Marie Iglesias, Real Estate

As we enter the middle of 2021, many are wondering if we’ll see big changes in the housing market during the second half of this year. Here’s a look at what some experts have to say about key factors that will drive the industry and the economy forward in the months to come. realtor.com: . . . homes continue to sell quickly in what’s normally the fastest-moving time of the year. This is in contrast with 2020 when homes sold slower in the spring and fastest in September and O...ctober. While we expect fall to be competitive, this year’s seasonal pattern is likely to be more normal, with homes selling fastest from roughly now until mid-summer. National Association of Realtors (NAR): Sellers who have been hesitant to list homes as part of their personal health safety precautions may be more encouraged to list and show their homes with a population mostly vaccinated by the mid-year. Danielle Hale, Chief Economist at realtor.com: Surveys...

Are you wanting to declutter your closet? Why not do it in the Springtime? Here are some tips for decluttering: 1) Donate: The clothes you never reach for are wasted just sitting in your closet. Let those items live to their potential and become favorites to others. Donate and give yourself a pat on the back for making an environmentally friendly choice that helps others who are less fortunate. It really is a win-win. 2) Don't be afraid to throw away: Items that a very worn d...own or shouldn’t be reused by others need to go. You can also take them to recycle centers, so they can reuse the fabrics in future clothing. 3) Wear less used items: Leading up to the day of decluttering, pull out a few less used items and actually wear them for a day. See how it feels on your body and how you feel style-wise. This makes it much easier to decide on decluttering day because you have a recent memory of wearing that item instead of a guess. 4) Grab a friend: If you can, try and get a friend, family member, or spouse to help you with decluttering your clothes. Make sure that person is gentle, but firm. If you share a closet with someone, see if they might be interested in decluttering their wardrobe as well. 5) Ask tough questions: These include asking yourself: How did I feel the last time I wore this? Is upkeep for this piece a pain? Is this a representation of my ‘fantasy self’? Or will I actually wear it? Marie Iglesias Helping YOU Make the Right Moves [email protected] (619) 415-1998 #02079152 #MarieMovesYou #MarieIglesias #WhelanProperties #SanDiegoRealEstate #springcleaning #springtime #declutter #organize #closetorganization #organizeyourcloset #cleancloset #realtortips #hometips #homehacks https://www.mariemovesyou.com/

It’s out there: terrible, horrible, no good, very bad ADVICE! I’d love to knowwhat’s the WORST advice you’ve ever received personally, professionally, or real estate-related? ... Comment below with the worst advice you’ve heard, so we can log it away and steer clear of passing it on. Marie Iglesias Helping YOU Make the Right Moves [email protected] (619) 415-1998 #02079152 #MarieMovesYou #MarieIglesias #WhelanProperties #SanDiegoRealEstate https://www.mariemovesyou.com/

Teachers and educators I have something for you. I bet you didn't know that there is special financial assistance is available for teachers seeking to buy a first home, refinance a home, or even repair an old home or add energy-saving improvements. + National Education Association: With your membership your have access to home financing programs to educators through Wells Fargo. Receive special terms on down payment amounts and interest rates. Following a successful purchase..., the program offers a gift card rebate as well. + Homes For Heroes : These programs are comprised of real estate agents, lenders, and other professionals in the home buying and selling industries, offers mortgage help to teachers, as well as others who serve their communities, including medical emergency first responders, government employees, nonprofits, and military families. + Department of Veterans Affairs: Teacher's who are also veterans, the Department of Veterans Affairs, also known as the VA, offers special financing. Potential benefits include no down payment, no private mortgage insurance, and more flexible credit score requirements. + Other government programs for educators: The U.S. Department of Housing and Urban Development, the Federal Housing Administration, and the U.S. Department of Agriculture offer educator-specific options on mortgage financing or can connect you to local lenders who provide loans. Ask me about these programs or programs that may have heard of. I am always here to help and find the support that fits your home search journey. Marie Iglesias Helping YOU Make the Right Moves [email protected] (619) 415-1998 #02079152 #MarieMovesYou #MarieIglesias #WhelanProperties #SanDiegoRealEstate https://www.mariemovesyou.com/

We may not agree on who has the best mom, but I think we can all agree that MOMS, as a rule, RULE. Happy Mother’s Day all you wonderful moms out there! Marie Iglesias... Helping YOU Make the Right Moves [email protected] (619) 415-1998 #02079152 #MarieMovesYou #MarieIglesias #WhelanProperties #SanDiegoRealEstate

Mother's Day is Sunday. What are you plans. Here are a few of my favorite brunch spots that would be perfect to spoil the person you are celebrating Sunday. Marie Iglesias Helping YOU Make the Right Moves [email protected]... (619) 415-1998 #02079152 #MarieMovesYou #MarieIglesias #WhelanProperties #SanDiegoRealEstate

Are you thinking about making brunch for your mother or mother figure? Here are some tips for a great brunch! Food ideas: Banana pancakes, french toast casserole, chicken and waffles, pastries, frittata, cinnamon rolls, steak and eggs, chocolate strawberry crepes, and a quiche. This is making me hungry!... Decor ideas: Sunflowers or a beautiful mixed arrangement, sweets on the table like macaroons, a banner, a framed photo of the family, decorative coasters, a pretty tablecloth, and napkins with napkin rings. If you have any other ideas or traditions, place in the comments! Marie Iglesias Helping YOU Make the Right Moves [email protected] (619) 415-1998 #02079152 #MarieMovesYou #MarieIglesias #WhelanProperties #SanDiegoRealEstate #mothersday #mothersdayideas #mothersdaygifts #presents #realtor #realestate #realestateagent #brunch #foodies #brunchideas #decorideas #partydecor https://www.mariemovesyou.com

It’s Dress Up Your Pet Day Anyone down for a little dose of cuteness? 1. Post a photo of your dressed-up pet ( story or feed ) 2. Tag me ( @mariemovesyou, #MyPetCute )... Let’s have some fun!

The housing market made an incredible recovery in 2020 and is now positioned for an even stronger year in 2021. Record-low mortgage interest rates are a driving factor in this continued momentum, with average rates hovering at historic all-time lows. According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR), buyer demand across the country is incredibly strong. That’s not the case, however, on the supply side. Seller traffic is simply not keeping up. Here’s a breakdown by state:As the maps show, buyer traffic is high, but seller traffic is low. With so few homes for sale right now, record-low inventory is...

In my previous guide to buying a fixer-upper, I touched on the importance of getting specialized inspections. Let’s continue with step #3: Evaluating needed repairs: Peeling paint and ugly carpet are easy fixes. But moving load-bearing walls and removing hazardous materials like asbestos? Those jobs add up. If you’re buying a fixer upper, do an inventory of the work you would do in the first few years. Then figure out how many you’ll need to hire a pro to do and which are D...IY home projects. If more projects fall into the major job category, it might be more trouble than it’s worth. Marie Iglesias Helping YOU Make the Right Moves #02079152 #MarieMovesYou #MarieIglesias #WhelanProperties #SanDiegoRealEstate See more

If you are thinking about adding real estate investor to your resume, you want to know the clearest and quickest path to a profit. So while you have to be ready to ride the market’s highs and lows, here are a few common ways investors make bank month after month: 1. Long-term residential rentals: People will always need a place to live but keep in mind, location is everything when it comes to real estate. Seriously, everything!... 2. Lease purchase: Lease purchase is a smart way to get involved without having to put up significant capital. Plus, if you lock in when the market is climbing, you can potentially purchase later with built-in equity. 3. Home-renovation flips: Thanks to the popularity of home renovation shows, no explanation is needed for this one (Think Fixer Upper, Flip or Flop?, and Love It or List It). 4. Short sales: A short sale is when a homeowner is behind on their mortgage but not yet in foreclosure. This can be a great opportunity to make a quick profit without investing in lengthy renovations. One heads-up: You usually need to pay for short sales in cash. 5. Vacation rentals: Investors can make some serious income from vacation rentals -- especially if the property is in an hot, in-demand tourist area. There are dozens of ways to make money as an investor -- too many to list here! But if you’re serious about taking the plunge, shoot me a message, and let’s set up a time to discuss. Marie Iglesias Helping YOU Make the Right Moves #02079152 #MarieMovesYou #MarieIglesias #WhelanProperties #SanDiegoRealEstate #RealEstateInvestments See more

At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put into place forbearance plans to allow homeowners to remain in their homes without making their monthly mortgage payments. Today, almost three million households are actively in a forbearance plan. Though 29.4% of those in forbearance have continued to stay current on their payments, many have not. Yanling Mayer, Principal Economist at CoreLogic, recently revealed: A distributional analysis of forborne loans’ payment status reveals that more than one third (39.1%) of all forborne loans are now 150+ days behind payment, while as many as 1-in-4 (25.5%) are 180...