Ricardo Molina Farmers Insurance Agent

If your condo building already has insurance, do you need a separate policy? Give me a call and we can talk through it together!

Summer vacation often means more activity around the house. So, it may be a good time to think about extending the liability coverage in your homeowners’ insurance. Give me a call and I can help provide you with some coverage options.

If you have vacant property that could be susceptible to vandalism or other unique risks, let me know. I can help you by sharing coverage options for your situation.

If someone slips mid swan dive at your pool, you'll be glad you extended your liability limits with an Umbrella policy. Let's discuss options for making a (safe) splash

You could be missing out on hundreds in savings. Let’s chat about how switching your home insurance to Farmers could help you save.

If you have a partner, you probably have a great story about meeting. But all stories have an ending, even if the love is forever. Fortunately, you can make plans now for your care to continue financially. Give me a call to discuss your options.

As your business grows, your insurance should keep pace. Commercial property coverage can help with anything from damaged equipment to office repairs. Call me, so you can make sure your business has the coverage you want for your growing needs.

Afraid that natural disasters seem to be happening more frequently? Help protect yourself and learn how to prepare. Call me if you have questions about your insurance coverage for the unexpected.

When it rains, you can help stop it from pouring. If you have large assets you want to protect, an umbrella policy could limit their exposure to financial risks. Want to find out more? Let's chat.

As more small businesses come online, so do the criminals. Cyber liability and data-breach response coverage may offer you and your customers credit monitoring in the event of a hack. Want to learn more? I'm only a message away.

Did you know that insurance claims for water damage are 7 times more frequent than claims related to theft or fire?* Drips and leaks can go unnoticed, causing mold and costly damage over time. Message me today to discuss how you can help protect your home.

Don’t let your totaled new ride place you in deep water. With the Policy Perk New Car Replacement, Farmers will cover the cost to replace it with a new one of the same make and model. Give me a call to discuss your coverage options.

What's better than a new-car smell? How about our new car pledge, where Farmers will replace your car with one of the same make and model in the event of an accident. Message me to learn more.

Help protect yourself against road trip-ups this holiday season. Keep an emergency kit in your trunk. And if your car breaks down, safely pull off the road as far as you can until assistance arrives. Stay safe this holiday!

Did you know your policy can cover money and securities theft committed by employees or third parties? As a small business owner, I understand the importance of protecting your company from harm, and I'm here to discuss your options any time.

I know from experience that home claims seem to happen at the worst times. That's why our award-winning Farmers Claim Department is available 24 hours, seven days a week. If you need help getting your home back on track, reach out anytime.

Owning your own life insurance policy means coverage that doesn't depend on job security. Do you have the coverage you want? I can help.

We are monitoring the various fires that have recently begun burning in the state of Washington. If you have been evacuated or have damage to your property, our Catastrophe adjusters are here to begin assisting with claims virtually. To file a claim go to https://www.farmers.com/claims/ or call the Claims Contact Center at (800) 435-7764. If you have already filed a claim, you can check the status of it quickly by going to www.farmers.com. You can also follow Farmers’ response on Twitter at @FarmersResponse.

Here’s a kernel of wisdom: With the Policy Perk Guaranteed Replacement Cost, Farmers will pay the full cost to rebuild your home, no matter how much. Give me a call to learn more.

Simplified underwriting lets you apply for life insurance from the safety of home, without in-person meetings or medical exams. Approval depends on the information you give us when you apply.