LenderTopia

FHA Minimum credit score 640 AUS approved... 640 manual Non-Credit Qualifying Streamline refinances allowed Gift funds allowed for down payment and closing costs Non-occupant co-borrower allowed Cash out 80% LTV VA Minimum credit score 640 AUS approved 640 manual/600 High BA Cash-out up to 90% LTV Foreclosure/Short Sale/Bankruptcy <2 years allowed with AUS Approval USDA Minimum credit score: 640 100% maximum LTV Manual Underwrites No maximum loan amount USDA Rate/Term refinances allowed CONVENTIONAL 620 min score Fannie Mae/ Freddie Mac- U/w based on DU/LP Findings Standard and High Balance HomeReady 97% LTV 620 Min score Lower MI over 90%LTV Low Income borrowers Non-Occupant co-borrower HomePossible 97%LTV 620 Min score Lower MI over 90%LTV Low Income borrowers Non-Occupant co-borrower Super Conforming allowed- HB

1% Down Payment On Conventional Loan

Highlights for FTHB with Zero Credit Score ..One or Both Borrowers ..Manual Underwriting ..96.50% LTV... ..Debt to Income 31% / 43% ..3.5% Down Payment! ..Fixed Rate Products Only ..Must Meet FHA Alternative Credit Requirements ..Borrower(s) Must Complete FHA Approved First Time ..Home Buyer Class ..No Manufactured Housing See more