Semeka's SellingnSac

2021 can be bright for you and your family Serving Sacramento and surrounding areas [email protected] or Call!! 707.774.9686 CA CRE #02092587

Thinking about preparing for the BIG Purchase?? Credit Score 640 or higher? Think you might be ready for Pre-approval? Call Me! 707.774.9686. Let's talk CA DRE# 02092587... Let's make 2021 your year!!! See more

GOOD MORNING ALL!! Have a Happy Monday from SemekaWard @ [email protected] [email protected] Serving Sacramento and surrounding areas ... CA DRE #02092587 See more

Are you thinking about taking the plunge into home ownership for the first time? Owning a home can be an excellent decision for many. Not only does owning a home have several advantages over renting, but it can also be a great way to build wealth over time. However, your mortgage payment is just one of several expenses you'll need to be aware of. Here are a few potential costs of owning a home that you need to be prepared for before you start shopping: Homeowners insurance...- can cost between $50-$100/mo on average Closing Costs- costs run from 1% to 3% of the sales price Interest- rates are at a historical low of about 3% for eligible applicants Maintenance costs- will vary greatly based on the age of your home but as a general rule, it's good to estimate t 1% of your home’s value per year Unexpected repairs- A home warranty could help cover some of these costs. HOA Dues ( some areas) Utilities Water and garbage services With me as your agent, you'll never be in the dark. I will always be open, honest and working with your best interests at the forefront of all of my efforts! This logic will help you avoid getting in over your head. As a first-time buyer shopping for a home, be realistic about how much you’ll have to pay for your home and its associated expenses. Now is the time to GET STARTED!! Call me NOW!! 707.774.9686 Or let me know what you think you WANT!@ [email protected] See more