Ray Kellam Farmers Insurance Agent

Fire update: Overnight firefighters took advantage of the cooler temperatures and were able to hold containment lines for the Napa County portion of the LNU Lightning Complex Fire. The Yolo County portion jumped the fire line at Highway 16, prompting mandatory evacuations for nearby residents. These evacuations only increased our PIF Evacuated numbers by 3. Utility crews are currently in Davenport working to restore power, one step toward getting residents affected by the CZ...U August Lightning Complex Fire back into their homes. Temperatures will remain in the mid to high 90s and there is a chance for precipitation through Sunday. This will be the final planned update for this event. Logistics will continue to monitor these fires and will provide future updates if conditions worsen. Claims Count (as of 8:30 am CST) Farmers Homeowners: 1,882 Farmers Commercial Property: 42 Auto: 72 Inland Marine: 6 Large Property: 242 (included in the above counts) Total: 2,002 LNU Lightning Complex- Sonoma / Napa County CA Size/Acreage: 360,868 Containment: 33% Evacuations: Mandatory Evacuations PIF Evacuated: 5340 Structures Damaged: 978 Destroyed, 256 Damaged Fatalities: 5 CZU August Lightning Complex Fire - Santa Cruz and San Mateo Counties Size/Acreage: 80,137 Containment: 21% Evacuations: Mandatory Evacuations PIF Evacuated: 4044 Structures Damaged: 408 structures destroyed, 39 structures damaged. Fatalities: 1 SCU Lightning Complex Fire - Santa Clara, Alameda, Contra Costa, San Joaquin and Stanislaus Counties Size/Acreage: 367,371 Containment: 30% Evacuations: Mandatory Evacuations PIF Evacuated: 323 Structures Damaged: 18 Destroyed, 6 damaged Tehama/Glenn Lightning Complex Fire - Tehama County Size/Acreage: 54,850 Containment: 30% Evacuations: Mandatory PIF Evacuated: 44 Structures Damaged: 2 structures destroyed, and 1 damaged North Lightning Complex Fire - Lassen and Plumas County Size/Acreage: 49,910 Containment: 6% Evacuations: Mandatory Evacuations PIF Evacuated: 114 Structures Damaged: 0

I can insure many different businesses for Workers Compensation Insurance. This is not one of them. Call us for a quote today! 408-440-5139

Big congrats to my customers Julie Triadafilopoulos and Chris Siliezar on getting married yesterday!

More lightning is coming Sunday and Monday. https://www.google.org/publicalerts/alert

Tammy and I are on the clock working from home all weekend. Please email me if you need assistance and I will respond rapidly. We are here for you. [email protected]

SCU Fire update:

Helpful check list for anyone evacuating: Important documents Any Medications Irreplaceable items ( I grabbed my wedding dress! ) ... Clothing Pets and their food Electronics Wallets/ cash And a reminder to close all windows and remove any flammable items. Remove any propane tanks. Remove guns and ammo. Most importantly, take a video of your home showing all your personal items or upgrades so the insurance process is easier. Stay safe everyone!!

Fire update: Overnight firefighters took advantage of the cooler temperatures and were able to hold containment lines for the Napa County portion of the LNU Lightning Complex Fire. The Yolo County portion jumped the fire line at Highway 16, prompting mandatory evacuations for nearby residents. These evacuations only increased our PIF Evacuated numbers by 3. Utility crews are currently in Davenport working to restore power, one step toward getting residents affected by the CZ...U August Lightning Complex Fire back into their homes. Temperatures will remain in the mid to high 90s and there is a chance for precipitation through Sunday. This will be the final planned update for this event. Logistics will continue to monitor these fires and will provide future updates if conditions worsen. Claims Count (as of 8:30 am CST) Farmers Homeowners: 1,882 Farmers Commercial Property: 42 Auto: 72 Inland Marine: 6 Large Property: 242 (included in the above counts) Total: 2,002 LNU Lightning Complex- Sonoma / Napa County CA Size/Acreage: 360,868 Containment: 33% Evacuations: Mandatory Evacuations PIF Evacuated: 5340 Structures Damaged: 978 Destroyed, 256 Damaged Fatalities: 5 CZU August Lightning Complex Fire - Santa Cruz and San Mateo Counties Size/Acreage: 80,137 Containment: 21% Evacuations: Mandatory Evacuations PIF Evacuated: 4044 Structures Damaged: 408 structures destroyed, 39 structures damaged. Fatalities: 1 SCU Lightning Complex Fire - Santa Clara, Alameda, Contra Costa, San Joaquin and Stanislaus Counties Size/Acreage: 367,371 Containment: 30% Evacuations: Mandatory Evacuations PIF Evacuated: 323 Structures Damaged: 18 Destroyed, 6 damaged Tehama/Glenn Lightning Complex Fire - Tehama County Size/Acreage: 54,850 Containment: 30% Evacuations: Mandatory PIF Evacuated: 44 Structures Damaged: 2 structures destroyed, and 1 damaged North Lightning Complex Fire - Lassen and Plumas County Size/Acreage: 49,910 Containment: 6% Evacuations: Mandatory Evacuations PIF Evacuated: 114 Structures Damaged: 0

My good friend Maria Cid is spear heading a donation drive in Giroy for first responders and evacuees. Please donate if you can.

Santa Cruz Boardwalk

To all our CA Firefighters: Thank you for your efforts. This is a daunting task. You are appreciated and loved. Be safe. Special shout out to my firefighter customers Joe Finegan and Brad Fitzgerald. Thank you gentlemen.

Shout out to Cal Fire for saving the Lick Observatory last night!

If you can please help my friend and customer Daizie raise some money to help evacuate all these horses from the fires in Sonoma. Thank you.

ATTENTION If you are insured through FARMERS INSURANCE and affected by fires: Mandatory Evacuations do cover ALE ( additional living expenses ) coverage with no deductible and the time period is 14 days. As a reminder this is for MANDATORY evacuations, not suggested or encouraged ones. STAY SAFE!

Attention Morgan Hill

Watch this David McKnight video and consider if a LIRP (Life Insurance Retirement Plan) could be a great addition to your current retirment plan. https://www.youtube.com/watch?v=Q1KIdEUHHeo

There is a chance of more lightning between now and tomorrow night. If you are safe from the fires now, it’s not a bad idea to prepare yourself ahead of time as a new one may pop up Remember when evacuating: -pack up ahead of time... -grab important documents -pet food -easily packed high value items like computers & jewelry -PLEASE REMOVE GUNS AND AMMO -PLEASE REMOVE PROPANE TANKS -take a video of all your possessions -have a plan ahead of time on where to go See more

https://www.kron4.com//evacuations-underway-after-fire-gr/

More lightning is coming Sunday and Monday. https://www.google.org/publicalerts/alert

A great way to put it They forget to mention tax free.

https://www.instagram.com/p/B-0u8J4J3N9/

Farmers is extending additional relief to customers with Farmers or 21st Century-branded personal auto policies through a 15% reduction in auto premiums for May. May’s premium credit reflects a continued reduction in miles-driven, but anticipates increased driving activity based on trending data from recent weeks. This credit will be automatically applied, with no action required from you. Contact me to learn about additional ways to save.

https://www.youtube.com/watch

More discounts coming

I am proud to be a Farmers Agent. https://youtu.be/9U_p0Ynb62c

Keep ordering local. Avoid 3rd party delivery services like Door Dash and Uber Eats.

All Farmers auto customers are receiving a 25% premium reduction for April in response to the Corona Virus lock down. No action needed, it’s simply applied.

Not a big deal. Just received a nice review this morning from one of my satisfied customers. Our tow/lockout team was team was there and had Sandra back in her car within 30 minutes!

Farmers Update: https://finance.yahoo.com//farmers-cares-premium-adjustmen

I’m assuming this is correct. Makes sense. I think door dash will be fine. In short, order directly from your restaurant. Don’t use a 3rd party company like Uber Eats or door dash.

Shout out to 2 of my best customers for their selfless service to society. Mia and Joe Finegan Mia is an EMT and Joe is a firefighter. Talk about a power couple saving the world thank you!!!!

One of my customers is spear heading this charity. They are in Cabo a lot and she started this charity. Hopefully you can donate. I did. And hopefully we can all get back to Cabo ASAP.

Feeling down about COVID? Don’t worry. Brighter days are on the horizon. Watch this video for motivation. Take care of each other

Tammy and I have 7 total FFRs scheduled today. Farmers Friendly Reviews. Contact us today and schedule yours. [email protected]

Good job SF Bay Area. Keep it up

Do you have significant savings and wonder what to do with your $1200 stimulus money? Contact us and lets discuss opening up an IRA or Roth IRA and get your retirment started if you haven't already.

Customers of Mine, I hope this finds you well and healthy. Tammy and I are doing well. We have our home offices set up and are busy as ever. If you call us M-F, 9-5pm, the lines are fwd'd to Tammy and I am working as well.... Since many of you are quarantined at home, what a better window of time to do a friendly insurance review? The next 2 weeks, Tammy and my schedule, has been dedicated to insurance reviews. Topics to Cover on Review: -How are you doing? -Let's check your discounts -During this time of duress, do we need to take action to reduce some premium for you? There's always something we can do. -Life Insurance Check -Dwelling Coverage check (Home/Fire policies) -Umbrella Check -General Insurance review and explanation of coverages So respond to this post or DM me with a suggested day and time, and I'll book your appointment. Also you can call us at 408-440-5139, and try a spontaneous review when you are ready. If Tammy answers and can't take it, I will do my best to call back swiftly. We are willing to work evenings and weekends too on these reviews. We want you to know we are here for you during this tough time. We firmly believe we will get through this. Thank you and stay safe out there!

Order take out locally tonight. Your local restaurants need it. Order take out locally tonight. Your local restaurants need it.

I only post positive info about the Corona Virus, not because I don’t respect it, but because there is already an abundance of the sky is falling info. I believe we will defeat this. We will find a cure/vaccine or generally get this thing under control. And I do believe we will resume a normal life, perhaps having come away with a few scars, a few different life outlooks, and a few different lifestyle practices. ... This is a good read: https://www.dailywire.com//epidemiologist-behind-highly-ci

Take a bow. I always loved how Europeans celebrated things. Spanish first responders light up the night sky with hope. Take a bow. If you see a first responder, give them a clap or a nod of respect.

Thank you to my first responders, medical doctors, police, fire and RN customers I can think of off the top of my head. Erin Ramsay, Jennifer Le, Lee Heitzman, Mark Yost, Cecilia Kinder, Dave Storton, Jennifer Hamilton, Bradley Fitzgerald, Joe Finnegan, Esther Abbott, Marisa Richardson, Lori Longaker, and Chris Wiltron. If I missed you message me and I'll edit. You are loved, respected and true heros in this time of duress that WE WILL GET THROUGH!

For any of my tech customers that wanna join the See below

Shout out to all the nurses, grinding during this time of duress. We appreciate you! Stephen Dix

Don’t forget to read a book!

Not making light of this but this is pretty good and has a good message. Plus I’ve been hearing tons of positivity coming from the medicine and vaccine world.

FYI **PAYMENT, and filing

Sanitizing tip of the day. From my own light bulb moment So we’ve all been washing our hands more. At my apt, we’ve been sterilizing door knobs, light switches, anything we all touch. I call them ‘high touch count points.’ Hit your phone wallet keys money and credit cards. Those are high touch count places that can go forgotten when sterilizing. These items are also HTC items that leave the house and get touches from outside the home. ... Now here’s the random tip: sterilize your car. Steering wheel, shifter, buttons. I am not using my car as much but did today and realize it has not been sterilized since last detail maybe 2 months ago. And anytime I go out I’m usually not able to wash my hands before I get home, making cars a potential germ/virus hot bed Maybe the virus is in one of your cars right now, and maybe just maybe this post simulates the photo below and saves somebodies parents? I know I’m worried about mine. Worst result you clean your dirty car. What other Sanatizing tips do you have? Comment below. Share the ideas.

Who wants a Farmers Friendly Review today? Tammy and I are working from home and focusing on customer account reviews this week. Who wants a Farmers Friendly Review today? Tammy and I are working from home and focusing on customer account reviews this week.

In this weeks edition of why life insurance is less expensive for women...

In my opinion, this is the best Valentines Day gift you could possibly give #LifeInsurance Jessica Pereda I promise to protect you and Johnny from all wolves that growl at the door, from all pain that I am able to prevent, as well as financially should anything happen to me

Valentines Day Amazing Idea: Buy yourself a life policy for your Family. Remember it’s not for you, it’s from you.