San Diego Homes and Lifestyles

You make plenty of decisions during the day. Deciding how much longer you have to pay off your home loan doesn’t need to be one of them. Refinance without resetting your term. Call today to learn more.

Money doesn’t buy happiness, but a bit of extra cash can provide peace of mind. If you’ve built equity in your home, refinancing can turn it into the funds you need to handle your finances with ease. Message me to learn more!

If you don’t have enough money for a down payment, you can still purchase a home. Save your cash and explore options with no monthly mortgage insurance with gift options. Call today to learn more and explore your options.

If you’ve served in the military, you might be able to refinance your home with a low-interest-rate loan. Call today to learn more about the benefits of a VA IRRRL and see if you qualify.

Our 3% down loan program allows you to get into your dream home with less cash up front. Call us today to see if you qualify.

Applying for a mortgage? You might be tempted to pick out your new furnishings before the big move, but major purchases like furniture can impact your credit score, which can impact your loan approval. Reach out today to learn more about the do’s and don’ts of buying a new home.

Why pay rent when you can own?

Since it’s a bit cold for bird watching this #NationalBirdDay, we’ll stick to keeping our eyes on the industry and shopping multiple lenders to find you the lowest rates and costs. Reach out to finance (or re-finance) your own little nest today.

If you’ve been saving and are finally ready to move out on your own, give us a call and let’s get you pre-approved for your dream home!

Are you ready to make the move into a home of your own? Call us today and let’s discuss your loan options!

Winter can be the best time to shop for a home. Why? Because there’s typically less competition! Get a leg up on other shoppers by getting pre-approved now, ensuring you have an edge when you find that home of your dreams.

FICTION! Contrary to popular belief, not all loans require 20% down. Reach out today to learn how you could buy a home of your own with as little as 3-5% down.

When it comes to mortgages, a pre-qualification and pre-approval are different! While a pre-qualification gives you an idea or estimate of the loan you can qualify for, a pre-approval indicates the loan amount you can afford, and is usually good for 90 days.

Thinking of buying a house? We can help you get your ducks in a row to ensure you qualify for the best loan possible. DM to learn more.

Out with the old and in with the new! Wishing you a very Happy New Year!

Think you need to be debt-free to own a home? You don’t! Don’t let this myth keep you from achieving your dreams. Contact me today to learn more!

Dreaming of bringing back dinner parties and neighborhood gatherings in 2021? With interest rates this low, you could afford that bigger place with the space for all that and more.

Think you need squeaky clean credit to buy a house? Think again. Contact me today to discuss your options.

Your credit score is one of the major factors in your loan’s approval, and your mortgage rate. Quick fixes like disputing errors on your credit report, or paying off an overdue balance, can raise your score and increase your approval odds.

Anticipating a big expense soon? Whether it’s a home renovation or a much-needed vacation, tapping into your home’s equity through refinancing could alleviate the burden on your bank account. Don’t know how much equity you have? Call today, I’ll help you find out!

What’s a cash-out refi? It’s taking money you’ve earned from your home whether through paying down your mortgage over time or through an increase in your home’s value and using it for whatever you want, like an upcoming vacation, college tuition, or maybe a home renovation!

Non-conforming loans don’t meet the requirements Fannie Mae or Freddie Mac and usually come with higher interest rates as a result. However, non-conforming loans may be the best option if you’re repairing your credit. Ready to find the loan that’s best for you? Call today!

Balancing house-hunting with home-schooling? Now you can finish your mortgage app before your kids finish their lunch. Message me to learn more.

Ready to recalculate your mortgage payment? Now could be a great time to do it! I’ll work with multiple lenders to find the best refinancing options and help you seize your opportunity to save. DM me to learn more.

The best part of being a mortgage broker is busting myths for first-time buyers. When they realize they can get a low payment without 20% down all the nerves melt away. If you’re ready to buy your first home, give me a call. I’ll take the time to guide you through it.

Before you apply for a mortgage, it’s helpful to understand what lenders will need to qualify you for a loan. Expect to provide a month of recent pay stubs, your most recent two years of tax returns, and several months of bank account statements.

Let’s be honest, we could all use a do-over from time to time. If you need a mulligan on your mortgage I can help! I’ll compare rates and payment options from multiple lenders to make refinancing simple. Ready for your second chance? Let’s get started!

One of the best ways to learn a new word or phrase is to use it in a sentence. For example: Clear-To-Close Working with me means you could be Clear-to-Close on your new home in as little as 14 days! For an earlier move-in date, reach out today.

Buying a home doesn’t have to be a hassle, and when you work with me it’s even easier than renting. No need to worry about security deposits or annual rent hikes. I can even have you in your new home before your next rent payment is due. Let’s chat!

Are you thinking about downsizing? Refinancing can make the process a breeze, and now is the perfect time to discuss it. A quick conversation could lead to more comfort for them and less maintenance for you. Message me to discuss your options, and theirs.

Independent mortgage brokers like us are the experts who specialize ONLY in mortgages and will work tirelessly to find the best loan for you. Call us today to get started!