Ruth Munger, Mortgage Loan Originator NMLS 1962872

Have you heard? Your equity can work for you in a refinance! I can help you get your refinance done ! Call Me! (916) 342-7803

July Photo Challenge: Day 6: white.... this was hardest for me as today was back to work and busy! So I took my breakfast photo and added a filter. White is act...ually the Absence of color and tells us about where light is- and shadows. I find myself drawn to all things light related, and love capturing it. #white #iphonephoto #julyphotochallenge See more

Closed another loan today! I love helping people! I am known to be quick! Call me!Closed another loan today! I love helping people! I am known to be quick! Call me!

July Photo challenge: Day 5: Grass- no filter!;) #julyphotochallenge #iphonephoto #grass

July Photo Challenge Day 2- I love hibiscus - they scream Tropical destinations and Summer.... this is my new sweet baby near my pool #julyphotochallenge #hibiscus #iphonephoto #poolside #tropicalvibes

Todays Mortgage news!

What happens when your appraisal comes in low?

Thanks to Frank- My new desk is put together!!! So exciting! Now to get some accessories!;) #workspace #mortgages #loanofficer #desk #newyear #workfromhome

Happy New Years Eve!!! Thank you do much for all your support of me this year!Happy New Years Eve!!! Thank you do much for all your support of me this year!

Gorgeous Placerville home- who would like to move? Timothy Newbold