Ryan Christianson NMLS 344531 DRE 01241733

I would like to invite everyone to our Grand Opening and Ribbon Cutting Celebration tomorrow at our new office, located at 26305 Jefferson Avenue in Murrieta. The event will take place between the hours of 3pm and 7pm. (Ribbon Cutting ceremony at 4pm) Food and drinks will be provided. We will be welcoming the CEO of CENTURY 21, Michael Miedler, as well as members of the Murrieta Chamber of Commerce! We are excited to announce that Full Realty Services/FRS Funding and CENTURY 21 have joined forces to provide the utmost in customer service, care, and convenience for our clients. We are proud to offer Real Estate Services, Transaction Coordinating, Lending, Loan Processing, and Escrow Services all under one roof! We truly are a 'One Stop Shop'. We hope to see you tomorrow!! Rain or shine. Sincerely, Ryan C.

We are your mortgage experts! Here are a few reasons why you should work with a mortgage broker.

Happy Spring! Looking to purchase a home or refinance this spring? Now is a great time to get your financing approved! Rates are low and the market is strong. Give me a call today to discuss your options.

Unexpected Dip in Mortgage Rates An unexpected drop in mortgage rates in late 2018 has inspired some homebuyers into action ahead of the busy spring sales season, spurring an early rush of mortgage applications. The average 30-year fixed mortgage rate was expected to hover above 5 percent in 2019, but instead fell to ten-month lows around 4.46 percent for the week of January 31st. This drop in mortgage rates caused the Mortgage Banker’s Association January mortgage rate fore...cast to revise the 30-year fixed mortgage rate down from 5.1 percent to an average of 4.8 percent in 2019 the same average for all of last year. The average rate is expected to stay below 5 percent through 2021. As rates took a dip, house price appreciation is also expected to soften. According to the latest CoreLogic Home Price Insights Report, home prices jumped 5.1 percent between November 2017 and November 2018. By November of this year, that growth rate should slow to 4.8 percent. Potential home buyers who are crossing their fingers and waiting for home prices to fall further may miss the affordability boat if mortgage rates creep up again. A severe shortage in both new construction and existing housing stock means home buyers won’t see much decline, if any, in home prices in the foreseeable future. It's a great time to get approved for financing...Give me a call and let's get started.

Purchasing a home could be easier than you think...contact me for more info.

If you or someone you know is thinking about buying a home, there are many great loan programs to suit your needs. As little as 1% down payment is a possibility. Contact me for more info.

I hope this message finds you doing well as we start the new year! Even though the Fed made a move to slightly raise rates on December 16th, they have moved back in the right direction this week. The market is looking favorable for those who have been thinking about purchasing their first home or refinancing their existing mortgage to a lower rate and/or payment. Many families now have equity in their properties that wasn't there a few years ago, and opportunities are muc...h better as of late. I would love to help you and those you care about to save money on your monthly bills and make home ownership more comfortable. Loans can be structured so you pay 0 points and 0 fees! Down payment assistance is available for 1st time buyers! Contact me soon so we can discuss options to help your family and others to make the best financial decisions for 2016 and beyond! Sincerely, Ryan C.