PCS Advisers

The IRS recently released the new out of pocket maximums for health plans to be offered in 2021. They went up (again) and are proof that we must address this area of our economy differently. Check out our latest article to know more about this: https://pcsadvisers.com/new-out-of-pocket-maximums-set-fo/

We understand that your goal as an employer is to grow your business. This is increasingly difficult as premiums rise at an unsustainable rate. We’re here to tell you that answer is not to pass the cost on to employees or to continue to accept unreasonable renewal increases. Instead, we’ll completely sidestep the status quo and show you how to turn liability into profit boosting opportunity. Speak with an adviser today. Call us at 916 900 2998. https://pcsadvisers.com/approach/

With all that is going on, we need transparency in healthcare more than ever. We recently compiled the claims data for an employer that was given a 23% premium increase at their renewal by their retail health insurer and the results were staggering. It left me with the question, Do benchmarks really have a place in the way employers evaluate their healthcare spending? Continue reading here: https://pcsadvisers.com/benchmarks-dont-mean-much-without/

This California Medical Center with over 100 enrolled employees was looking at over $863,000 in benefits spend and facing yet another renewal increase. With the guidance of PCS, rather than pay the increase, this group was able to reduce their overall benefits spend close to $100k in the first year - while improving their offering. Want this for your business as well? Talk to us. There's a better way. Speak to an adviser today. Call 916.900.2998.

Governor Newsom signs a new legislation intending to lower prescription drug costs in California. What is it for us and why you should consider the key components of this new law? Read more about this in our latest article: https://pcsadvisers.com/ca-moves-to-lower-rx-costs/

US employers spend $15,000/employee/year for healthcare on average. Our clients spend less than $10,000 with better than average coverage. Speak with an adviser today. Call us at 916 900 2998.

We’ve got some free resources to kickstart your journey towards having better healthcare for your employees at a fraction of the cost! Download 5 WAYS EMPLOYERS CAN LOWER HEALTH CARE COSTS Ebook now! Just click the link below! https://pcsadvisers.com/5-ways-employer-can-lower-healthc/

This major landscaping company was presented with an 8% increase. PCS was able to offer a 16% total cost reduction equating to over $200K in total savings - with improved coverage. Want this for your business as well? Talk to us. There's a better way. Speak to an adviser today. Call 916.900.2998.

Paul Seegert, Managing Partner of PCS Advisers, is a nominee for the Top 100 Global Leaders in Finance for 2020. He'll be joined by the other nominees for this award at the Global Conference on Insurance and Finance (GCIF) happening December 15-17, 2020 at The Mirage, Las Vegas, USA. We look forward to seeing you there! #PCS#GCIF2020

Our goal as your adviser is to provide improved benefits - while lowering employer and employee costs. This creates an advantage for your entire organization through increased morale, productivity, and retention. https://pcsadvisers.com/contact/

We are your advisers and not just insurance brokers. Our clients pay for results, not increases. Speak with one of our advisers today. Call 916.900.2998! #PCSAdviser https://pcsadvisers.com/contact/

Sign up for our newsletter and let us show you - there is a better way to handle your healthcare spend. https://pcsadvisers.com/

Relationships work best when everyone is working toward a common goal. We are a results-based benefits consulting firm whose clients spend 1/2 the national average for better results. Ready to get better results? https://pcsadvisers.com/apply