Lynnette Baker, Mortgage Loan Officer NMLS #508439

There's "snow" place like home for the holidays! Wishing you a warm and cozy holiday season.

#DidYouKnow: the average first-time homebuyer is 33 years old? As a larger group of millennials hit that age, there will be more individuals coming into the housing market than the previous year. No matter your age or your obstacles, my team and I can make homeownership a reality for you in 2021. Comment below with a question or issue and we’ll provide a solution!

May all the sweet magic of the holidays inspire you this week! #MondayMotivation

Hello friends, clients, and referral partners! Please take time to watch this! Lots of information regarding our current market and mortgage industry! And as always don’t hesitate to ask questions! I am here for you!

The Covid-19 Coronavirus has led to some challenging times for all of us. The Government has created the CARE Act, to assist homeowners whose income may have been adversely impacted by the coronavirus. One of the components of the CARE Act is the possibility of mortgage forbearance. Forbearance is often misinterpreted. And while it is intended to help, it can have some dangerous repercussions. Many people are mistakenly thinking that forbearance equals forgiveness. It doe...s not. Forbearance means that the payments will be suspended for a short period of time, initially up to 6 months, but will need to be caught up when the forbearance period is over. Think about when you buy something at a furniture store that offers no payments for 3 months. You still must pay for the furniturethe payments are just deferred. But mortgage forbearance is even worse if the borrower has dug themselves in a deep hole and can’t catch up. Should this happen, the lender will enforce their right to be paid, which may cause the borrower to be foreclosed upon. They could lose all the equity in their home in the process. Forbearance is designed to help those as a measure of last resort. It is not a free pass and may have serious consequences. Depending on your situation, I may be able to help by eliminating your debts, lowering your payment, and giving you a cash cushion during these turbulent times. I’m Lynnette Baker, contact me to see how I can help. 530-520-1194

Check this out!!!!

First off, I want to check in and make sure everyone is healthy and well. (Please comment) I know we are in a unknown time in our world however, we can get through this!!! There has also been so many questions about interest rates, and questions about the stimulus package that has been passed and have probably heard on the news that you will be getting a $1,200 check from the IRS as part of the stimulus, however not everyone will get the same amount...CLICK on the link and you can get some answers...it takes about 30 seconds!!! https://www.kiplinger.com//T023-S001-stimulus-ch/index.php

I can help! I would love to sit down with you and run the numbers to see if you can start building wealth! Call me...Lynnette Baker, Homebridge Financial, 530-520-1194

We had such a great night serving up a cruise cocktail on The Loan Boat....S.S. Homebridge! We raised money for local Children’s charities and we won best themed booth! Thank you to everyone that came out to enjoy the event and to the Chico Association of Realtors! L

This week's #SoundOff is a #FlashbackFriday! I'm curious to know when you bought your first home and what your rate was. Let me know in the comments below!

Your destiny is geared by your determination. Change your outlook this week! #MondayMotivation

Here at Homebridge, our goal is to make the mortgage process easy for everyone involved. My team of experts is always one call away to answer any and all of your questions.

Today I can help you get prequalified to purchase a home or refinance your current home! Give me a call! I am here to help! 530-520-1194

A little team building tonight.....it was challenging and fun! I would recommend trying the Escape Rooms! It is not as easy as you would think it would be!!! #homestreet #lovemyhomestreetteam #lovechico #teambonding

Merry Christmas from our Homestreet Crew!

Hi Friends, family, Realtors and affiliate partners! So many clients and friends have been reaching out to me for housing options for their families that have been displaced by the fire. I'm sure many of you are receiving these calls as well. Many clients have already asked me to get them prequalified to buy another house and there are options for them! One option is an Fha 203h program that is for Presidential declared disaster areas. If you've lost your home you can get t...his loan 100% financing, its still subject to Fha loan limits, but we don't have to count their existing mortgage to qualify. If you have questions or know a family member or friend looking to explore this option that has been displaced by the fire please have them call me! Let's get them a place to call home! #campfire #homestreetcares #homeiswheretheheartis #paradisestrong Lynnette Baker Homestreet Bank 530-520-1194 [email protected] See more