Michelle Patterson Law

The CA Legislature recently passed a bill (AB 1885) to increase the homestead exemption for CA homeowners. Gov. Newsom has until September 30, 2020, to sign the bill. Under AB 1885, individuals who own their homes in the State of California, who are current on their mortgage payments, but living on modest income and drowning in debt, could be eligible to participate in the Chapter 7 Bankruptcy system, without the fear of homelessness as an end result. If you wish to e-m...ail Gov. Newsom expressing your support and encourage him to sign AB 1885 into action, send your e-mailed support to [email protected]. #Bankruptcylawyer #Bankruptcyattorney #Chapter7 #Chapter13 #SubchapterV #Chapter11 #AB1885 #Homesteadexemption

https://www.forbes.com//the-essentials-of-chapter-7-b/amp/

If you missed yesterday's presentation, "Is Bankruptcy for Me?" hosted by the San Diego Law Library, here is a recording of the presentation. Michelle Patterson, Esq., and two of her esteemed Bankruptcy colleagues, Pamela Brown-McGill, Esq. and Dan Wiedecker, Esq., discuss the pros and cons of Bankruptcy, and the various Chapters that are available to you. If you would like a copy of the handout that was provided, you may obtain one by e-mailing [email protected]. #bankruptcy #sandiegobankruptcyattorneys #subchapterv #Chapter13 #chapter7 #bankruptcylawyer #BK #bankruptcyattorney #sandiegobankruptcy #sandiegobankruptcylawyers #sandiegobankruptcy #losangelesbankruptcy #riversidebankruptcy #orangecountybankruptcy https://www.youtube.com/watch?v=bc_D7v65L8c

If you are overwhelmed with debt , and curious about whether filing for Bankruptcy is the right option for you, join us for this free event at the San Diego Public Law Library, tomorrow, August 24th, at noon. #bankruptcylawyer #chapter7 #Chapter13 #sandiegobankruptcyattorneys #bankruptcy #BK #Chapter11 #sandiegobankruptcy #subchapterV... https://facebook.com/events/s/is-bankruptcy-for-me/326774368710297/?ti=cl

Here is a friendly reminder that the San Diego Law Library is hosting a free Bankruptcy webinar, next Monday, to help you determine whether Bankruptcy is right for you. #Bankruptcy #Chapter7 #Chapter13 #Chapter11 #SubchapterV #SanDiegoBankruptcy #SanDiegoBankruptcyLawyers #SanDiegoBankruptcyAttorneys... #Bankruptcylawyer #Bankruptcyattorney #BK See more

Are you struggling to pay your debts? Considering filing for bankruptcy? Myself and some colleagues will be speaking at this free webinar, on August 24th at noon, to help you decide if bankruptcy will work for you. #Bankruptcy #bankruptcylawyer #bankruptcyattorney #sandiegobankruptcy

One of the documents that must be provided to your Bankruptcy Trustee is your most recent tax return. But what if you are receiving social security benefits, and you are not quite sure if you are required to file your income taxes? The requirement to filing income taxes on social security benefits received depends on a number of factors. Check out today's #IRSTaxTip -- Don’t forget, Social Security benefits may be taxable -- which comes with an interactive interview to... help you determine if your social security benefits are taxable or not. https://www.irs.gov//dont-forget-social-security-benefits- #bankruptcylawyer #bankruptcyattorney #sandiegobankruptcyattorney

COVID Tax Tip 2020-71, June 16, 2020. #IRSTaxTip: An extension to file is not an extension to pay taxes. https://go.usa.gov/xwU86

There are certain debts that are not dischargeable in a Chapter 7 bankruptcy, including certain taxes owed to the IRS. Therefore, I am preparing to add tax resolution as an additional service for my bankruptcy clients. #bankruptcy #bankruptcyattorney #bankruptcylawyer #IRS #taxdebt #chapter7 #michellepattersonlaw

Today, I am attending a 2-day "webinar" covering the Small Business Reorganization Act, which went into effect in February 2020. #bankruptcy #bankruptcylawyer #chapter11 #SBRA #businessbankruptcy #smallbusinessreorganizationact

In light of recent stay-at-home orders issued in response to the Covid-19 pandemic, the timing of the SBRA could not have been more convenient for our beloved mom and pop shops who were forced to lay off employees and close their doors to the public. . . . .... . . . #bankruptcyattorney #chapter11 #chapter11bankruptcy #SBRA #bankruptcylawyer #covid19 #sandiego #losangeles #riverside #orangecounty #smallbusiness See more

If you were struggling financially before California residents were ordered to stay at home, and landlords were ordered to suspend evictions, what happens after the moratoriums end and you are still behind on your rent? Is filing for bankruptcy the right option for you? And what impact will your bankruptcy have on your landlord's efforts to evict you? . . . .... . . . #bankruptcy #bankruptcylawyer #bankruptcyattorney #stopeviction #eviction #unlawfuldetainer #covid19 #stayathome #debtcollection #debtrelief #SanDiego #LosAngeles #Riverside #OrangeCounty

#bankruptcy #bankruptcylawyer #bankruptcyattorney #debtrelief #SanDiego #LosAngeles #Riverside #OrangeCounty #whatpropertycanIkeepafterbankruptcy

"But Newsom’s order doesn’t prevent the legal process of being evicted from ultimately occurring and still requires renters affected by the coronavirus to jump through a number of hoops to qualify for the two-month delay. For instance, tenants must notify their landlords in writing within seven days of nonpayment, and a landlord could still file a case against a tenant for their removal." https://www.latimes.com//coronavirus-newsom-eviction-ban-c

Notice Regarding Section 341(a) meetings from the Office of the US Trustee, in the Southern District. #bankruptcy #bankruptcysandiego #chapter7... #chapter13 #Covid19 See more

Accommodations in response to Coronavirus 2019 (COVID-19) Good Afternoon, With the increasing news and concern regarding the COVID-19 coronavirus, I want to assure you that I am monitoring the situation and have resources in place to continue to provide you with uninterrupted service. While my office suite is open, I am operating out of my home office, in an effort to comply with the measures listed in the CDC’s Guidance as of 3/15/2020. ... This should not interrupt our current working relationship, as the majority of my work and my communication with you can be performed remotely. Typical scenarios that may require an in-person meeting may be for signing documents, hearing preparation, and document exchange. In lieu of in-person meetings for these types of scenarios, I want to remind you that documents can always be exchanged online by utilizing the secured document portal in MyCase, and any meeting can be arranged by telephone. Furthermore, if you are currently working through my list of documents that are needed to move forward with your case, most of those documents are available to you online through a computer, tablet, or cell phone. If you do not have access to your required documents online, I am happy to make other arrangements with you, upon request. Finally, I am aware of the financial impact that the COVID-19 coronavirus may have on you, your family, and your friends. Accordingly, I am sharing the following information with you from the EDD website on CA.gov, which you may find useful, if applicable to you or your loved ones now, or in the near future: https://www.edd.ca.gov/about_edd/coronavirus-2019.htm. If you have any questions or concerns, please do not hesitate to reach out to me by e-mail or phone at [email protected] and (619) 630-5282. Stay safe and healthy. Sincerely, Michelle Patterson, Esq.

For your information, if you're considering attending a Bankruptcy self-help, or other type of legal clinic, anytime soon. #Sandiegolawyer #bankruptcylawyer #legalclinic ... #legalaid #covid-19 See more

This office handles Bankruptcy cases in Riverside County. Call this office to see if you qualify. (619) 630-5282. #bankruptcy #Bankruptcylawyer #bankruptcyattorney #RiversideBankruptcy

Precautions from a Bankruptcy trustee for your upcoming hearings, to ensure a healthy and safe environment. . . . .... . . #bankruptcy #bankruptcylawyer #bankruptcyattorney

Are your Creditors Harassing You? #bankruptcy #bankruptcylawyer #bankruptcyattorney #stopcreditorharassment #FDCPA #creditorharassment #debtcollection #debtrelief #SanDiego #LosAngeles #Riverside #OrangeCounty

Representing a client whose former business partner fraudulently diverted business proceeds into his personal bank accounts. After a judgment on jury verdict in my client's favor was entered in Superior Court, the former business partner filed for Chapter 7 Bankruptcy, attempting to discharge his obligation on the jury verdict. There are several debts that are non-dischargeable through a Bankruptcy. If you or someone you know has a Bankruptcy issue, whether as a Debtor or an individual Creditor, contact this office. I am happy to help you! #Bankruptcy #Bankruptcylawyer #Attorneyadvertising #Nondischargeabledebts

I hope you are all enjoying your summer! The office of Michelle Patterson Law is closed for the remainder of the day and for the remainder of the week. E-mails will be checked periodically for urgent matters only. Enjoy the rest of your week!

Representing a client in a Chapter 7 Bankruptcy, in Riverside County, today. #bankruptcy #Chapter7 #Attorneyadvertising #Bankruptcyattorney #bankruptcylawyer

Judgement Debtor's Examination.

Have a fun and safe memorial day weekend!

It's tax season! If you received a discharge order in a bankruptcy last year and received a 1099-C from one of your creditors, please review the following information from the IRS: https://www.irs.gov/pub/irs-pdf/i1099ac.pdf This information is also stated on the bottom left hand side of the 1099-C, in fine print.

According to an e-mail sent out by the US Bankruptcy Court, for the Southern District of California, "The courts are taking measures towards a goal of sustaining paid operations now until January 18, 2019. If existing funds run out and new appropriated funds do not become available, the Judiciary will operate under the terms of the Anti-Deficiency Act, which allows 'essential work' to continue during a lapse in appropriations. The Bankruptcy Court and Clerk's Office will remain open before and after January 18." The following is a link with more detail from the judiciary, as of Jan. 7, 2019: https://www.uscourts.gov//judiciary-operating-limited-fund

Wondering how the partial government shutdown impacts your current Bankruptcy case? According to the U.S. Trustee in the Dept. of Justice, and the U.S. Bankruptcy Court for the Southern District of California, all scheduled 341(a) meetings will proceed as noticed, and the Judiciary will remain open and can continue operations through approximately Jan. 11, 2019, by using court fee balances and other funds not dependent on a new appropriation.