Maria C. Garcia Loan Officer NMLS #256478

Junior Prom 2021 MLK. Lobe you Mía! You looked amazing. Everyone was glowing.

The easiest way to boost your credit score is to pay your bills on time. This holds true for loans that you may have as well. Staying on top of your bills is the best way to build your credit, giving you a better chance of getting your dream home! . . . #homebuying #payyourbills #credit#creditscore #millennialbuyers

Proud of you Eric! Officially an 8th grade graduate of the Army and Navy Academy.

I know you have many questions about the home buying process. I am here to make it simple! Starting with a lender makes the rest of the process run more smoothly. Call or message me as soon as you're ready! . . . #mortgagelender #mortgagepro#firsttimehomebuyer #homebuyer

An earnest money deposit is an important part of the home buying process. It tells the seller you’re a committed buyer, and it helps fund your down payment. . . . #dailyinspo #motivation #homeowning#homebuying #customize #lender#lendersofinstagram

Knowledge is Power! Reason #3 for Refinancing. With Values up, Cash-Out for Home Improvement has never been better.

You want to know how much you can comfortably afford to spend each month before you apply for a mortgage. Otherwise, you might get approved for a monthly payment that's too big for you. Get a piece of paper and a pencil and crunch those numbers! You'll want to be prepared to look at properties that you can afford and it will save you time during the home buying process! Know your credit score, have a budget, and get started! Need guidance? Message me today! I can help you get that dream home! . . . #budget #homebuying #takecharge #goals #mortgageloan #realestate #investment #homegoals

Don’t let small setbacks stop you from reaching your goals!

When paying down Credit Card balances, leave about 8% on the card! Also keep in mind that you definitely don’t want to close your credit cards at any point. Lenders look at your credit history when you’re applying for a home. . . . #creditcard #mortgagelender#mortgagepro #dreamhouse #goals#firsttime #homebuyer #creditscore

Will you have mortgage insurance with a conventional mortgage? The answer is yes! When there is less than 20 percent down, there’s ALWAYS mortgage insurance. The question is the KIND of mortgage insurance. You don't have to guess when you talk to a vetted, experienced professional! . . . #loanofficer#clients #loanseekers #lenders#homeloanspecialist#homelendingguru #homeloans#getpreapproved

Offer: Sometimes called a purchase and sales agreement, is the agreement made between the buyer and seller. As your agent, I would make sure that your offer is strong enough to beat out multiple offers. . . . #unplugged #mortgagelender#mortgagepro #dreamhouse #goals#firsttime #homebuyer#homeownernow #creditscore

This cannot be stressed enough! The first step to owning a home is talking to a lender! I can tell you where you are on your journey to home ownership and guide you every step of the way! Start with a lender like me and you will save you and your real estate agent a lot of time and effort! I'm here to help! . . . #househunting #dreamhome#instahome #allthingsrealestate#realestate #closing