Shane Gilmore

If I've said it once, I've said it a thousand times. Repeat clients are our absolute lifeblood. Without you, these lights don't stay on. LOWEST RATES IN HISTORY!!! Ask me for a free quote to see how much you will save.

We don't want to just do a loan for you. Recurring clients are our lifeblood. We want to be a partner that assists in your financial well-being for life.

Repeat clients, happy clients, referrals are our lifeblood. Rates are still at historical lows. Give me a call and see how much you can save. It's not like you are going to the movies or out to eat right now.

Rates are still at all-time lows, How does 2.50% sound to you? That's what this borrower got. Call me

With the uncertainty that comes with this virus, many are choosing to refinance. Also, as a result, rates are at near historic lows. The time is now.

If I've said it once, I've said it a thousand times. Repeat clients are our absolute lifeblood. Without you, these lights don't stay on. LOWEST RATES IN HISTORY!!! Ask me for a free quote to see how much you will save.

We don't want to just do a loan for you. Recurring clients are our lifeblood. We want to be a partner that assists in your financial well-being for life.

Repeat clients, happy clients, referrals are our lifeblood. Rates are still at historical lows. Give me a call and see how much you can save. It's not like you are going to the movies or out to eat right now.

Rates are still at all-time lows, How does 2.50% sound to you? That's what this borrower got. Call me

With the uncertainty that comes with this virus, many are choosing to refinance. Also, as a result, rates are at near historic lows. The time is now.

During this virus scare many people are experiencing financial uncertainty. We can help. This morning I had the pleasure of doing so for 2 wonderful homeowner...s and their families. -- Skip 2 mortgage payments. -- Access the equity in your home to get you through the quarantine. -- Use said equity to prepare for the Zombies, See more

IF YOU HAVE NOT REFINANCED,... WHAT ARE YOU WAITING FOR?!?!?!?! Lowest rates in the history of EVER!

This one had some complexities, but we stuck with it until it got funded. Now a family has a new home. If you have a difficult scenario. If you think that y...ou can't get a loan. Please give us a shot. You'd be shocked at how creative we can get. My promise to you is that we will not say "no" until we have turned over every stone and explored every option to its absolute end. See more

Here is the forecast for this week: Recap of last week: Rates rose higher Despite media reports promoting lower mortgage rates, rates were actually much higher ...to end the week than on Monday. Rates were volatile, and mortgage bonds, the underlying foundation of mortgage rates, ended the week much worse than when the week started. Mortgage Rate Forecast: Rates will be volatile Once again borrowers should be careful not to try and catch rates at their lowest, because they could miss out altogether as rates rise. Mortgage lenders are at or near full capacity, and are increasing rates to slow down volume. Talk with us about these low rates to find out what you should do to take advantage before rates rise. What's affecting rates this week: - The Fed: The Fed rate cut does NOT make mortgage rates lower, however the Fed also rolled out quantitative easing, which will help rates over time. - Lender capacity: Lenders, appraisers, and support staff are all at maximum capacity, making further rate improvements unlikely in the near term. Talk with us today your local lender to get an accurate rate

Recap of last week: Rates were extremely volatile Mortgage rates experienced the most volatility in recent memory, moving by as much as a full percentage point ...in a single day (example from 3.5 to 4.5%). The volatility was caused by a lack of liquidity in the financial markets, a byproduct of the precautions taken to slow the spread of the COVID-19 virus. Mortgage Rate Forecast: Rates may get more stable Mortgage rates could be volatile again, but this week could provide windows of opportunity to lock in some great rates. The Fed has announced the intention to continue with quantitative easing "in the amounts needed" to stabilize the markets. Don't look to the media for updated news, markets are moving too quickly. Be sure to stay in close contact with your local mortgage professional (us)who can help guide you through the process and getting a great rate. What's affecting rates this week: - The Fed: The announcement for unlimited quantitative easing should help stabilize rates a bit. - Social distancing: The COVID-19 pandemic has led many mortgage lender staff to work from home, and slowed down appraisals, title, and closing agents. - Capacity: Lenders are still struggling with large volumes, and higher rates could reflect that. (Info from Rate Advantage)

With rates so insanely low we are doing refinances galore. However, there is something extra fulfilling in helping buyers purchase their new home. I've been doing a ton of these in San Diego County lately. It's such an absolutely beautiful area.