LBC Mortgage

More than 6 million property showings is scheduled across the country each month! As you can see, it's much higher than the three years before the pandemic This means the house you looked at today and wanted to think about until tomorrow may be the same house someone looked at yesterday and will buy today

Hey, just don't let The Blue Monday get you! Set yourself apart from the negativity, dream big, make your goals, and achieve them, never hesitating a few words of wisdom from the people of success

Fun Fact Friday Can you relate?

A thin credit file or no credit history at all may not seem like a problem if you mainly use cash and have no plans to borrow money However, when it comes to financing a home or a car, not having a credit history may be a roadblock between your and your dream house or a set of wheels The good news is it's possible to build good credit from a scratch, and if you start today - you may find yourself in a better position tomorrow ... Check our new article about building credit now: https://www.lbcmortgage.com/build-credit-no-credit-history/

There’s no such thing as knowing too much about mortgages, and who knows maybe this fact will be your answer to a game-winning question of a family game show?

Do you think about refinancing your mortgage? Good But before making such a decision - you better ask yourself the following questions: 1. Are current interest rates lower than my rate? ... If yes - refinancing is a great way to secure a lower interest rate. But if not - it's not the best choice to refinance at a higher interest rate. 2. Is my current loan unconventional? If yes - homeowners with a Jumbo or balloon mortgage often refinance to avoid rising payments. No worries, homeowners with a conventional fixed-rate or ARM loan can also refinance 3. Do I plan to stay in my home for more than two years? If yes - you'll be able to enjoy savings from refinancing. But if not - consider you'll have to pay closing costs, and you may not see savings if you move. 4. Have I built 20% equity in my home? If yes - then the good news is the more equity you've built in your home, the easier it is to refinance But if not - lenders may advise you not to refinance if you haven't built much equity. source: mortgagechicks

Do you still think that you need to put down 20% when buying a house? As you can see on this chart - the 20 % down-rule is really a myth And the saddest part is, this misconception stops the homebuying process before it even starts! ... Here at LBC Mortgage, we have unique programs for which you also won't need this 20%. Please, feel comfortable, letting us find the right mortgage program for you, by giving us a call at +1 (818) 309-2999 for a confidential discussion.

Can I still get a mortgage if I have Collections, Charge Offs, or Judgments (pick yours) in my credit report? Well, the good news is it’s not as bad as you may think. Check out our new article to see what options you have: https://www.lbcmortgage.com/get-home-loan-collections-char/

The three most important factors when buying a home are location, location, and location Too often, we hear from our clients that they make a decision based on the home itself Like, if it's your dream house, it doesn't matter where it's located, right? No, that's a mistake ... What is it about the location that is so important in real estate investing? Remember that ANY home's condition and price can be changed. You may even change the house's size! But the one thing you can't change is the location of your house. So, don't buy in a good or bad neighborhood; buy in a neighborhood that you can see the future of

On January 1st, LBC Mortgage founder Aleksandr Shekhtman celebrated his 18th work anniversary. So a big round of applause comes for an amazing boss, who made this company incredible! As those 18 years have passed, we couldn’t see the bar of enthusiasm towards your work getting lower. Our heartiest congratulation to you on proving, once again, who is the best in the business. We can obtain inspiration from the loyalty, efforts, and passion you have shown throughout these y...ears. Success never comes in a day. It comes with a strong determination and hard work, and you are the embodiment of these noble features. And last but not least, it’s not just a corporate anniversary. It’s an anniversary of a family that only grew strong, defying the odds. You made us laugh, you made us learn, and you made us proud. Happy 18th anniversary!

With 2021 coming to a close, we wanted to reach out and send our best wishes to you and yours! We hope that 2022 holds success and good fortune in any endeavor you pursue And since tomorrow is the first blank page of a 365-page book - let's write a good one!

If the only thing that stopped you from buying a house in 2021 was a Down Payment or Closing Costs - check our new article, in which we are sharing not 1 but 10 ways how to cover them! Learn more: https://www.lbcmortgage.com/10-ingenious-ways-cover-paymen/

Here's the continuation of our series "Questions to ask when buying a home" Today's question is: How old is the roof? Let’s face it: roofs are necessary and expensive ... If a home’s roof is at the end of its lifespan and you wind up having to replace it shortly after move-in, you’ll be shelling out thousands of dollars. Ouch If the roof has existing damage, your lender may require that it be repaired in order to approve your loan. In other words, if the listing description doesn’t list the roof’s age, make sure to find out ASAP to avoid a costly headache later.

Hey Florida, coming to you with the BIG ONE! LBC Mortgage team proudly presents the new website created for our Florida clients. Make your home buying process easier without researching how to qualify in Florida and find all information about our unique programs there as well!... Explore and enjoy! We are waiting for your contact https://lbcmortgage.loans