Scott Rojo

We are now accepting 2021 loan limits! No need to wait any longer!We are now accepting 2021 loan limits! No need to wait any longer!

This could be yours! Just takes a quick call and I could start you on the path to homeownership!

Rates are Great! If looking to refinance or purchase please reach out. I will guide you through the process!

If you have been putting off getting cash out of your home... Call me! Do not push off anymore. This might go down as the biggest two days of locking mortgage rates in history. The mortgage market is usually the first to feel the effects of what is yet to come. Do not push off! 16 trillion in liquidity gone?If you have been putting off getting cash out of your home... Call me! Do not push off anymore. This might go down as the biggest two days of locking mortgage rates in history. The mortgage market is usually the first to feel the effects of what is yet to come. Do not push off! 16 trillion in liquidity gone?

Any Realtor friends that wants to know what’s going on with the Mortgage side of things IM me we can chat. Have all the updates on GSE the secondary, non QM.. Be safe out there

All my real estate friends for county recording information

Mortgage rates how they are really determined! What Are Mortgage Rates Based On? Contrary to popular belief, mortgage rates are not based on the 10-year Treasury note. They're based on the bond market, meaning mortgage bonds or mortgage-backed securities. When shopping for a new home loan, many people jump online to see how the 10-year Treasury note is doing, but in reality, mortgage-backed securities (MBS) drive the fluctuations in mortgage rates. In fact, it is not unusual ...to see them move in completely different directions and, without professional guidance, that confusing movement could cause you to make make a poor financial decision. Some bond market reporters mistakenly tie mortgage rates to the performance of the 10-year Treasury bond. Many of these financial reporters possess a broad knowledge of bond markets, but they are not mortgage experts and do not fully comprehend how mortgage interest rates are determined. Mortgage loans are packaged into groups or bundles of securities and then sold in the bond market. The price of these bundled debt securities is driven by national and global news events, which also affects individual mortgage rates.

Happy 2020, I hope everyone is doing great!

About to go live with my good friend!!

Love when I can help my Realtor friends get offers accepted! Any Realtor having trouble getting your buyers offers accepted Call me (see the secret in the video)

Come visit Untied Wholesale Lending at Folsom TurkeyTrot this morning! We love to give back! Shelby Elias, Peter Galvez