Steve McCoole, Mortgage Broker NMLS #305667

New 4.0-star Review: "Brends and her team are professional, responsive, personal, and go the extra mile. They helped us with a non standard transaction and we couldn't have done it without her. Thank you!"

A good reminder that often times we are concerned too much with the cost of action and fail to realize there is also a (often greater) cost for inaction. Don't be this guy! Waiting for rates to go lower is a risky game, they are at a 2 year low right now.

Co-signing on another person's loan is very misunderstood. Please watch as credit expert Sam Parker explains.

Did you know that an FHA loan originated in 2012 with a 4% rate has an effective rate of almost 5.25% when factoring in the high FHA mortgage insurance? I have had great success of late taking borrowers out of FHA loans with expensive mortgage insurance and putting them into conventional loans with no or lower MI. Just last week I saved a borrower over $450 per month just by removing the FHA MI. If you or anyone that you know has an FHA mortgage loan, you owe it to yourself to call me at (619)283-4000 today. There will be no selling, either I can save you money or I cannot. In less than 10 minutes I will let you know if you can save money by removing that expensive FHA mortgage insurance.

Attn Real Estate Agent Friends - Wouldn't YOU like your clients to feel this way about the mortgage lender that YOU refer to them???

RE Agent Friends, Share this "Seller Expectations" handout with your listings and make life easier! Download this fully editable Word doc, and make it your own!... Share it with your listings, and easily answer all of the common concerns and questions like... What happens next? How will the home be shown, and by whom? How do I reach you? Is the price right? What happens when an offer comes in? What about open houses? Do you need anything from me? You'll be amazed at how well this handout works when you use it at a listing appointment, and helps you get the listing! https://agentpowertips.com/seller-expectations-handout

There is a bloodbath going on in the mortgage bond market today. What that means for you: until this reverses it will cost more to borrow money, mortgage interest rates are moving higher.

Attn Real Estate Agents, Here's a great step-by-step plan on how you can use Facebook Live at your next open house Give it a try for yourself and see just how easy it really is. Not only might you find a buyer (there really are a bunch of agents who can attest that they've sold a house because of this), but you will get more engagement and it will help you market yourself more regularly on Facebook.... https://agentpowertips.com/using-facebook-live-for-an-open-

Realtors, I've got a quick downloadable form for you that you can use on open houses this weekend! (you can use Adobe Reader to customize it with all of your info, and your image and logo!) https://agentpowertips.com/open-house-feedback-form

Hot new stated program for self employed borrowers! Goes down to 680 credit score.

Let's stop all this politically bickering and get back to some critical news that really matters! https://t.co/EiZOhTr8LV