NerdWallet

NerdWallet is taking a stand against financial inequality. Through our first social impact initiative we’re supporting the work of credit unions serving low income communities to help provide access to equitable financial products and services a key step towards our vision of a world where everyone makes financial decisions with confidence. FACT: 22% of adults in the US are unbanked or underbanked with no credit and little cash in their pockets. This group is more likely... to have low income, less education, or be a part of an underrepresented group. FACT: When these unbanked Americans try to start a business, buy a home, or pay for an emergency expense steps towards long-term wellbeing for themselves, their families, and their communities, they lack proper options. Forced to turn to predatory financial services that can come with higher fees and interest, the unbanked or underbanked have paid $140 billion in unnecessary costs. FACT: Community development credit unions (CDCUs) are a safe alternative to predatory financial options (like payday loans). They deeply understand their members’ greatest needs and help by offering no to low minimum balance accounts, financial counseling, affordable access to credit, as well as a safe place to save and build assets. Depositing bankable cash into credit unions serving low-income communities helps provide access to equitable financial products and services. NerdWallet has deposited $2 million in bankable dollars with Self-Help Federal Credit Union to fund personal, mortgage, and commercial loans for its members. In partnership with Inclusiv, the nonprofit network of community development credit unions (CDCUs) providing capital and support for hundreds of credit unions serving low income communities we are making it easy for companies to find the right credit union in need of capital. We’re asking companies across the country to join us by depositing $1 million of their banked dollars into these credit unions, putting their money to work, and helping us turn this socially conscious money move into a movement. Join Us nerdwallet.com/socialimpact

New year, new NerdWallet Best-of Awards list! Discover 2021’s best financial products so you can turn your money goals into money moves.

Anyone else ready to make 2021 the year where anything is possible? Let's start with your money goals. Whether you’re hoping to learn about 529 plans to save for your kid’s education, earn credit card points for a future concert, or refinance your home to afford a kitchen remodel, we’re here to help.

In our latest YouTube video, Investing Specialist Tiffany Lam-Balfour explains how to build a Socially Responsible Investment portfolio, as well as some considerations to keep in mind. Watch now!

Thinking about buying a home? Check out our latest YouTube video:

What do you see in this NerdWallet ad? Waves? seagulls? Or possibility? The kind you get with the new NerdWallet app.

National parks waive fees on National Public Lands Day. Here's where you can take advantage of the discount.

The 2020 presidential election could change the way you repay student loans, whether debt forgiveness is in your future and even how you or your children pay for college.

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In case you're itching to finally finish your basement or update your bathroom tiles.

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Do: Find a high savings rate. Don't: Dip into savings without a plan.

We’ve collected your most frequently asked questions and answered them.

How quickly are Americans resuming air travel? And what precautions are they taking? We break down the numbers that show what has changed.