Patricia Ryan, SF Real Estate Referral Agent

Wondering if buying a vacation home makes sense during Covid-19? The short answer is yes. Along with all-time low interest rates, there’s a sudden surge in inventory homes originally owned as investments to be rented as Airbnb. This is especially true in the Russian River area. Whether you are looking for a place to retreat, or live full-time, it’s becoming the go-to spot for San Franciscan’s who now have the freedom to work from home. It’s way less expensive up there too, making it a kind of no-brainer! PM me and I’ll set you up with your personal MLS feed so you can see what's going on. CalDRE# 01945043

Let's go, Ladies! One of the best ways to feel solid and secure is by owning your own home. And if you want to escape the city, PM me! I’m selling houses in the Russian River area too. So stunning up there! CalDRE# 01945043

This was the beginnings of "redlining" baked right into our government guidelines. It wasn't until 1968 that redlining was banned, but it continues in various forms to this day.

Thank you, Senator Scott Wiener, for taking time out of your busy schedule to speak about your SB50 bill at this year's Building Boom! Feeling so much gratitude for my SFAR Education Sub-Committee for their efforts - pulling together one of our most informative sessions yet!

When I'm not selling houses I'm making art! I've spent so many hours, days, weeks, more than a year creating this project. I am so happy to finally bring it out! Please come by my opening on Feb. 7th. I'll be super excited to get nerdy and explain all the inner workings of these light boxes with you!

FHA, your government backed loan program for First Time Homebuyers is finally catching up with the high cost of housing in the Bay Area. If your credit score is above 580 the downpayment can be as low as 3.5%! Yowza! PM me if you're curious about how this works. CalDRE#01945043

Luxurious Tiny Home living at a fraction of SF’s housing prices. Now, where to put it?

A serene weekend task: Declutter and beautify your iPhone!

If you buy a new home at market value you should be able to set the rent at market rate. Imagine buying a $1.5M 2bd/1ba single family home (SF prices) and being forced to honor rent that covers only 20% of your mortgage? If a single family home in SF is placed under rent control (this is what a yes vote on prop 10 would do), then transfers owners it must be rented out at the existing rate unless the new owner plans to live in it - and then for a minimum of 2 yrs. - before it can be rented at market rate. Result: There will be less homeowners willing to rent their property to begin with knowing they won't be able to sell when the time comes. This will create less rentals overall, further burdening the housing crisis. PLEASE VOTE NO ON PROP 10!

Rent control exacerbates the housing shortage by pushing landlords to remove supply of rental housing. Stanford University Please do your research on this before voting Yes. A Yes vote may seem, on its face, a boon to the rental market. However it’s simply not the case. Here is a link to very good research based on a synthesis of 30 empirical research studies on the effects of rent control and rent stabilization on individuals and families; studies were conducted in ...the U.S. from 1972 to 2017. I am voting No on Prop 10 https://www.unionbank.com//california-rent-control-what-yo