Sarah C. Jackson
Category
General Information
Locality: Temecula, California
Phone: +1 833-432-4663
Address: 41593 Winchester Road, Suite 200 92590 Temecula, CA, US
Website: calendly.com/homeloansbysarahj
Likes: 582
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Every new year brings the opportunity for new ventures and reaching the goals you’ve been wanting to reach! . . . #newyear #resolutions #betteryou #newventures #gogetit
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Buying a home involves a lot of moving parts and complex steps, but the professional expertise of your real estate agent and lender can help you navigate the process smoothly. Taking the leap to homeownership can provide a feeling of pride while boosting your long-term financial wellness if you go in well-prepared and with your eyes open. Have your finances organized and your credit in order so that you’ll be able to secure a reasonable mortgage in a smooth fashion!
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Take charge of your future today! All it takes is one phone call to start your journey to home ownership!
Before you start looking for your dream home, create a realistic budget! Take into consideration all of your current bills, your spending money and make an estimate of how much you will need to allocate for the extra bills you may have to take in. This may include HOA fees, water and sewer, and the electric bill. If you are unsure what else to include in your budget, talk to your local lender!
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A conventional loan is a type of loan that is not insured or guaranteed by the government. This loan is backed by private lenders. They are more common than government backed loans. Though conventional loans offer buyers more flexibility, they’re also riskier because they’re not insured by the federal government. Still have questions? Let’s talk and see if the conventional loan is your best option!
. . Crush It Tuesday... . .... #thesarahjacksonmortgagegroup #homeloansbysarahj #mortgagelender #mortgagepro #dreamhouse #goals #buyvsrent #firsttime #homebuyer #refinance . . Photo Credit: Pinterest See more
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Property disclosure statements essentially outline any flaws that the home sellers and their real estate agents are aware of that could negatively affect the home's value. These statements are required to be given to the buyer so they may know a property's good and bad points before they close the deal.
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Buying a foreclosure property has its benefits! It’s often cheaper than buying a home the conventional way. In a foreclosure, you’re buying from the previous owner’s mortgage lender because the owner has defaulted on their loan. You should take into consideration the condition of the home, which has likely been vacant for months, and sometimes years. This can lead to issues you will have to repair. As a buyer, you have to weigh what you can afford to fix and what you can’t.
Remember that an early-month closing gives you much more time before your first mortgage payment is due. Keep in mind you'll also pay almost an entire month's worth in prepaid interest, as interest accrues from the date of closing through the last day of the month. That means you'll have to bring more cash to the closing.
As he is usually, Dash is great and if he is still around next time we Re-Fi I will be hitting him up again
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