McQueen Kalligan Insurance Services, Inc.

When this business owner and father of seven suffered a life-threatening aneurysm, disability overhead insurance saved his company and family. Watch Tim Meredith’s #RealLifeStory: #DIAM21

Life insurance let Traci grieve for her husband without having to worry about finances. #RealLifeStory

Disability Insurance: Planning for a More Secure Future https://go.upcontent.com/4104c80a-bf82-48ca-860f-8e1324917f

What are you grateful for today? #MondayMotivation #DIAM21

A good reminder! #MondayMotivation

McQueen Kalligan is here to help you and your clients. #HelpProtectOurFamilies

KEY TAKEAWAYS - A provision in the federal spending bill signed into law at year end changes a tax code rule applying to certain life insurance policies. - Under IRC Section 7702, the law adjusts key interest rates that were set more than 35 years ago and are used to define tax-advantaged, permanent life insurance policies. - The change is noteworthy because more people today rely on life insurance for more than solely the death benefit. #lifeinsurance #insurance #tax #deathbenefit

It is best to see whole life insurance as a tool in an advisor’s toolbox of financial instruments that can be used to meet a client’s goals most efficiently. For higher-income clients with legacy needs and significant non-qualified assets, whole life may just be the best tool available. #lifeinsurance #insurance #wholelife #advisor #client

A recent survey of over 100 health/life insurance experts found that 59% of industry professionals believe that there is a major move online for consumers for the insurance purchase process for personal products like life, health, and property & casualty insurance. #lifeinsurance #insurance #sales #online #mcqueenkalligan

New partnership with Snowflake and iPipeline brings immediate benefits to customers. Because Snowflake Data Marketplace provides easy and immediate access for secure data sharing, they do not have to send customers custom data extracts and ad hoc reports. #lifeinsurance #ipipeline #snowflake #insurance #mcqueenkalligan

Many have witnessed first-hand how quickly life can change and perhaps been reminded of the importance of having financial protection in place. This article covers common questions about life insurance and how covid-19 has affected the industry. #lifeinsurance #insurance #insuranceagent #covid-19

Understand the Life Insurance Risk Classes This article does a great job explaining the differences between super preferred, preferred, standard, and substandard risks and how these affect your rates. #lifeinsurance #insurance #risk #mcqueenkalligan

Guaranteed issue life insurance right for you? - Quick approval process, can't be denied - No health questions - Limited to $25,000 or less and a waiting period for full benefits payout... - Good if you have poor health - Limited to policyholders 50-85 years old See more

A life insurance policy is a vital part of your financial plan, and you will likely have it for decades. Take the necessary time to research and understand your options before buying. Here are 10 other common missteps to avoid #lifeinsurance #insurance #financialplan #mcqueenkalligan

Qualify for a life settlement without medical record review or underwriting. Do you meet these three criteria? 1) The policy must be a GUL... 2) The insured typically must be 75 or older 3) The policy's death benefit must be at least $250,000 #lifesettlement #lifeinsurance #financialfreedom #mcqueenkalligan #insurance #insuranceagent

Is this your first time buying life insurance? These tips will help you better understand how much coverage you might need, what kind of policy is right for your situation, and getting the best rates for your policy. #lifeinsurance #insurance #insuranceagent #financialfreedom

What are your options when your term life insurance policy expires? 1) Renew your term policy 2) Convert policy into a permanent one 3) Purchase a new term policy... Find out which option is best for you.

Is preserving and protecting hard-earned assets a goal for your clients? Check out this IRA maximization strategy to reposition this portion of their assets into more tax-efficient vehicle. #lifeinsurance #IRA #IRAmaximization #assets #retirement

Tips on life settlements 1) Do your research 2) Be patient on offers 3) Consult an accountant ... 4) Creditors may have claim to windfall 5) Gov't benefits may change #lifesettlement #lifeinsurance #insurance #insuranceagent

Why buy life insurance now? The younger you are, the lower your life insurance premium will likely be due to your probable lack of serious medical conditions. #lifeinsurance #insurance #financialfreedom #financialadvisor #insuranceagent #mcqueenkalligan

Is a life settlement right for you? A life settlement can be a way to get cash for a life insurance policy you no longer need or can no longer afford. For older adults who are struggling to pay for health care costs or long-term care in retirement, it can be a much-needed lifeline. #LIAM #lifeinsurance #insurance #financialfreedom #mcqueenkalligan

As your family and business grows, your life insurance should too. #LIAM20 #lifeinsurance #insurance #insuranceagent #mcqueenkalligan

Build a better life for your family and make sure its protected. #LIAM20 #lifeinsurance #insurance #mcqueenkalligan

Reasons and motivations for having life insurance The top five reasons: 1. To have money to leave as an inheritance for loved ones ... 2. So my loved ones would have money to pay for my funeral expenses 3. So my spouse and/or children would have enough money to maintain our current standard of living without my income 4. So my loved ones could pay my debts 5. So my spouse and/or children could keep our current home See more