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Always consult a knowledgeable party when it comes to a purchase such as a new home or property. You don't want to finish the process and then realize that there were mistakes in your contract that you happened to overlook. Fixing them might be more time, financially and emotionally consuming than having an agent walk you through the process from the beginning. #premiummortgage1

Pricing your home the right way is one of the most sensitive aspects of putting it up for sale. Price it too high, and you risk your listing going stale by turning off buyers. Price it too low, and you risk leaving a tremendous amount of money on the table. It's important to seek guidance from a professional because homeowners tend to overvalue their properties. #premiummortgage1

Getting professional advice when you need to get a mortgage is always a smart decision. A home purchase or refinance is the largest life purchase for every American, as every detail in your deal can result in substantial amounts of money for many years to come. Do your due diligence to not make any mistakes within this process. #premiummortgage1

Should we pay higher monthly payments on our mortgage for less amount of time? That simple question has been immensely debated over time. In reality, the answer is very individual, but don’t make this decision without understanding the implications. Before signing for a mortgage, you should demand an answer from your mortgage broker. Don’t settle for a generic answer. It should make sense to you, in your situation, with your finances. Be in control of your mortgage. #premiummortgage1

Renovating is more than upgrading your lifestyle, it’s also about increasing your home’s value. Thus, killing two birds with one stone - having (what feels like) a new home and also setting yourself up for a future benefit if you're planning to sell. #premiummortgage1

If you are thinking about Cash-out Refinancing on your home, now is a great time. A "Cash-out Refinance" is when you take a higher mortgage than the mortgage you currently have, and receive the difference in cash. With a decision like this, you definitely won't be left with nothing! #premiummortgage1

When moving into a new house, we can sometimes forget to be organized. Then, the moment we need it, we look for the warranty papers, the receipts, and other proof of purchases of various services. A good idea is to just keep one box of papers - throw everything in there, and when all of the commotion is over - file it nicely on a rainy day. #premiummortgage1

People often put house-hunting ahead of neighborhood-hunting. While the manner in which the bricks are piled is important, what's most important is what they are piled on! The first step is vetting your neighborhood online, by mapping commute times, perusing the neighborhood publications and local social media groups, and researching the local school and crime data. To gauge if you like the vibe, always visit a prospective property at various times throughout the day and go for a neighborhood walk. #premiummortgage1

The real estate revolution is already here, and it's all about being safe while meeting buyers and sellers needs. Some of the markets are affected by the virus while many others report a steady flow of transactions and even an increase. Make sure to always follow safety guidelines. #premiummortgage1

Don’t make mortgage loan decisions without understanding the implications. Before signing on the dotted line and seeing a green light, understand the financial and legal implications of the loan. #premiummortgage1

Home inspection isn’t a recommendation - it is a must. This small expense is overall a net gain for the buyer, and should never be overlooked. This expense is nothing compared to the potential financial damage it can cost when you do not get your house inspected. Get out of your own way and let the experts take a look. #premiummortgage1

Maintenance and home repairs should not be seen as an expense. They should be seen as a way to save money on your house. When we don’t maintain our homes, besides the direct reduction in the resale value of our property, it also indirectly costs us more down the road. Take care of your home, as you would any other asset. #premiummortgage1

Ultimately, a handshake is the final cut when it comes to making a deal - and it's not all about the legal contract. Having trust within both parties in any kind of contract situation should be the end-all goal. #premiummortgage1