Platinum Capital Mortgage

Running out of space in your apartment? Trade in the shared walls and cramped rooms for a place you can call your own. Why shrink your lifestyle if you don’t have to? Call us today at (831) 229-1116 to explore your loan options.

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Retired or active military service member? You’re entitled to exclusive mortgage benefits. Call us today at (831) 229-1116 for more information about our VA loan programs.

The first step to homeownership begins with a call to us at (831) 229-1116! Apply online now at www.platinumcapitalmortgage.com.

Attention Real Estate Agents we provide the tools and technology to help you track your clients' loan progress in real time! Impress new and returning clients with updates and timely check-ins that set you apart from the competition. Call today at (831) 229-1116 to learn more.

Ready for your next move? Good credit? Ask us today about our Elite rates!

Need more running room for your furry friend? Let us walk you through the pre-approval process so you can get into a new home fast and stress-free!

Tired of renting, but not quite ready for a house? A condo could be perfect for you! Ease into ownership while keeping maintenance to a minimum. Call us at (831) 229-1116 to explore your options today!

There’s no need to worry about a big down payment! Call us today at (831) 229-1116 to see how you can get into a new home with as little as 3% down.

Here is my Weekly Mortgage Market Report for this week! Mortgage rates ticked up but still remain under 3%. So, apply online now at www.platinumcapitalmortgage.com and call me at (831) 229-1116 to discuss all of your loan options! #AmericasTopMortgageBroker #MichaelDRodriguezJD #PlatinumCapitalMortgage #Purchase #Refinance

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Did the perfect house pop up? We work with a myriad of WHOLESALE lenders that often can have you cleared to close in 15 days or less and with very low rates. Call us at (831) 229-1116 to get started and apply online now at www.platinumcapitalmortgage.com

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Attention Real Estate Agents: Mortgages are our specialty, and because we partner with multiple WHOLESALE lenders, we can offer multiple loan options to lower your clients' payments. Let us prove to you why we are better. Call us today at (831) 229-1116!

First time homebuyers worried applying for a mortgage loan will have you running in circles? Work with us and you can complete your mortgage application online whenever and wherever is best for you. Private, simple, and secure. Apply online now at www.platinumcapitalmortgage.com

Thinking of buying a house? We can help you get your ducks in a row to ensure you qualify for the best loan possible. Call us at (831) 229-1116 to learn more.

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Think big banks are your only option for a home loan? Think again. Independent mortgage brokers are faster, easier, cheaper, more flexible, AND offer cutting edge technology all to benefit YOU. Contact me today at (831) 229-1116 to learn more.

Think you need to be debt-free to own a home? You don’t! Don’t let this myth keep you from achieving your dreams. Contact us today at (831) 229-116 to learn more!

You know what’s scarier than ghosts, ghouls or goblins? Leaving the largest purchase of your life to a loan generalist. Luckily you have a mortgage expert like me to rely on. I’ll focus on your mortgage not your student loans or savings account. Call me at (831) 229-1116 for details!

Give me a call at (831) 229-1116 to discuss all of your home loan options!

There are plenty of good reasons to refinance your mortgage like reducing your interest rate or lowering your monthly payment to name a few but how do you know when the time is right? There’s only one way to find out. Call me at (831) 229-1116 to get started!

Loans above the conforming loan limit are known as Jumbo loans. If you have a high credit score and the income to match, a jumbo loan can help you live large. Jumbo loan limits can vary, but I’ll help you find out exactly how much you can spend. Call me today at (831) 229-1116!

One surefire way to lower your debt-to-income (DTI) ratio is to pay off credit card debt, car loans, or other loans. A lower debt-to-income ratio will improve your financial health, and your mortgage loan approval odds.

Things in the mortgage world can change fast, so when rates are low you’ve got to move quick. Partnering with a mortgage broker like me makes the 14-day close a reality. Call me at (831) 229-1116 to see how I do it!

Ready to use your equity on something grand? Right now could be the right time. Call me at (831) 229-1116 to discuss the benefits of a cash out refinance.

Your debt-to-income ratio (DTI) = your monthly debt payments ? by your gross monthly income. Mortgage lenders use this number to measure your ability to pay back a loan. Mortgage brokers like me use this number to shop multiple lenders to ensure you get the best, least expensive loan.

Your credit score is one of the major factors in your loan’s approval, and your mortgage rate. Quick fixes like disputing errors on your credit report, or paying off an overdue balance, can raise your score and increase your approval odds.

Most mortgage lenders monitor your finances from approval all the way through closing, so hold off on any major purchases or credit report inquiries until after your loan has officially closed. Taking on new debt can halt the process and cause delays.

Backed by the U.S Department of Veterans Affairs, VA loans are tailor-made for members of the U.S military and come with unique benefits like lower interest rates and no down payments. Are you a veteran or active service member? Call me at (831) 229-1116 to discuss your eligibility.