Money Management Educators

In observance of Presidents' Day, our offices will be closed Monday, February 15th. Have a wonderful and safe three-day weekend!

This is a highly insightful report from TIAA Financial Resiliency Survey. Where do you feel your company falls in these statistics? Here are some of the highlights:... 23% of employees surveyed felt their employers were making a significant effort on financial wellness, and only 20% of employees expressed the same sentiment about retirement preparedness. While 75% of employees recognize their employers’ increased emphasis on health and safety, only 32% of employees have taken notice of renewed attention to financial wellness, and 25% picked up on heightened focus on retirement preparedness. While the majority of employers feel responsible for financial wellness and retirement preparedness, few employees have seen a significant effort made. Employers are actively working to help employees improve their retirement savings, but new gaps exist between employer perceptions and employee needs. Saving for retirement and paying off debts are employees’ top two financial goals. https://www.tiaa.org//executive_summary-the_tiaa_retiremen

Will working from home become the new normal? #workfromhome #2021planning #employeebenefits #backtowork #productivity #employeeexperience #moneymanagementeducators #virtualwebinars #financialwellness #financialeducation https://www.linkedin.com//working-from-home-become-new-nor

We love to have a good time at Money Management Educators! Here's a little peek into our daily office life and fun get-togethers...

From all of us at Money Management Educators, we hope you have a wonderful and safe Christmas!

WHY YOUR 2021 EMPLOYEE BENEFIT PACKAGE NEEDS TO INCLUDE FINANCIAL WELLNESS Job stress is estimated to cost American companies more than $300 billion a year Employees who utilize financial wellness tools are likely to be more productive in the workplace... Adding financial wellness benefits typically come at no additional cost to employers or their employees Read the full article on our blog at http://mmeonline.org/?p=1611

Happy Thanksgiving from our family to yours! In observance of Thanksgiving, our offices will be closed Thursday and Friday, November 26th and 27th. We hope you have a safe and fun holiday weekend! #Thanksgiving2020 #MoneyManagementEducators

Honoring all who served this #VeteransDay. Thank you for your sacrifice.

***** TODAY'S MARKET VOLATILITY ***** This is just in: It came from the Senior Portfolio Manager at Brinker Capital Lara Coviello, CFA who I trust and agree wit...h. Please let me know if you have any questions or if there are any specific items you would like to discuss... "Several items are being attributed to today’s market weakness which include: Concerns over a COVID-19 second wave outbreak new cases and hospitalizations are increasing in a dozen states, notably Texas, Arizona and California, and investors are concerned that the recent protests will fuel a wave of infections. Another broad shutdown of the economy is unlikely, although a second wave could impact consumer behavior. The most recent market gains were led by those stocks that were the most impacted by the shutdown. Energy, financials, REITs, airlines, cruise lines, and retail have all rebounded off sharply depressed levels. These same stocks that have fallen the most in the weakness of the last few days. The upward action of these stocks had contributed the economy vs. the market disconnect discussion. Markets rallied from October 2019 to the start of the outbreak largely on the easing of trade tensions between the US and China. This relationship has soured as of late and there are worries that this could have a negative impact on global economic growth. The upcoming presidential elections will be in the headlines more in the future which will create uncertainty on a variety of topics including trade, taxes, and business regulations. Our view: Market recoveries are never linear. There are usually pauses in an uptrend from a major market low as the market consolidates and investors take profits. With the bear market still fresh in the minds of investors, pullbacks in a recovery can shake confidence which created the familiar phrase markets climb a wall of worry. A larger pullback (5-10%) would likely be an opportunity to put money to work. One characteristic of this recovery is that pauses have been few, providing investors on the sidelines with little opportunity for a good entry point. The 40-day return for the S&P 500 through May 19 was the second best in history. Looking back at the ten best 40-day percentage changes historically, forward returns have been very strong, particularly looking out over the next 6-12 months. Congress is weighing the size of the next fiscal stimulus, a slower reopening could result in a larger stimulus package. We remain optimistic on the economy and risk assets moving forward monetary and fiscal policy remain supportive of both, and the economic recovery is underway."

Have 15 minutes to spare? Join us for this webinar where we present a simple financial strategy to put your mind at ease at times like today when there is so much uncertainty. Sponsored by SpliceTel Inc for their employees and clients and you are invited to join, too! REGISTER HERE: https://lnkd.in/gJRButM... #webinar #webinarwednesday #register #webinaralert #financialliteracy #webcast

Back at Pocket Gems today to present our workshop on Common Money Myths!

We were back at Metromile today to present our seminar on Tax Favored Investing!

We presented a workshop to the Moovweb team today on Savings and Investing. Thanks for having us!

We are honored to be back at Pocket Gems presenting a workshop on Tax Favored Investing today! #education #moneymanagement

SEMINAR SPOTLIGHT: Tax Favored Investing Even basic tax laws are ever-changing making it difficult for the average employee to plan properly. This session provides a solid foundation for proper long-term tax-conscious planning with a Macro Asset Perspective http://mmesacramento.com/?practices=tax-favored-investing

http://mmesacramento.com/?p=1492

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SEMINAR SPOTLIGHT: This session is designed to help people find security while navigating through the hazards of market downturns and times of economic uncertainty. Attendees will learn effective steps to take and important mistakes to avoid in times such as these. http://mmesacramento.com/

Yesterday, we presented a workshop to the One Community Health team on Savings and Investing. We look forward to returning next week for their Wellness Fair. #financialeducation #wellness

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