Greg Kaczmarski

INFLATION and how it affects you and your home that you currently own or the home you are planning to buy. Currently, we are in inflationary times right now because of all the money that is being pumped back into the economy due to the covid pandemic. So what does that mean for your home right now or the one you are going to be buying:... So during inflationary times, the prices of the assets go up That means the value of your home that you own right now is going to go up and not just with supply and demand but also with inflation. Now, what does that mean when you also have a loan on that home? The value of that loan goes down because the value of the currency during inflationary times goes down. And the value of the asset (that the loan is under) goesup. So, you get to benefit from both the asset price as well as the loan itself. If you got questions I got answers....SEND EM'! #inflation #homeownership #markettrends #inflationarytimes #assetprice #highdeman #lowsupply #homepricesareup #supplyanddemand #housingdemand #realestatenews #mortgagelender #gregkaczmarski #compassrealtor #kellerwilliamsrealtor #sandiegorealestate #firsttimehomeloan #homeloan #homeloans #refinance #mortgageloan #vahomebuyer #firsttimehomebuyer #wcf247 #vahome #veteranloan #equityfirst #americandream

We took a pretty serious hike to this amazing waterfall. The kiddos had a blast! #letthemexplore #adventuretime #takeahike #waterfallhike #raiseawildchild #letthembelittle #dadlife #thebestlife #dadlifeisthebestlife #thisisfatherhood #fatherhood #parenting #getoutside #optoutside #thegreatoutdoors #coloradohikes #adventure #mountainlife #waterfalllove #waterfalling #waterfallsofinstagram #waterfallchasing #hiddenwaterfalls #instadad #girldad #boydad

Justin, thank you for your business support and more importantly your friendship. I appreciate the kind words and I'm always available should you need anything. Semper Fi brother! If you've got s about financial literacy or tips around being smarter with a mortgage, shoot me a message.... #financialfreedom #financialliteracy #mortgageloanofficer #loanofficer #mortgages #mortgagetips #mortgagetips #semperfi #marineveteran #marinevet #navalacademygrad #financialdecisions #happyhomeowner #mortgagelife #mortgagelender #vahomeloan #vahome #vahomebuyer #valoan #veteranhomebuyer #vahomepurchase #propertypurchase #mortgagerates #housingmarket #realtorlife #mortgageexpert #mortgagepro

My little adventure buddy! #myboy #adventurebuddy #lovehim #nothingmore #nothingless #himandi #oceanviews #sunrise #dadlife #prouddad #growingboy #waves #oceanbreeze #sunsetcliffssandiego #sunsetcliffs #gregkaczmarski #sandiegoboy #kidlife #letthembewild #getouside #getoutsideandplay #sandiegodad #dadlife #itsadadslife #mylittleadventurebuddy

Refinancing is a great way to SAVE HUNDREDS OF EVERY MONTH! There are always a ton of questions we have about refinancing - How does refinancing really work... - Am I getting a good deal - What are the closing costs? - Am I paying anything out of pocket - Do I get to skip any monthly payments Those questions and much, much more I will answer for you during our LIVE Mortgage Refinance Webinar. On top of that, I WILL GO THROUGH THE MOST IMPORTANT DOCUMENT IN ANY REFINANCE, the closing disclosure. I will break down and explain: All of the fees All closing costs How to get the best rate Is it worth it to BUY down a lower rate How much will I be saving every month There has never been a better time to think about refinancing, and there has never been a better way to MAKE SURE YOU'RE GETTING A GREAT DEAL that will help you and your family than attending our Refinancing Webinar o 6/22/21 @6PM https://event.webinarjam.com/register/24/w8l63fo8 This hour of your time, could save you THOUSANDS!!! We'll see you LIVE tomorrow 6/22/21 @6PM https://event.webinarjam.com/register/24/w8l63fo8 #timetorefinance #mortgagerefinance #refinance #refiannceloans #typesofrefianance #mortgageloan #mortgagetips #mortgagebrokers #mortgages #mortgagepro #mortgageloan #gregkaczmarski #veteranloanofficer #entrepreneur #homeloan #sandiegolender #sandiegorealtor #homeinvestment #investment #realtorlife #homeloans #homeloan #sandiegohomeloan #sandiegorefinance #refinancemyloan

Happy Father’s Day to all the Dad’s out there! #fathersday #dadsday #lovemykiddos

My frist time hiking Mission Trails. Was worth the view! What trails around the San Diego area do you frequent? #missiontrails #missiontrailsregionalpark #dayhiking #sandiegohikes #hikessandiego #hikinglove #hikinghobby #getoutside #getoutdoors #optoutside #instagood #getout #naturelover #lovebingoutdoors #theoutdoors #sandiegoca #theviewfromuphere #theview #mountainview #lookingdown #thisissandiego #sandiego #letshike #letsexplore #lovefortheoutdoors

"Hey Greg, can I use my spouse's income to qualify for a larger VA home loan?" YES YOU CAN Even if the spouse is not VA Loan eligible, you can use their income to qualify for a higher loan amount.... Something to note, unlike FHA loans, the VA Loan does not allow a non-spouse as a co-borrower......BUT There is a process known as a joint loan in conjunction with a VA loan to allow a co-borrower who is not VA eligible and is not a spouse. The service member is also allowed to receive gift funds for a VA Loan from friends and family, which could include a significant other while not married. Want to know if your eligible for the VA loan?Want to know what the benefits are?Want to know what type of properties can be financed with the VA loan? If so, comment "MERICA" below, and I'll share my VA loan webinar where I answer all your questions! You can also click the link below for INSTANT access! https://event.webinarjam.com/replay/1/10qzlspto4bp8u6q2 #vahomeloanspecialist #vahomeloaneducation #factvsmyth #mericafuckyeah #austinhome #austinhomesforsale #vahomeloan #austincondosforsale #texasmortgage #austinlender #austinmortgagelender #austinveterans #austinveteran #militaryhomebuyer #vahomebuyer #vahomeloanwebinar #vaspecialist #trustedlender #homelendersofig #austinhomes #austincondos #austinrealtor #austintexashomes #texashomesforsale #texasrealtors #realtorsofinstagram

Little moments, big memories #dadlife #bestlife #livingourbestlives #boydad #girldad #mtsoledadveteransmemorial #memorialday2021

This obviously has nothing to do with what’s going on in America today... ...but when I lived in Poland during communism, the government thought they knew best how to organize the economy and which businesses could stay open and which ones had to close. This created huge supply and demand problems and set the prices of necessities like meat , gas and lumber skyrocketing so that only the rich could afford them....YIKES... #yikes #backinpoland #skyrocketing #communism #pricesaregoingup #gregkaczmarski #supplyanddeman

FACT Mortgage interest rates are influenced by many different factors & may not remain consistent. Similar to the stockmarket, interest rates are always changing due to a variety of contributing factors. However, there's plenty of data & history available to help me make recommendations based on the state of the market.... I use that information to help lock the best possible rate for you! And when refinancing, you can always refinance your loan when a more attractive rate is available. Please send me a message if you're curious about how much you could save by refinancing. I'll be happy to discuss this with you!858-761-2602 Greg Kaczmarski NMLS# 175656 858-761-2602 [email protected] #realestatetipsandadvice #mortgagetips #businessmindset #gregkaczmarski #sandiegolender #sandiegohomeloan #sandiegomortgageloan #refinancingsandiego #refinancingcalifornia #whywelovewherewelive #refinancing #loanlover #madeinsandiego #sandiegocahomes #sandiegocondosforsale #sandigeohomesforsale #lovewhereyoulive #vahomeloan #socalhomesforsale #socalhomes #socalcondos #sandiegohome #sandiegofamilies #guyswhodoloans #homesinsandiego #condosinsandiego #sandiegoca #mortgageloanofficer #homeloansandiego #sandiegohomeloan

The strongest and kindest boy I know! #familytime #qualitytime #outdoors #beachspot #sunsetcliffs #surfsup #boydad #sandybeach #sandiegodad #thisisdadlife #goodmorningsandiego #sunnysandiego #proudboydad #sandiegodad #sundiego #sandiegobeaches #oceanbeachsandiego #oceanbeach #visitingtheocean #pacificbeachday #funbeforeschoolstarts #letkidsbekids #gregkaczmarski #prouddad #dadlife #sandiegodadlife #lifedoesntgetbetter #doesntgetbetterthanthis #dadmoments

Pre-qualification is a good first step when you’re not sure if you’re financially ready to buy a home. A mortgage pre-qualification is usually based on an informal evaluation of your finances. Preapproval is the next step if you get a thumbs upduring pre-qualification. During the mortgage preapproval process, a lender pulls your credit report and reviews documents to verify your income, assets, and debts.... A mortgage preapproval is an offer by a lender to loan you a certain amount under specific terms. The offer expires after a particular period, such as 90 days. Preapproval is not a guarantee you will be given a loan and the mortgage can still be denied. A home appraisal must be completed before a loan can close to ensure you aren’t paying more for the home than it’s worth. Also, the lender’s offer may not stand if your financial situation changes between preapproval and closing. Here are a few things NOT to do after you are preapproved for a mortgage: applying for new credit, making large purchases, or missing loan and credit card payments. Are you looking at buying a home in the near future? Getting preapproved is your next step, shoot me a DM and let me get to work for you!858-761-2602 #preapprovedforahome #mortgagepreapproval #homeloansandiego #sandiegohomeloan #mortgagesandiego #sandiegoloanofficer #sandiegohomes #vahombuyer #vahomeloan #gregkaczmarski #sandiegocounty #sandiegohomeforsale #buyingsandiego #sandiegeca #sandiegorealtor #sandiegoteamrealtor #lenderlife #lendersofinstagram #realtorsofinstagram #prequalification #preapproval #preapprovalneeded #thecloser #closedescrow #sandiegohomeappraisal #homeappraisal #sandiegocondo #sandiegocondosforsale

Lost a tooth today! She pulled it out herself

Get outside! #gregkaczmarski #getoutsidemore #getoutside #bigbearlake #bugbearmountain #getoutside #quietallthenoise #bigbearcalifornia #gettingoutdoors #getoutdoorsmore

Want to know how to skip two monthly payments when refinancing your home? If you've considered refinancing and not sure if it's the right time, the right decision, or how to start the process, then I'd like to invite you to my Live Refinance webinar happening tonight (10/13/20) at 6 pm PST. Join me tonight as I layout all the details of the following:... Types of Refinances Different Loan Types Property Catagories Why You Should Consider Refinancing NOW How To Skip 2 Monthly Payments Explaining The Closing Documents To SAVE YOUR SPOT, click here: https://event.webinarjam.com/register/24/w8l63fo8 Don't miss out on the opportunity to learn how you can be saving hundreds of dollars each month by refinancing! #gregkaczmarski #westcoastfunding #wcf247 #refi #Refinance #refinanceloans #refinancelender #refinancemortgage #refinancemyhome #refinancenow #Mortgagerates #homeaffordability #firsttimehomebuyer #opportunity #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #starterhome #dreamhome #refinances #mortgageexpert #historicallylowrates #vairrrl #irrrl #vahomeloanrefi #realestateinvestor #nowisthetimetobuy

Appropriate work attire #gregkaczmarski #gregkaczmarskiwcf #officeattire #approriateattire #workclothesonpoint #westcoastfunding

Grateful to help other Veterans and Military members reach their financial goals. #veteranswin #vahomeloan #vahomeloanbenefit #sandiegohomes #sandiegohomebuyer #vahomeloanwebinar #homeloanwebinar #homebuyerseminar #sandiegohome #sdrealtor #sandiegorealtors #sandiegorealestate #mortgage #westcoastfunding #realestatelifestyle #veteranswin #usmclender #mortgagelender #veteranmortgagelender #sandiegoproperties #propertyowner #carlsbadrealtor #happyclients #realtorlife #realtorsandiego #miramarairbase #navalbasesandiego #oceansidecalifornia #camppendleton #realtorlife

We beat the heat! Did you hear that the playgrounds are finally starting to open back up in San Diego county? #beattheheat #sandiegoweather #coolingdown #beachweather #allyearround #funinthesun

The cutest little boy you ever did see #boydad #boydadlife #boyswillbeboys

I almost forgot! Tonight is the presidential debate so the Refinance webinar will be taking place tomorrow 9/30/20 at 6pm PST. There is still time to sign up Click the link here to save your spot: https://event.webinarjam.com/register/24/w8l63fo8... See you tomorrow LIVE at 6 pm PST! #vairrrl #vahomebuyer #refinanceyourhomenow #westcoastfunding #understandhowtorefinance #savingyoumoney #putmoneybackinyourpocket #sandiegohomelender #sandiegohomebuyer #sandiegorefinance #refinancewebinar #wcf247 #veteranloanofficer #sandiegomortgage #mortgagerates #refi #refinanceyourhome #refinancetoday #housingmarket #loanofficer #closingdisclosure

Found the perfect workout spot pretty close to work The perfect work break at Lake Miramar #lakemiramar #scrippsranch #miramartrail #runningtrail #sandiegolakemiramar #routeloop #fourmileloop #scenicviews #miramarca #perfectworkbreak #scrippslake

"Can I use BAH (basic allowance for housing) as my proof of income when purchasing my house?" Yes and No, let me explain If you are active duty you can absolutely use your BAH towards your proof of income when purchasing your home. Not only can you use it, but it's TAX FREE!... Veterans, however, the answer is no. There is no grey area here. When veterans are issued BAH through their GI BIll, it is meant for assisting during school only. If you have any questions for me please hit me up in the comments below or you can reach out to me via DM's or email. #veteranswin #gregkaczmarskiwcf #gregkaczmarski #sandiegovahomeloan #sandiegoca #vahomebuyer #vahomeloan #militaryhousing #militarybasehousing #payyourownmortgage #dontrentjustbuy #bah #basehousingallowance #baseallowance #basehousing #militaryhouse #getoutofmilitaryhousing #veteranshelpingveterans #veteranswhohelp #veterans #usmcveteran #navalacademy

We do home loans! @steventavera I'm the dude crunching numbers all day to get you the best rate possible. When I'm not nerding out on work, you'll find me doing things like this ... #veteranswin #gregkaczmarski #wcf247 #247realty #crungingnumbers #yourgotolender #vahomeloan #vabuyer #vahomebuyer #militaryhousing #getoutofmilitaryhousing #bah #veteranshelpingveterans #usmcveteran #verteran #twentyfoursevenrealty #westcoastfunding #sandiegomortgageloan #mortgageloanofficer #mortgageloan #sandiegorealestate #havefun #livealittle See more

This way is way better! Are you serious? This way is definitely better... You're so full of it, there's no way. You need to do it this way... and so it goes when we talk about mortgage refinance closing costs. Just let the numbers do the talking... ... Check out the video above for a little preview of tonight's LIVE webinar is going to be all about. If you missed the refinance webinar last week, Click the Link below to save your spot for tonights webinar! https://event.webinarjam.com/register/24/w8l63fo8 If you were able to make it and enjoyed it (so many of you had such positive feedback about the presentation!), you can forward this email to your friends and family who might be interested. I'm doing two LIVE sessions today. 4pm Pacific (6pm Central) 6pm Pacific (8pm Central) Don't miss out on this chance to learn how you can SAVE MONEY on your mortgage every month, without the worry of getting a bad deal. The Webinar is LIVE and you'll be able to get all of your questions answered. Let me know if you have any questions prior to the webinar tomorrow and I'll make sure to address them LIVE. See you there!

Planned a Big Bear mountain getaway with the kiddos this weekend. CATAN is on the agenda! #catan #catanjunior #bigbearmountain #inthemountains #happydad #fatherhood #dadtime #dadandson #fatheranddaughter #proudfather #familyfirst #dadstagram #father #dadsofinstagram #sandiegodad #sandiegoca #californiadad #california vahomebuyer #vahomeloans #sandiegoloanofficer