Mike Pimentel Mortgage Consultant-AVP NMLS 694713

2021 has been a very interesting year. The Hispanic community has been one of the hardest hit because of the COVID pandemic, said NAR President, Sara Rodriguez. However, we have seen an increase of Hispanic formation of households. And it’s predicted that between 2020 and 2040, 70% of homeowners will be Hispanic. They are a younger demographic, coming into the years where they can afford a home.

We take a different approach to condo financing at Union Bank. Contact me to find out more.

REASON #1 COMPENSATION With three competitive compensation plans to fit your business model, plus annual bonus payouts. If interested, please contact me.

Union Bank offers a wide range of Interest Only Mortgage products - If interested, please contact me. Union Bank NMLS ID #539249. Equal Housing Lender.

REASON #10: LEADERSHIP - We are one of the leading financial groups with assets and market value in the Top 10 in the world. If interested, please contact me.

Looking to save even more in this low rate environment? Introducing our Home Loans Relationship Pricing Program where clients are rewarded for their relationship with additional mortgage rate or fee discounts. Contact me to learn more.

From Treasury Secretary nominee Janet Yellen to Nigerian economist Ngozi Okonjo-Iweala, these are the women poised to influence the world's countries in 2021.

These five morning habits will help you kick-start your day so you can achieve greater focus, clarity and productivity.

The Consumer Loan Fulfillment team is full of dedicated and talented colleagues such as Noemi V., a Senior Loan Processor, who says: In my 5 years with Union Bank, I have found great mentorship for my professional growth and it has been incredibly fulfilling to be a part of our customers’ journey and share their excitement in becoming first time homeowners. Union Bank is the place to be for career growth and staying true to providing excellent customer service.

Union Bank, part of the world’s fifth largest financial group, is rapidly expanding the Consumer Loan Fulfillment operations team and is looking for talented and motivated individuals who are ready to make an impact on Day 1, in Arizona, California, and Texas. If that sounds like you, check out the Loan Processor position below.

This week in MUFG’s Financial Market Weekly, Chief Financial Economist Chris Rupkey discusses his thoughts on the Federal budget deficit, the Federal Reserve Policy, the Housing Market and other indicators that affect the U.S. economy and financial markets.

Looking to qualify for a house? We allow debt ratios up to 43% on fixed-rate and interest-only adjustable-rate amortizing products. Message me to discuss today.

Congratulations to Yale Keckin, an industry veteran who recently joined Union Bank as a Mortgage Consultant for the San Luis Obispo area. Welcome to the team, Yale!

Are you a first-time home buyer looking for down payment assistance? Union Bank has a down payment assistance program that provides a one-time grant of $9,000 in Alameda, Contra Costa, Los Angeles, Orange, and San Diego counties. And $6,000 for all other markets in our UB footprint. Contact me for more details.

Want to work for one of the world’s leading financial groups? We are hiring Mortgage Consultants throughout our footprint! Read on to find out more about Union Bank. If interested, please contact me.

Check out these free resources to teach your children about personal finances from the Consumer Financial Protection Bureau.

Do you or your clients have an FHA mortgage? Find out how you can refinance your FHA mortgage into a lower interest rate and monthly payment with our FHA Streamline Refinance product.

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