Realtor Ashlee Hoag

Making the right moves after you apply for a home loan is key, so you still qualify for your mortgage when you get to the closing table. Take a look at these tips for success and be sure to reach out to your lender before you make any other financial decisions along the way.

The Importance of Home Equity in Building Wealth Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted: Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through the creation of equityBuilding equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability. Home equity is the difference between the current market value of your house and the amount you...

An inventory shortage in the housing market represents an imbalance between supply and demand. Today, there are a lot of interested homebuyers right now with relatively few homes available to buy. As a seller, this gives you the advantage in the negotiating process. DM me to learn more about what it takes to sell your house this year.

What Experts Are Saying about the 2021 Job Market Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. That’s a devastating number and dramatically impacts those households that lost a source of income. However, we need to give it some context. Greg Ip, Chief Economics Commentator at the Wall Street Journal (WSJ), explains: The economy is probably not slipping back into recession. The drop was induced by new restrictions on activity as the pandemic raged out of control. Leisure and hospitality, which includes restaurants, hotels, and amusement...

Home is where the heart is, but it can be hard to feel like your heart is fully in a place that isn’t completely yours. Owning your house gives you the power to be able to fully personalize your space and make it feel like the home you want it to be for you and your loved ones. DM me if you’re ready to take the first steps toward homeownership in 2021.

Buying or selling a home is a big deal, so it’s important to have the right professional on your side throughout the process. If you’re planning to step into the housing market this year, DM me so we can talk about the best ways to accomplish your specific goals.

Here's to a Wonderful 2021!

There continues to be good news about today’s homebuying process. A recent survey found that right now, buyer’s remorse is rare, which means this is the chance to have #noregrets about a home purchase. DM me to learn why today’s market is so promising for homebuyers.

Should I Wait for Lower Mortgage Interest Rates? Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year. Many hopeful homebuyers are now wondering if they should put their plans on hold and wait for the lowest rates imaginable. However, the reality is, acting sooner rather than later may be the actual win if you’re ready to buy a home. According t...o Greg McBride, Chief Financial Analyst for Bankrate: As vaccines become more widely available and a return to normal starts to come into view, we’ll see mortgage rates bounce off... See more

Why Pre-Approval Is Key in 2021 Today's housing market is highly competitive for homebuyers, so it's critical to gain every advantage in the process that you can. Let's connect to make sure pre-approval is one of the first steps you take toward homeownership this year.

Expert Forecast on the 2021 Housing Market Experts forecast a year of continued strength in the housing market. Let's connect to explore how 2021 could be the year to achieve your real estate goals.

If you’re planning to buy or sell a home this year, it’s important to understand how quickly the housing market is moving right now. The average home is on the market for just three short weeks. It’s critical to have everything in line from the start so you’re able to move through this fast-paced market with confidence. DM me to learn what steps to take now to ensure your success.