Premier 360 Healthcare Planning

Open enrollment has begun, which means it’s time to choose your health insurance for 2021. Did your health or finances change this year? Even if they didn’t, it’s a good idea to examine your options and identify your needs. (You might even be able to save some money.) Let’s make sure you have the right coverage for next year.... When is open enrollment? Open enrollment for 2021 health insurance coverage began Nov. 1 and runs for the next few weeks. For Medicare Advantage plans and Part D prescription coverage, annual open enrollment runs from Oct. 15 through Dec. 7. Make sure you’ll be covered next year by heeding these deadlines or your employer’s, which may be different. Should you re-enroll in the same plan? Do you like the coverage you’ve had in 2020? Before you re-enroll, check these things: How 2021 premiums, deductibles and coinsurance or copays will compare to 2020 Whether your doctors will still be in network Whether the plan will still cover your prescriptions Whether your prescriptions will be the same price What information should you gather? Collect any documents that could inform your decision about which plans offer you the best value. These documents might include the following: Records of your out-of-pocket medical expenses for 2020 An estimate of your expected household income if you’re applying for a Marketplace plan Information about coverage available through your employer Annual Notice of Change if you have a Medicare Advantage or Part D plan Choosing the right plan is an important way to help you and your family stay on track, especially during uncertain times. Reach out today if you have questions or if you’re ready to get started on selecting coverage.

Mental Health and Medicare Did you know that Medicare helps you take care of your mental health? ... Depression or anxiety is something that can happen to anyone, especially during this pandemic. It is very important to take care of your mental health, to help your overall health. You want to talk to your doctor if you have: -Suicidal thoughts -If you feel empty, hopeless, beyond sad -If it's hard to accomplish even the smallest task, because it takes a lot out of you to do it -If you have a hard time concentrating -If your depression or anxiety is affecting your eating habits (i.e. binge eating or loss of appetite) -Lost interest in your everyday activities -Increased use of alcohol to copy with your day, or use of drugs -Feeling useless -You are isolating yourself from friends and family With Medicare Part A (Hospital Insurance) you have help paying for mental health services, when you’re an inpatient in a general or psychiatric hospital. With Medicare Part A, your room, meals, nursing care, therapy and anything related to your conditions until you are inpatient. If you’re in a psychiatric hospital Part A pays for up to 190 days of services during your lifetime. With Medicare Part B (Medical Insurance) you have help paying for mental health visits and services you generally get outside of a hospital. Here is a more detailed list of what Part B covers: -One depression screening per year -Individual and group psychotherapy -Family counseling, only if it is to help with your treatment -Related lab and diagnostic tests -Psychiatric evaluations -Medication management -Specifics prescription drugs -Partial hospitalization -One alcohol misuse screening per year for adults -Telehealth services from home With Medicare Part D ( Prescription Drug Coverage) you get help paying for prescription drugs you may need as a treatment. Also keep in mind that if you have a limited income you may qualify for additional help from Medicare. If you need help understanding what your plan covers, or if your needs are met, get in touch today. We are here for you!

Attention Medicare and Healthcare Recipients! Open Enrollment is finally here! Did you get tons of mail about either your Medicare or healthcare that left you confused? Are you getting the benefits that you deserve? Come meet us at your neighborhood Walmart on 1180 South Diamond Bar Blvd., Diamond Bar, CA 91765 . ... We would love to make this process easy and simple for you. We will be here daily until December 15th. Our schedule for this week is: Monday 11:00 am - 3:00 pm Tuesday 6:30 am - 10:30 am Wednesday 9:30 am - 1:30 pm Thursday 8:00 am - 12:00 pm Friday 2:30 pm - 6:30 pm Saturday 9:00 am- 1:00 pm Sunday 10:00am 2:00pm

Do you get overwhelmed when choosing benefits? It makes sense! The world of insurance can be daunting, especially for those who aren’t familiar with it. Medicare can come with many benefits, however, as you know, most dental services aren’t covered under Medicare. That’s where Premier 360 come in. Learn about unlimited dental such as cleanings, extractions, and dentures! We know you're busy! And we want to make your research easier. Text us today at 562-400-2213, we are happy to help!