Ronald Wilcox, Esq.

The Federal Trade Commission (FTC) settled charges they brought against Skyy Consulting, Inc., a California company doing business as CallFire, located in Santa Monica, California. CallFire provided voice-over-internet, a practice also known as voice

You file for bankruptcy protection to get your repossessed vehicle back from the secured lender however, the lender tells you that although you have filed for bankruptcy, they are under no obligation to give you the car back. Your attorney reminds

The bankruptcy code generally takes the position that student loans are non dischargeable debts unless a debtor can prove the payment of the debt will cause "undue hardship" to both the debtor and debtor's dependents. Debtors can take the "Brunner

Twenty Percent Of Consumers Have Errors On At Least One Of Their Three Credit Reports We all know that our credit score affects our ability to obtain credit as well as influence how much interest we will pay for the credit we receive. But, did you

Hundreds of Thousands of Americans Are Receiving Harassing Phone Calls To Pay Debts They Don't Owe Debt collectors from overseas call centers have been placing millions of abusive calls to people. The astonishing fact about these collection calls is

Older Americans Are Incurring More Debt Than Ever Before According to the Federal Reserve, Americans between the ages of 65 and 74 are saving less and borrowing more. The debt owed by these borrowers includes mortgages. Unfortunately, one of the