Michael Christopher Clancy

A mortgage loan is a complex and significant financial move. You can’t afford not to ask for expert help. In fact, a mortgage loan may just be one of the most important financial commitments you will ever take on. Don’t settle for anything less than expert, professional advice. I’m your guy. Let’s talk.

Before anything else: Know what you can afford. This includes mortgage, property taxes, insurance, and monthly maintenance and utilities. After that, you will need to save for emergencies. Oh, and don’t forget to check your credit score and make sure it’s accurate. Remember: a higher credit score gets you better rates. That means savings!... It pays to plan ahead, dot your i’s and cross your t’s, to ensure that you can pay your monthly mortgage payments for several years.

Invest smart by working w/ a savvy broker. (Me!)

Not all shopping is fun. Mortgage rate shopping is not most people’s idea of fun, but if you’re shopping for home purchase financing, take your time & take notes. Better yet, get a professional’s insight.... Schedule a consult with me today: https://mylocal.homes/talk-to-michael/

They focus on your financial situation and goals. They find financing options for you, and they will explain each to help you make the best decision. They will work with you to get preapproved for a mortgage. They will ensure that you complete your loan application.

What do you get when you work with a real estate mortgage broker instead of a banker to finance or refinance your loan? In addition to a partner who works for you, instead of the lender... Quite simply, you get more, and better, options. Check out our blog on Brokers vs. Bankers... " See more