MoneyWise Books

How does this compare to your number?

If you made less than $50,000 in 2019 there are still funds set aside for you. I can help apply if you need assistance.

We have a lot of ways to help our clients. If you're not feeling taken care of, there are some great partners out there with your best interest in mind.

I've been a zero inbox person for years and it does reduce the stress.

Personal tax information - most is good. You should be working with a tax preparer who also helps with tax planning. Contact me if you need a good referral.

I uncover all kinds of information to review with clients.

Here is a list of lenders if you are interested in apply to round 2 of PPP. I can help with loan and forgiveness applications.

DEPRIORITIZE TASKS THAT ARE BRINGING YOU STRESS WITHOUT ANY RETURN

#6 is new to me

I've been using Zapier for a while, and found a few more ideas to help me automate tasks.

Paycheck Protection Program Reopened The Paycheck Protection Program is reopened with over $284B in funds available for new loans. For new borrowers, as well as borrowers who have already received a loan and not yet applied for forgiveness, the law expands eligible non-payroll costs to include certain covered operations expenditures, property damage costs, supplier costs and worker protection expenditures. Non-payroll costs remain limited to less than 40% of the loan amount. ...Additionally, for all borrowers who have not yet applied for forgiveness, the safe harbor deadline to restore wage and employment levels is extended from December 31, 2020, to September 30, 2021. Second Draw PPP Loans Second PPP loans are available to businesses that received a PPP loan previously and that meet special requirements, including: Second-time borrowers must have 300 or fewer employees. The rules of the program may limit participation if your organization has related entities, or if you are in certain industries. Check the Small Business Administration’s PPP website (https://www.sba.gov//coronavir/paycheck-protection-program) for more information. To be eligible for a second PPP loan, businesses will need to demonstrate a reduction in revenue of at least 25% between corresponding quarters in 2020 and 2019. Special rules apply to businesses that were not in operation for all or part of 2019. The maximum amount for second draw PPP loans is $2 million. Borrowers must have fully spent the loan proceeds from their first PPP loan before their second PPP loan is disbursed. As a reminder, PPP loans are designed to be 100% forgivable as long as the proceeds are spent in accordance with program rules.

I've removed all notifications, and track my to-do list with priorities in Trello.

Make a date with your significant other to get these done within the next month.

Attitude makes the difference.

Take time to focus on your finances.

Good to know if you're doing the right thing.

Just updated our budget last month...

Start planning as soon as you can.

Try these tips.

Be careful of scams.

Address that fear and find solutions - ask for help.

Clear, basic steps to take. Do what you can as quickly as possible. Ask for help if you aren't sure what to do.

Realistic advice.

Keep having focused financial conversations.

Definitely use some to support local businesses.

Good plan. Try it out for the rest of the month.