Lisa Virassammy

#JUSTLISTED SACRAMENTO| 95829 Features: 2 bedrooms, 2 bathroom, 1,743 sq ft 55+ Community Nestled in the beautiful gated Vineyard Village ... Better than NEW home offering beautiful tile flooring and recessed lighting Spacious kitchen with oversized granite counter island & dining bar, built in appliances, and ample cabinet storage Beautifully landscaped backyard and perfect for your outdoor entertaining with covered patio w/ shade screens! The community clubhouse offers a variety of activities as well- swimming pool, fitness center, and pickle ball --------------------------- Lisa Virassammy Keller Williams Realty The Analyn Miller Group 916.234.3335 [email protected] DRE# 01923417 See more

#JUSTLISTED ELK GROVE | 95624 Features: 4 bedrooms, 2 bathroom, 2,079 sq ft Charming curb appeal... Spacious and functional floor plan Features laminate flooring, vaulted ceilings and warm interior colors Lushly landscaped backyard is ready to be your summer oasis, with raised garden beds and patio space that's perfect for outdoor entertaining RV access!! --------------------------- Lisa Virassammy Keller Williams Realty The Analyn Miller Group 916.234.3335 [email protected] DRE# 01923417 See more

Time for another game of this or that! Which home office are you choosing, one or two?

Heads up, all you lovebirds -- you’ve got just 4 days until the loveliest day of the year! Get your heart (and your home) ready for all the feels with these February home decor tips: Did you know they make pink light bulbs? THEY DO! Head to your local home improvement store and grab a few to color your home just in time for Cupid’s arrow. Got little ones? They’ll love it all the more! Swap out wall art with a message perfect for the hugs-and-kisses holiday. A good p...lace to look? Etsy -- search for ‘printable valentine’s wall art’ and print right at home. Not into hot pinks and reds? No problem! Think blush! A few blush-colored throw pillows or blankets will give a subtle wink to the day without going overboard. Nothing says I love you like a spread of sweets, cakes, candies, and fruits that double as themed decor. Whether homemade, store-bought, or somewhere in between, gift your loved ones with a feast for the eyes (and tastebuds) this Valentine’s day. Tired of renting and looking for a love nest all your own? I’d love to help. Send me a message and let’s chat. Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417

Last year’s biggest home trends? Stretchy pants, comfy slippers, and the fastest internet money could buy. This year’s trends give us all a little bit more to look forward to. Here's what designers predict for 2021: 1. Cleanliness is still king. Designers anticipate easy-to-clean fabrics and surfaces to remain in demand as a way to help us all stay on top of pesky germs. 2. Expect interior colors to warm up as owners crave warmth, comfort, and coziness. Various shades of... browns, oranges, and reds will the trick. 3. Not into warm hues? Designers think soft shades of blue that create a peaceful vibe will also be popular. 4. Remodeling or building a new construction? Closed floor plans are front-and-center as demand grows for private spaces designated for remote work or at-home learning. 5. Dubbed grandmillienial by House Beautiful, the style showing up everywhere blends grandma’s favorite florals with sleek modern staples. Not sure where to start? Just ask yourself WWGD -- what would Grandma do? What trends are you lovin' early in 2021? Share them below! Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417

Who do you know looking to purchase in Galt or Clements?? These beautiful properties are available! DM for more info. --------------------------- Lisa Virassammy Keller Williams Realty ... The Analyn Miller Group 916.234.3335 [email protected] DRE# 01923417 See more

#JUSTLISTED Galt | 95632 Features: 5 bedrooms, 3 bathroom, 2,597 sq ft Spacious and functional floor plan ... Gleaming laminate flooring and recessed lighting Open layout kitchen with granite counters Loft area upstairs perfect for play room or home office Large master bedroom w/ ample natural light & walk-in closet --------------------------- Lisa Virassammy Keller Williams Realty The Analyn Miller Group 916.234.3335 [email protected] DRE# 01923417

So grateful to be in business with these ladies and for all the friends and family and wonderful clients that contributed to a successful 2020 despite the ups and downs we all experienced. I personally may be living in another country, however, I am aligned with an incredible team and very much still actively involved in real estate so don't hesitate to reach out with any questions or needs you have.

You’ve had the same convo over and over and over again with yourself: Should you stay or should you go? It’s finally time to come clean: You have a serious case of analysis paralysis. What you need is someone to tell you, t’s time already! Well, it's time already! ThereI said it! Now, here are a few more reasons it's time to sell:... You find excuses for putting it off. Your friends (even your four-legged ones) are tired of you talking about it. You spend your free time looking at listings. You constantly wonder if a change of scenery will help jump-start your life. Send me a message if you think you’re *mostly* ready to sell in 2021... our team would be honored to assist. Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417 See more

Grab a cup of coffee, lean in real close, and let's chat about all things...wait for it...home inspection! (Cause I mean, do you really have to spend several hundred dollars on a home inspection?) The answer is yes...a thousand times YES! Here’s why:... 1. You may think your home is in perfect shape, but some of the costliest problems are difficult to spot: leaks, termite damage, foundation issues, poor ventilation, faulty wiring, and drippy appliances. 2. A home inspection gives you the chance (before you sign on the dotted line) to have a professional inspector see if there are any problems that need to be addressed, replaced, or fixed. 3. When it’s all said and done, you’ll have an accurate picture of what you’re walking into when you buy. Wouldn’t you hate shelling out money set aside for new furniture on a new roof cause you didn’t know it was leaky? Yeah...me too. Plan to pay between $350 and $650for a home inspectionand while you won’t get it back if the sale falls through, it's a safety measure I recommend to all my buyers. Next week, it’s to the closing table we go! In the meantime, send me a message if you’re ready to take the next step towards buying. I’m here to help every step of the way! Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417 #Realtor #RealEstate #HomeBuying #HomeSelling #Sacramento #HomeSweetHome #HouseHunting #RealtorMom #RealEstateAgent #RealtybyLisaV #ElkGrove #KellerWilliams #HappyHome #Houses #NoPlaceLikeHome #LiveTheLifeYouHaveImagined #buy #sell #SacramentoCounty #makingdreamscometrue #RealEstateEducation #RealEstateTips See more

Need a little kick in the tail to get up and start knocking out those home improvement projects that have stacked up over the years? Consider it done! Here’s some fresh motivation for this week’s Fix-It Up Friday: 1. But first, declutter. This is the best thing you can do for your home. Seriously. Every six months. Just do it.... 2. Focus on the living room, kitchen, and bathroomsin that order. If you’re short on time or finances, zero in on these rooms since it’s where you spend the most time. 3. Prioritize projects that hinder day-to-day functionalitythink sticky doors, cracked windows, dead outlets, and leaky faucets. Call in the pros when it's beyond your skill set. 4. Fresh mulch, trimmed hedges, and annual color should always make the cut. Getting your home looking its best doesn’t have to be costly or complicated. Break it down into small, weekend projects and soon enough, you’ll be on to bigger and better endeavors. Tackling home improvements to get your home ready to sell? Send me a messageI’d love to help. Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417 #Realtor #RealEstate #HomeBuying #HomeSelling #Sacramento #HomeSweetHome #HouseHunting #RealtorMom #RealEstateAgent #RealtybyLisaV #ElkGrove #KellerWilliams #HappyHome #Houses #NoPlaceLikeHome #LiveTheLifeYouHaveImagined #buy #sell #SacramentoCounty #makingdreamscometrue #RealEstateEducation #RealEstateTips

Feeling sentimental and reflective? Me, too! So that we don’t miss the chance to learn and grow from the unforgettable year we’ve all just been through, let’s take a quick trip back through 2020. (It’ll be quick, promise!) Here are a few conversation starters to help get your reflective juices flowing:... The most important goal I achieved this year was: A big mistake I made this yearand the lesson that I learned from itwas: An obstacle or a challenge I overcame this year: This made me laugh the hardest this year: One contribution I made to my community was: Here’s a song I listened to over and over again this year: I began this new positive habit: The scariest thing I went through this year was: The nicest thing someone did for me this year was: This year I broke out of my comfort zone by: Here are three words that sum up this year: If I could go back to the beginning of the year, here’s some advice I would tell myself: Before diving headfirst into 2021, I hope you’ll join me in taking time to reflect on 2020we’ll never have another one like it! Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417

There’s a humbug-of-a-myth out there that you have to wait until spring to sell; that no one is looking to buy in December or January. Nothing could be further from the truthbuyers are out there 24/7/365! Here are 5 very merry reasons to sell your home this winter: 1. You’ll face less competition.... 2. You’ll get more attention from buyers’ agents 3. Buyers are more serious. 4. Your home already looks its best. 5. You’ll enjoy a quicker sales process. Internet searches for buying a home peak in the winter months so if you’re thinking of selling, don’t wait. Need an experienced realtor who knows our area to help? Send me a message and let’s chat. Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417 #Realtor #RealEstate #HomeBuying #HomeSelling #Sacramento #HomeSweetHome #HouseHunting #RealtorMom #RealEstateAgent #RealtybyLisaV #ElkGrove #KellerWilliams #HappyHome #Houses #NoPlaceLikeHome #LiveTheLifeYouHaveImagined #buy #sell #SacramentoCounty #makingdreamscometrue #RealEstateEducation #RealEstateTips

You made an offer and it has been acceptedgo ahead, cue the confetti! And while it’ll be a few more days until you can move in, you’re well on your way to closing the deal on your new home sweet home. Just a few more steps to go... I’m going to give you a quick rundown on what happens after you make an offer and your new home is under contract. So grab a cold one, kick your feet up, and take a listen to what’s coming up next in your home buying journey:... 1. First, your agent will carefully review the purchase agreement to ensure you understand it and feel 100% comfortable with the terms and contingencies. 2. You’ll need to meet with a mortgage lender to firm up financing details and lock in your interest rate. 3. Inspections are ordered. Once the home inspection report comes in (and you should definitely request a home inspection), you and your agent will negotiate any repairs with your seller. 4. Towards the closing date, you’ll get a call from title company to schedule your closing document signing appointment. 5. Finallyit’s time to head to closing! Keep in mind that once your home is under contract lots of things happen behind-the-scenes. Don’t worry if it’s quiet for a few dayspeople are hustling to get everything just right for your closing. Of course, as questions come up, talk with your realtor. He or she is YOUR advocate every step of the way. Thinking about buying or selling? Send me a message, and I’ll be in touch! Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417 #Realtor #RealEstate #HomeBuying #HomeSelling #Sacramento #HomeSweetHome #HouseHunting #RealtorMom #RealEstateAgent #RealtybyLisaV #ElkGrove #KellerWilliams #HappyHome #Houses #NoPlaceLikeHome #LiveTheLifeYouHaveImagined #buy #sell #SacramentoCounty #makingdreamscometrue #RealEstateEducation #RealEstateTips

So you got an offer (score!), but it has a contingency (hmm..). Here's what you need know: First, cheer up! A buyer loves your homeso much so that he or she put in an offer (seriously, they really like it!). There's just one little catch (AKA the contingency). In order to buy your home, the buyer wantsor needssomething else to happenlike their financing to come through, the inspection to come back clean, the appraisal to prove worthy, or their current home to ...sell. As long as the contingencies are met within the given timeframe (usually 60 days)the deal is as good as done. When you get an offer with a contingency, talk it over with your realtor to make sure it works for you. If the market is hot, keep in mind another offer without a contingency may be just around the corner. Are you thinking of selling sometime in 2021? I'd love to work with yousend me a message or reach out today! Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417 #Realtor #RealEstate #HomeBuying #HomeSelling #Sacramento #HomeSweetHome #HouseHunting #RealtorMom #RealEstateAgent #RealtybyLisaV #ElkGrove #KellerWilliams #HappyHome #Houses #NoPlaceLikeHome #LiveTheLifeYouHaveImagined #buy #sell #SacramentoCounty #makingdreamscometrue #RealEstateEducation #RealEstateTips

Remember middle school social studies (yeah, sorry to bring that up)? We all learned the difference between wants and needs. Needs? Food, clothing, shelter, and water. Wants? Pretty much everything else. To help focus your house hunting, we’re going to make a wants vs. needs list all of your very own. So grab a pen and paper or your phone and favorite note-taking app and don’t worryI’m here to help keep the two categories straight. Here’s a simple definition. Needs are... the non-negotiable features; the features you simply must have in yor next home. Wants are the ones you’d like to have, but you can add or change down the road. Needs might be things like: Enough square footage for you and your family Sufficient bedrooms and bathrooms First floor master bedroom Close proximity to work and school Attached two-car garage Grassy yard for children's or pet's play area Wants will look more like: Specific paint or exterior color Pool, jacuzzi, or other exterior water feature Fenced-in backyard Specific carpet, hardwood floors, or tile Kitchen amenities like countertops and appliances Walk-in shower or double bathroom vanity in master Don’t feel like your first draft has to be your final draftand above all else, remember you can’t change the lot, the location, or the price you paid so spend a good amount of time thinking through those three before moving on. Pre-approval (let me know if you need a lender referral) and wants vs. needs checklist in hand? Give me a call and let’s find you the 2021 home of your dreams! Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417

This year’s biggest fashion trend? Cozy with a capital C! Get surroundings to match with these tips for a super cozy home sweet home this fall. If you’re game for painting, chose a warm color. Note: That gray you love is by nature a cool color, so you’ll need to flip to the other side of your paint deck.... Decorate with old books. Hit up your local thrift store and grab some old hardcover books with sophisticated bindings. Don’t ignore books with paper jacketsthere’s often a gem of a cover hiding just beneath. Think plaid, texture, and gingham for sofa throws and pillows. While you’re at it, toss a blanket on the foot of your bed for those extra chilly nights. Take cozy to the next level as the temps drop lower and lower. Ready to find your own cozy corner of the world?

Thinking about selling but curious if turning your home into a rental makes more financial sense? Fret not! Here are several down-to-earth scenarios to help you make the right call. If you need the profits from selling your home to fund your next home, you’ll need to put the brakes on rentingat least for now. If a job has you moving out of the area, but think you may be coming back, renting may be the right moveespecially if you love your current home. (A word of ca...ution: If you tend to freak out about modest home mishaps, handling strangers in your home may not be for good for you or your nerves.) If the rent can cover your mortgage, and you don’t need the profits from selling, renting can be a savvy decision. You just wanna make sure you leave enough wiggle room in the budget for lapse in renters and unexpected repairs. If the rumor mill around you is churning out whispers of higher than asking price and multiple offers, selling may be the way to go. With interest rates so incredibly low, you don’t wanna miss out on all those serious buyers. Before deciding solo, talk with an agent who can give you the rundown on your neighborhood’s rental and housing market. After all, teamwork makes your dream work! Looking for an agent, give me a call. I’d love to help. Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417 #Realtor #RealEstate #HomeBuying #HomeSelling #Sacramento #HomeSweetHome #HouseHunting #RealtorMom #RealEstateAgent #RealtybyLisaV #ElkGrove #KellerWilliams #HappyHome #Houses #NoPlaceLikeHome #LiveTheLifeYouHaveImagined #buy #sell #SacramentoCounty #makingdreamscometrue #RealEstateEducation #RealEstateTips

Got a to-do list a mile long? Yeah, me too. Sigh. Let’s tackle it together with these surefire tips: But first, brain dump. Sometimes we can’t make progress on our to-dos because our brains are so full of other thoughts, plans, and intentions. Before pulling out your list, grab your phone or a blank sheet of paper and do a brain dump of all those thoughts swirling around. ... Create a task snowball. Tackle your to-dos in this order: Complete the tasks you can knock out in the shortest amount of time first. This gives you some easy wins under your belt and carries momentum into your next task. Know your rhythms. If morning is your productivity sweet-spot, use those hours to tackle tasks that require the most mental bandwidth. Save the afternoon for your more administrative and routine to-dos. Flip-flop this plan if you’re the opposite. None of us will ever reach productivity bliss but that doesn’t mean we don’t keep trying, growing, and learning. So let’s get after it!

Thought the home you were purchasing was in tip-top shape only to be blindsided by your home inspection report? It’s okay, frienddon’t be spooked! Home inspectors tend to find every skeleton in the closet. At first glance, inspection reports (no matter what time of year) seem all doom and gloom. The inspector's job is to find defects in the house, and trust me they'll always find plenty!... Before letting out a blood-curdling scream (go on, cue your fav horror movie), let your agent look over the inspection with you. He or she can quiet your nerves, negotiate needed repairs, and have you to the closing table in no time. Homeowners do you remember your first inspection report? Let's hear your horror stories... See more

If homeownership is at the top of your 2021 to-dos, getting pre-approved is one of the first, and most important, steps. While prospective lenders will have plenty of questions for you, don’t be afraid to find the right lender and loan by asking a host of questions all your own. Here are a few to get you started: 1. What type of loan do you recommend for me? Why? There’s no one type of mortgage loan that’s superior to anotherbut whichever you choose, you need to know ...why it’s best and how it works. 2. Will my down payment vary based on the loan I choose? If you’re tight on cash or don’t want to be cash poor, let your lender know. Loans vary in their down payment requirements. 3. What is the interest rate and the annual percentage rate (APR)? Everyone talks about the interest rate, but the APR is just as important. It combines the interest rate with the fees a lender charges to originate your loan. 4. Can I lock-in an interest rate? If so, for how long? If you think rates will be moving up, ask if you can lock it in for a set period of time. 5. What will my closing costs be? Are they a part of my loan, or will I pay them in cash at closing? Remember, closing costs usually run 3-6% of your loan value so you need to know how they’ll be covered. Don’t understand something your lender says? Stop and ask for clarification. This is your home buying journey, and you deserve to understand the process every step of the way. Keep in mind that since a pre-approval is only valid for 30-90 days, depending on the lender, you’ll want to wait to meet with lenders until you’re ready to buy. Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417

I’m making no bones about ittoday is National Dessert Day, and oh yes, I will be celebrating. Wanna join the sweet and delicious festivities? Here are some local eateries sure to tempt those taste buds. Are you in the Sacramento area? You have to try these locations:... Rick’s Dessert Diner 2401 J Street Ginger Elizabeth Chocolates 1801 L Street Freeport Bakery 2966 Freeport Blvd And don’t even worry about the caloriesthey don’t count on National Dessert Day. Promise!

What a crazy year 2020 has been! As many of you know, our family had plans to move to the island of St. Maarten which would have been taking place right about now. As COVID-19 began to make drastic strides across the world in early March, Darren and I were days away from hoping on an to the island to work out the logistics of our move- schooling for the kids, housing, etc. Luckily we decided to cancel that trip amidst the pandemic unfolding since our return tri...p home was ultimately cancelled indefinitely with all flights grounded. "Where there's a will, there's a way"! The pandemic hasn't diminished our desire to embark on this adventure and has rather made it even stronger. We all felt a tremendous letdown when the original plans weren't a viable possibility in the immediate future. We had put so much energy, focus and thought into this plan over an 8 month period and moreover the kids were ecstatic about it! Along comes Barbados! We have flipped our script on our script flip!! The Virassammy's are moving to Barbados! Our 12 month VISA's were approved and we are running full steam ahead! Take that COVID! Watch out world! "When you want something, all the universe conspires in helping you to achieve it" - Paulo Coelho @theflipthescriptfamily

You’ve been scrolling the listings, playing with numbers, and thinking about neighborhoods and commute times for months and months. The problem is you’re stuck. It’s quite possible you have a serious case of analysis paralysis. If you can’t stop scrollingand start movingtowards your first home sweet home, consider this the friendly intervention you’ve been waiting for. To nudge you forward, we will go over.a simple breakdown of the six steps in the home buying proces...s: 1. Gather docs and get pre-approved. 2. Locate down payment funds. 3. Begin the house hunt. 4. Negotiate an offer and contingencies. 5. Schedule a home inspection. 6. Close, get the keys, and move in! So many jump straight to the house hunt (it is the most fun part!), but I highly recommend getting all your financials in order first. Want to know more? Shoot me a DM... would love to chat with you! Lisa Virassammy Keller Williams Realty 916.234.3335 [email protected] www.RealtyByLisaV.com DRE# 01923417

I always tell my clients, If it ain’t a heck yes, then it’s a heck no! Whether you’re a first-time buyer or a seasoned property owner, listening to your gut is most definitely part of the home-buying process. Sometimes a property is wrong in a million glaring ways. Other times, a property checks all the boxes, but that heck yes! just isn’t there. I’ll never pressure my client-friends to take the plunge if they have any reservationsno matter how small. The right property is out there. We just gotta find it! Think about the house you're in now, did you know it was a HECK YES or did you learn to love it? Comment below!

Decorating my house for fall seems to come a bit more natural, I think. In some ways, it’s as easy as taking my favorite things about sweater-weather season and sprinkling them all over my home. Just ponder these quick and easy tips: Toss another blanket on the beda cozy tartan blanked to be exact! Play with pumpkins. You can never go wrong with traditional orange but think outside the patch with creamy blues, warm metallics, textured fabrics, or even real heirloom pu...mpkins. Mum's the word, right? Nothing says fall quite like orange, red, or yellow mums discreetly placed in your kitchen, bathroom, or entryway. Swap out your candles. By all means, pull out the fall-scented candles, but consider darker hues, too. Deep velvets, rich greens, or even jet blacks will modernize any room especially in elegant gold candleholders. Warm-up your doors, windows, or bare walls with a festive wreath (or two!). Pieces featuring apples, cobs of corn, or fall flowers will breathe some seasonal life into your space. Let these quick tips get you (and your home) in the mood for fallit’s gonna be a good one, y’all!