Sal Ortiz Jr Mortgage Lender

What do these have in common? They’re great reasons (and ones we hear most often) for a cash-out refinance. Call us today for more information!

We understand the loan process may be overwhelming turn to us for help! We promise to make the process of getting the right mortgage simple and stress-free. PM us today!

Customize your home loan, too! Flex Term refinancing is a great way to manage your budget and your own timeline.

Whether you’re a homebody or out and about, we make it easier than ever to apply for a mortgage from wherever you wander! Head to our website today to start our stress-free application process!

From small decisions to big ones, a lot of thought goes into your new-construction home. So, don’t overlook one of the most important decisions of all: your mortgage lender! From service to speed, learn what sets us apart call today!

Since it’s a bit cold for bird watching this #NationalBirdDay, we’ll stick to keeping our eyes on the industry and shopping multiple lenders to find you the lowest rates and costs. Reach out to finance (or re-finance) your own little nest today. #mortgage #california

If you’ve served in the military, you may qualify for special mortgage rates and savings. Call us today we’ll help you maximize your benefits.

Our fast and simple loan process offers you a low wholesale rate, plus fewer closing costs paid out-of-pocket! Get into your new home in record time. Call us today!

Are you ready to make the move into a home of your own? Call us today and let’s discuss your loan options!

There are plenty of good reasons to refinance your mortgage like reducing your interest rate or lowering your monthly payment to name a few but how do you know when the time is right? There’s only one way to find out. Call me to get started!

In most cases, the mortgage lender you choose will want to see two years’ worth of tax documents. This means you’ll want to make sure you’ve filled your taxes for the current year, and that the info you’ve given the mortgage lender matches what you’ve filed with the IRS.

Thinking of renovating your bathroom? Consider a walk-in tub for a wide variety of safety features. Not only that, if you live in an area such as a retirement community, you could be increasing the value of your home! Let us help you finance your next upgrade Call today.

Home Equity and how it works.

Attention Real Estate Agents: Partner with us to get your clients into their new home sooner and with less hassle. We offer exceptional service, online-only home loan applications, virtual closing, and faster CTCs often in 15 days or less!

USDA loans are insured by the United States Department of Agriculture and are geared towards buyers who plan to live in rural or low-income areas. If your vision of a dream home is a bit more rustic, a USDA loan could be perfect for you. DM me to learn more.

Things in the mortgage world can change fast, so when rates are low you’ve got to move quick. Partnering with a mortgage broker like me makes the 14-day close a reality. Call me to see how I do it!

We’re hiring loan officers! Give us a call to learn more and apply.

One surefire way to lower your debt-to-income (DTI) ratio is to pay off credit card debt, car loans, or other loans. A lower debt-to-income ratio will improve your financial health, and your mortgage loan approval odds.

No matter your goal, consulting a mentor is a great way to avoid the rookie mistakes. When it comes to your mortgage, there’s no better person to fill that role than a mortgage broker (like me)! We use our expertise to help homebuyers save money and time. Reach out today!

Ready to use your equity on something grand? Right now could be the right time.

With my simple online mortgage app you can apply from anywhere at any time. Securing a mortgage has never been more convenient. Message me to see how it works.

Backed by the U.S Department of Veterans Affairs, VA loans are tailor-made for members of the U.S military and come with unique benefits like lower interest rates and no down payments. Are you a veteran or active servicemember? Call me to discuss your eligibility.