Law Offices of Ginger S. Marcos

Just because you've had a bankruptcy doesn't mean you can't get financing to invest in real estate. The good news is you can get financing after a judge discharges or dismisses your bankruptcy. The bad news is you'll probably need to wait some time and save some money. https://bit.ly/3G5shgC

If you file Chapter 13 bankruptcy, you will have to follow a set payment schedule for three to five years. But what happens if you face a financial hardship that makes it difficult for you to make your payments on time? In some cases, you may be able to modify or suspend Chapter 13 bankruptcy payments, but it all depends on the details of your case. https://bit.ly/3nZ3eWq

When you’re hurt in any kind of accident that was the fault of someone else, you may be entitled to recover damages. This means compensation for your medical treatment, the wages you lost from being out of work and the pain and suffering that you endured. A skilled personal injury lawyer can advise you on how much money your case is worth.

Whether it's federal or private student debt, getting rid of it through bankruptcy can be an arduous process - the borrower has to prove the loans have caused them "undue hardship." Private student debt isn't defined in the bankruptcy code, making terms for cancellation confusing. https://bit.ly/33QE98P

After a bankruptcy filing, the task of repairing your credit begins. But how soon can you apply for new credit? It depends on the type of bankruptcy you filed because your bankruptcy must first be discharged. https://bit.ly/3GPIK9R

It could happen that after your chapter 13 bankruptcy plan is approved, you might want to get out of chapter 13 earlier than agreed upon. But by doing so, you will lose the protections a chapter 13 bankruptcy offers you. A bankruptcy attorney can explain your options, and recommend the best way to proceed. https://bit.ly/3rbFr6u

Bankruptcy can be a valuable tool for individuals struggling under debt that they cannot afford to repay. It can provide a fresh start that many need to get back on financial track. https://bit.ly/3GZf1Ly

What if you hear from a debt collector who is trying to collect on debt discharged in bankruptcy? Although attempting to collect on such debt is not legal, that doesn’t deter some debt collectors. You have several options if a creditor continues its collection actions against you in violation of the automatic stay. https://bit.ly/3k1i7nR

Before you sign a reaffirmation agreement, it’s a good idea to consult a bankruptcy attorney. An experienced attorney can help you determine if it’s the right fit for you and, if it is, make sure that you do everything correctly and in your best interests. https://bit.ly/3trpr0e

U.S. motorists drove 7.1% more miles in October over the same month last year as people returned to offices and resumed leisure trips, but the distance was off slightly from pre-pandemic levels and traffic deaths jumped dramatically. https://reut.rs/3FiwwFX

If you get too far behind on bills, sometimes the only way out is to consider bankruptcy. One of the most common of the six types of bankruptcy is Chapter 7, also known as liquidation bankruptcy.

Symptoms associated with a concussion may develop immediately or within hours to days after a brain injury. But for those with Post-Concussion Syndrome, concussion-related symptoms may persist for months, or even a year or more. https://bit.ly/3z5dYac

When you’re in a car accident, you want to be prepared, whether or not you caused the collision. Preparation will help you protect your ability to make a claim against a driver, and also protect you if another driver falsely blames you for the accident. https://bit.ly/3jmxR2H

The #bankruptcy means test determines who can file for debt forgiveness through Chapter 7 bankruptcy.

A growing number of negligence suits are being filed across the country against nursing homes and other long-term care facilities by families whose relatives died from the coronavirus while living in such facilities. https://bit.ly/3m9LpAG

Although a bankruptcy filing remains on your credit report for up to a decade, the situation is not quite as bad as it seems. The effect on your credit will diminish over time until it drops off your report completely. For further information regarding bankruptcy, call us for a free consultation at (949) 417-6202 or email [email protected]. https://yhoo.it/35Ee2zp

If your financial situation has you feeling like there is no light at the end of the tunnel, you may be considering filing for bankruptcy. http://bit.ly/32J7nkt

Recovery from bankruptcy is a step-by-step and often gradual process, and is best achieved by personally committing to good, healthy, financial practices. https://yhoo.it/32sGEZi

The National Highway Traffic Safety Administration (NHTSA) offers up another reason we need to get rid of COVID-19: reckless driving is up, and causing more deaths. https://bit.ly/3liXVgx

Many people could benefit from bankruptcy relief but don't file because of fear, myths or misplaced optimism. https://bit.ly/2SdEklE

If you’re dealing with old debt, make sure you’re taking the right steps to avoid starting over. https://bit.ly/33SFjNr

#AutoAccidents are chaotic by nature, and the aftermath can be, too. Have your camera ready and be prepared to file a police report.

The number of people filing for bankruptcy could set records next year. And, while bankruptcy reform artificially spurred the 2005 record of nearly 2.1 million cases filed, this peak will be all about the reality of a Covid-19-blasted economy. https://bit.ly/3hYggxi

If you're involved in a serious accident, it's important to seek and document medical care as soon as possible. Medical evidence is crucial to the success of personal injury claims, and prompt treatment can improve medical and legal outcomes.

Two-thirds of those who file for bankruptcy cite medical issues as a factor, according to a study last year in the American Journal of Public Health. https://bit.ly/35Q9JCM

The nation is grappling with a pedestrian safety crisis that has worsened in recent years: The number of pedestrians killed in the U.S. hit a 28-year high of 6,283 in 2018, according to the National Highway Traffic Safety Administration. That figure was up 46% from 2010. https://bit.ly/32IkZPu