Phillip V. Rodriguez

Today's tip: Potential buyers are going to want to visualize their own furniture in the room, so make sure your home is staged simply and there's no clutter.

Have you had your HVAC system inspected lately? A twice-yearly inspection can help you spot problems early.

"Great things in business are never done by one person. They're done by a team of people." ~Steve Jobs

Are you getting ready to buy a house? Don't make another move before reading this blog.

Interview at least three real estate agents before picking the one you think you'll enjoy working with the most.

Did you make a resolution?

"Genius is one percent inspiration, ninety-nine percent perspiration." - Thomas Edison

Do you know if you're eligible for a VA loan? If not, read this now. You could end up buying a home for no money down.

Enjoy all the frights of Halloween!

How much can you save by refinancing your mortgage? We can crunch some numbers to see if refinancing is right for you!

Did you know that the 203k loan can be used to pay for living expenses while your home is under construction? Yes! Whether you want to buy a fixer upper or make home improvements, a 203k loan can help.

Happy Halloween from Citywide Home Loans!

"Focus on being productive instead of busy." - Tim Ferris

"Tomorrow is the most important thing in life. Comes into us at midnight very clean. It’s perfect when it arrives and it puts itself in our hands. It hopes we’ve learned something from yesterday." John Wayne

Make a plan so you're never locked out of your home. Leave a well-hidden key, or entrust a neighbor or two with a spare. Someday, you'll be glad you did!

Today's tip: Do you have pets? If so, invest in upholstery and carpet cleaning to eradicate any odors. https://goto.sc/1ElJ

"I do not think that there is any other quality so essential to success of any kind as the quality of perseverance." John D. Rockefeller

Which loan term is right for you? Most people opt for 30-year mortgages, but there are plenty of other options, too.

May you have a happy Thanksgiving!

Before looking for a mortgage, check your credit report for errors. Those errors could stand in your way of getting the mortgage you need to buy your new home.

"Don't be afraid to give up the good to go for the great." - John D. Rockefeller

Today's tip: Invest in a survey of your entire property to help you determine where your property begins and ends. https://goto.sc/1GTF

Curb appeal and landscaping can make all the difference in the value of your home. How does your house look at first glance?

Don't forget your helmet for that next bicycle ride! More than 65% of bicyclists killed each year aren't wearing a helmet, the Insurance Institute for Highway Safety reports.

Today's tip: Many loan programs are designed specifically to help first-time home buyers. https://goto.sc/1Dn0

Did you know that you don't pay mortgage insurance premiums when you use a VA loan? Yes, it's true. That means saving even more money!

"Do something today that your future self will thank you for." - Unknown

"Too many of us are not living our dreams because we are living our fears." Les Brown

The fall season is the perfect time to refinance a home. Here's why:

Do you want to invest in real estate? We have an idea that may be the right fit for you. Read all about it here.

Today's tip: Your monthly mortgage payment includes principal, interest, insurance, property taxes and if applicable, mortgage insurance. https://goto.sc/1FNz