Your life is always changing, and as a result, your insurance needs are changing too. A policy review can point out the coverage gaps that may not be so obvious to you. Has it been awhile?

Another child recently died due to heatstroke. This is the 8th death in 2019. If you see a child alone in a car, call 911. Never leave a child unattended in a vehicle, even with the windows down!

Do you have friends who need help with their insurance? Refer them to our agency because sometimes we can all use a little help from our friends...