Caleb Parmenter

If you didn't have a monetary limit, what would your dream vacation look like?

If you’re a part of the group that doesn’t have cash on hand for an emergency, you’re not alone. However, since the onset of the financial crisis, more people than ever are committing to being more financially stable and thinking like a saver. That starts with building an emergency fund. If you need more motivation to start one, here are 38 reasons you should have at least a $500 emergency fund: https://bit.ly/2MqGNIn

Are you looking to purchase a home or refinance your mortgage? Drop off some brief information in the form on our website below, and we will follow up with you to go over the best solution for your needs. https://bit.ly/3kzVIxs

As we continue to think about the future, our goals for the year, and what we want to achieve well beyond 2021, it’s a great time to look at the benefits of owning a home. From feel-good motivations to economic and social impacts on the local community, these items may give you reason to believe homeownership stretches well beyond your financial investment: https://bit.ly/2N2q3ZE

There’s plenty of evidence showing how important nutrition is for exercise, from aiding performance to enhancing recovery. But it’s often confusing to know whether it’s best to eat before or after you exercise. In order to do so, you need to consider three things: https://bit.ly/3byqs0j

New beginnings are available to all of us over fifty times a year; they are called Mondays! #MotivationMonday

What's your favorite way to relax after a long day? Comment below!

Don't let these common cooking habits drain your savings: https://bit.ly/3hUZZLw

If you find yourself spending a little more time at home and a little bored with your Netflix watchlist, it might be time to take up a new hobby. Here's where to start: https://bit.ly/38KtlYN

Knowing what areas you can start searching for homes in is easy when you know what you can afford. Our easy tool can help point you in the right direction: https://bit.ly/3dEc1FO

Happy 2021! May this year be a better one!

Would you rather vacation at the beach or the mountains? Comment below!

While the United States may not have been prepared to combat a deadly virus, a quick and robust response from the Federal Reserve, along with changing consumer preferences, created a perfect storm that resulted in a record year for the housing and mortgage industries. Mortgage rates would fall to record lows 16 times throughout 2020. Here’s a detailed month-by-month analysis of what caused mortgage rates to fall so dramatically, and how it affected virtually every sector within the housing market: https://bit.ly/2X0aOlA

If we’re being honest, your 2020 goals were likely derailed by the pandemic. You likely made some adjustments and might have taken on some extra debt in the process. But the fact is, you can’t create an effective budget without first identifying your roadblocks. Use these steps to create your 2021 budget: https://bit.ly/3hfNucT

Saving money is all well and good in theory. It’s pretty hard to argue against having more money in the bank. But what are you saving for? If you don’t have solid financial goals, all those hoarded pennies might end up in limbo when they could be put to good use. To make the most of your money, follow a few best practices while setting your goals: https://bit.ly/394lV2q

Do you have any credit card, or any other unsecured debt (medical bills, legal bills, etc.) that you would like to reduce or eliminate? Use our easy tool to tell us more about your situation so we can see how we can help! https://bit.ly/2UsUau1

Dream big! #MotivationMonday

As someone who spent time in foster care, Robert Carter said he knows first hand how it feels to be removed from a biological home and separated from siblings. To keep this family of 5 together and out of separate foster homes, Carter adopted all 5 kids! See the full story here: https://bit.ly/2IeFTOd

Get started on the search to find your dream home by first finding the right realtor! Use the form on our website below to get started! https://bit.ly/2NgLoLy

Over this past year now, we've seen a lot of headlines of "All-Time Low" Mortgage rates, but just how much lower are they? Find out here: https://bit.ly/3h8NM5o

Moving? These free change of address cards are a great way to let everyone you know that you've moved and now have a new address. Since they're free they're easy on the pocketbook after all those moving expenses. They can even be used to play a fun housewarming game! https://bit.ly/2I4NXBM

This year has been an intense one for all industries, but the housing market has managed to come out on top. As 2021 draws nearer, Zillow offers some key trend predictions that could lead to shifts in the market next year: https://bit.ly/2KPM510

Another year has passed, but with the way 2020 went, this may be a good thing. Let's make 2021 great! #MotivationMonday

This is for the goal-getters! Drop a comment below

A woman in Arkansas surprised local families by paying for over $28,000 worth of groceries at two Kroger locations. See the inspiration behind her kind gesture here: https://bit.ly/34SQ2Zy

Check out this collection of tips and hints that will makes tasks simpler and your life easier: https://bit.ly/34Wibz9

Discounts on Uber, Lyft, Netflix, Spotify, Hulu, and more car-share or streaming services are pretty hard to come by. Here’s how to find those discounts and savings. https://bit.ly/3kzGI2L

Mortgage rates vary on a daily basis. If you are ready to make a move in the market, we'll work to get you the most competitive rate possible: https://bit.ly/2O6h5rD

If you have a mortgage loan, you’ve probably thought about refinancing from time to time. Refinancing into a loan with a lower interest rate seems appealing, but there are costs involved, so it's important to know when it's the right time. Get all the information you need here: https://bit.ly/2TZ8Q3H

Get on the path to success this #MotivationMonday

This 89-year-old woman is using her free time to bake pies for the elderly and needy during the pandemic. To date, she's made over 100 pies! Help spread the word about this sweet hero: https://bit.ly/3kJezGs

Happy Halloween, boys and ghouls! We hope the day TREATS you well!

Would you be the main character or supporting actor?

Do your best this Monday! #MotivationMonday

This preschool director went above and beyond for the students at her school. Continuing a tradition she began a few years ago, Renee Dixon felt it was extra important to get gifts for her students during these hard times. Thanks to her, these kids' smiles will be a little brighter this year: https://gma.abc/38Ast97

Between online shopping and discretionary expenses like food and entertainment, saving money can seem like an impossible task. And while there are plenty of budgeting techniques out there to help you control your monthly spending, you don’t have to alter your lifestyle too much to give your budget a refresher. Here are five common money wasters to be aware of to get you started: https://bit.ly/3jzwTAw

Learn how to warm up a room without using a plug-in electric heater. Consider built-in radiant floor or ceiling heating, duct booster fans, toe-kick heaters and other safe heating techniques first: https://bit.ly/34EqdMQ

Best wishes for the holidays, and for health and happiness throughout the coming year.

Anybody can have dreams. But it takes guts to turn those dreams into goals and get things done. Are you ready to get things done with your moneyto set and reach your financial goals? If so, check this out: https://bit.ly/34jr7OJ

Did you know that even a small percentage decrease in your rate can make a significant difference in your monthly mortgage payments? Contact us today to learn more about refinancing! https://bit.ly/2XfZHF1

This year will be remembered for many reasons, and optimism is one thing that’s been in short supply since the spring. We’re experiencing a global pandemic, social unrest, an economic downturn, and natural disasters, just to name a few. The challenges brought on by the health crisis have also forced many homeowners to reevaluate their space and what they need in a home going into 2021. So, experts are forecasting that next year is one in which we can be optimistic about real estate for three key reasons: https://bit.ly/3p02s9D

Start the week off with a positive attitude!

What started as a simple gesture of kindness during the lunch hour resulted in more than 900 cars paying it forward over the course of over two and a half days at a Minnesota Dairy Queen. See how one small act can go a long way here: https://bit.ly/2J3OHHM

Many of us have pandemic fatigue and desperately want to spend the season with loved ones. But gathering to celebrate the holidays poses a significant health risk and could push the number of cases to even more catastrophic levels. Here are some approaches to the festive season that carry a lower risk: https://bit.ly/2IG8LzN

This is a tough one!! Which one could you live without?

As the economic crisis caused by the coronavirus outbreak continues, should you save money or invest it? Here's what to consider before making big financial moves: https://on.today.com/2ZyYpb5