Vardan Daghbashyan

NO, You Can't Get That New 0% Mortgage Rate You Heard About Lots of words recently and lots to do for all of us, so let's make this simple. No, you can't get a that new 0% mortgage rate you heard about! It doesn't exist. That's the Fed Funds Rate. It applies to overnight loans between the biggest financial institutions in the US. If you are one of those institutions and you need money for less than 1 day, then have at it.... If you're a homeowner or buyer looking for a mortgage, you are looking at MORTGAGE RATES, which are different than the Fed Funds Rate. Could mortgage rates go lower? Yes. They probably will, but not by 0.5%, and not in a day. They could also go higher. One place they're not going is 0%. If you're scratching your head or disagreeing with the words on your screen, read this twice: http://www.mortgagenewsdaily.com/consumer_rates/938844.aspx If you are a realtor or financial services professional who has asked your mortgage person about getting that nice new 0% rate today (and there are stunningly high amount of you out there if you're being honest), read it 3 times. As a point of contact for people getting ready to make financial decisions, you have a responsibility to avoid spreading misinformation. It engenders animosity between borrowers and lenders, and it further bogs down an already bogged down system with questions that wouldn't exist with just a modicum of effort to elevate our understanding of the rate world. Ask me your questions if this isn't crystal clear based on the above and I'll keep finding new ways to answer them.

Hello friends, My wife and I have started a challenge today to help the elderly and families in need in our community. If you have any spare items in your pantry you think they might be in need of, make a little goodie bag and drop it off at their doorstep with a note. Take a picture and share/challenge more people to join the challenge! Of course be careful packing your bag and disinfect as you go! #spreadkindnessnotgerms ... If you don’t want to leave the house but would still like to participate, order a few items and have them shipped to their address. Take a picture of the receipt covering any personal information and share to help inspire more people to join in! I am not challenging anyone specifically, because I don’t know your situation, but if you’re able to help, please do! Thank you and God bless!

A section of the 5 Freeway will be closed April 25-27 in Burbank

In case you are waiting for home prices to come down...

A thankful shark

I would like to personally thank Ani Grigoryan Monique Jackson Chana Deluca... Gayane Gazaryan Taline Baghdassarian Angela Coel Emily Vardanyan Areg Vardanyan Aylin Aleksandryan Samvel Aleksandryan Ellen Varvarian Guadalupe Avina Kaitlyn Mekertichian Matthew Mekertichian Gavin Mekertichian Beverley Robb Morgan Mekertichian Collin Russell Diana McRyan Heather Ostash Marta Gamez Arevik Harutyunyan Jenni Muro Crowley Naira Nalbandyan Patricia Freitas Armine Daghbashyan For making our first annual Toy Drive a success. We delivered the donations to UCLA Mattel Children’s Hospital this morning and the staff were happy to see the wonderful selection of items we had brought. Thank you from the bottom of my heart, my friends.

Only 4 days left to shop the Amazon wishlist for our UCLA Mattel Children’s Hospital Toy Drive. If you are thinking of ordering something, please do it now. We are delivering the toys to the hospital on December 22. Thank you! ... https://www.amazon.com/hz/wishlist/ls/27UL51Q5JUCVM See more

Day 3 of our First Annual Toy Drive for Children’s Hospital. This year UCLA Mattel young patients will get your donations for Christmas. Please make a small contribution and help put a smile on the faces of the children who are away from home for health reasons this holiday. We have items ranging from $5 to $60 and $100, if you choose to buy a gift card. ... All the donations will be delivered to the hospital personally by me on December 22nd. Please place your orders by December 20th, to insure your donation arrives before the delivery day. You may choose to write well wishes in the notes. I will include your names and notes with the gifts, so that families know who was thinking of them during this hard time. Have a blessed day. #giveback #kindness #gratitude #toydrive #donation

This holiday season, I am starting my first toy drive and this year I have chosen UCLA Mattel Children’s Hospital. Please share and participate if you can

Glendale is the 30th safest city in California. And 49th from the 50 safest cities list based on median income . Median Income in Glendale is 58,657.

Local Realtor better than ibuyers https://www2.electrikeyecorp.com//an-ope/cfbhxz/888992615

A funny successful Kiki Challenge that changed lives https://www.npr.org//whatever-happened-to-the-farmers-who-

Happy 4th of July Hope everyone had a great time