Krista Hubbard Realtor

The Benefits of Working with a Real Estate Agent An agent can bring a lot of peace of mind during a major transaction, whether you are buying or selling And our expertise can ultimately leave you with more cash in the bank But what if you feel competent you can handle a sale or purchase on your own? ... TIP make sure you thoroughly understand the work an agent doesand what you need to cover if you’re representing yourself. The BEST way to find out whether you need a real estate agent is to speak with one. Contact me for a free, no-obligation consultation today! 760-975-7085 #KristaHubbardRealEatate #realestate #realtor #realestateagent #realestatetips #homebuyer #homeseller #homeowner #househunting #lovewhereyoulive #buyertips #sellertips #fsbo #forsalebyowner #buyersagent #sellersagent

In a recent article, Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), discussed the state of today’s housing market. When addressing whether or not today’s high buyer competition and rising home prices are evidence of a housing bubble, Yun said that this is not a bubble. It is simply lack of supply. Today’s housing market is healthy, and rising prices are driven by real buyer demand. DM me to learn the best ways to navigate such an energetic market. Questions? Call/text me anytime at 760-975-7085

One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move faster than you think. Using data from the U.S. Department of Housing and Urban Development (HUD) and Apartment List, we can estimate how long it might take someone earning the median income and paying the median rent... to save up for a down payment on a median-priced home. Since saving for a down payment can be a great time to practice budgeting for housing costs, this estimate also uses the concept that a household should not pay more than 28% of their total income on monthly housing expenses. According to the data, the national average for the time it would take to save for a 10% down payment is right around two and a half years (2.53... Questions? Call/text me anytime at 760-975-7085

Given the option, most Americans would prefer to invest in homeownership than in stocks. Let's connect today if you're ready to enjoy the financial benefits of homeownership. Questions? Call/text me anytime at 760-975-7085

Who wants to check out some really cool cars! The Heartbeat Happening Car Show is entering its 22nd year and the proceeds are once again going to a great cause - The Veterans Association of North County. This event is FREE to attend! All 200+ cars on display are 1975 or older as well as some big rig tractors. There is going to be a Blood Drive happening for the San Diego Blood Bank as well! Where: Bates Nut Farm Date: April 25th from 9:00 a.m. to 3:00 p.m. - Waffle truck... - Coffee truck - Craft Fair Come on down and enjoy some good food, good music and some amazing cars! Bring the kiddies and stop by the petting zoo. For complete details: http://bit.ly/KH_ClassicCarShow

SOLD! Just a few of the many families we have helped make a move. Are you next? Call/text me for your free consultation. 760-975-7085... CalDRE:02023899 VA License: 0225096426 #KristaHubbardRealEatate #WorkingByReferral #SeaToSeaPropertyGroup #HomeBuyers #HomeSellers #Sold #LadiesWhoList #NewHome #HouseGoals #ValleyCenterRealEstate #EscondidoRealEstate #FallbrookRealEstate #SanMarcosRealEstate #SanDiegoRealEstate

If you're ready to buy your first home, your tax refund and stimulus savings may cover more of a down payment than you realize. Let's connect to discuss how these key savings could add up big for your homebuying goals this year. Questions? Call/text me anytime at 760-975-7085

As vaccines are administered and travel resumes, many of us are beginning to plan for those long-awaited vacations we missed out on over the past year. Some households are focusing their efforts on buying a vacation home rather than staying in a hotel, too. The National Association of Home Builders (NAHB) reports, Second homes (i.e., homes sold to buyers who are not going to occupy the home year-round, but use it as a vacation home, investment property, etc.) account for 15 ...percent of new single-family home sales. It’s not surprising that there’s an increase in demand for vacation homes. The majority of Americans are realizing they prefer to be around small groups, as shown in a recent survey from The Harris Poll. Social distancing taught consumers new things about how they like to socialize; (75%) said, ‘during COVID social distancing I realized I preferred smaller social gatherings at home or... Questions? Call/text me anytime at 760-975-7085

Who feels like getting out to enjoy the beauty of nature? Butterfly Jungle Season is now open through May 9. Gather your littles and take a trip to the Safari Park! Members and guests of all ages will love this immersive wildlife experience that allows them safe and semi-exclusive access to the San Diego Zoo Safari Park’s Hidden Jungle aviary, filled with colorful, fluttering butterflies. New this year, Butterfly Jungle is a paid ticketed reservation. If you are planning to ...enjoy this experience can purchase tickets here: http://bit.ly/KH_ButterflyJungleTickets A reminder - all visitors ages 3 and up require a valid admission ticket or membership, along with a reservation to visit the Safari Park. If you catch great close-ups, come back and post them below!

Hot Deal in Carlsbad, CA. You MUST 3 Bedrooms 2 Baths 1,248 SF Walk to the Beach... Community Pool Completely Renovated $170,000 Check out our video and call today for your private tour (760)975-7085 https://www.kristahubbardrealestate.com/6550-ponto-43

A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters. If you’re wondering if homeownership is a good investment, the study clearly answers that question, and the answer is yes. Do Americans believe a home is a better investment than stocks? In a post on the Liberty Street Economics blog, the Federal Reserve Bank of New York notes that 93.3% of Americans believe buying a home ...is definitely or probably a better investment than buying stocks. The survey also shows a wide range of reasons why Americans feel that way, with the top answers being that housing prices are less volatile, it provides stability in a desired living environment, and for tax reasons. The data show how strongly Americans believe in homeownership as an investment. That belief is warranted. The Liberty Street Economics blog put it best by... Questions? Call/text me anytime at 760-975-7085

Last Wednesday Escondido city council unanimously approved to move ahead with plans to install two futsal or mini-pitch courts in Washington Park. The city is working with the U.S. Soccer Foundation in an effort to secure a grant through one of their funders. If/when the funding is secured, the city would convert two of the underutilized tennis courts into hard surface soccer arenas and leave the other two tennis courts as is. The hours of play for the futsal courts would be similar to that of the tennis courts. With soccer being highly popular in Escondido, having the courts would encourage family recreational play. What do you think about the new additions? Are they a great idea? For more details, click here: http://bit.ly/KH_FutsalCourts

SOLD! Being able to see past an outdated bathroom or a few minor fixes will help on your journey towards homeownership . If you have the time, money and resources... it's totally worth it. I still have a huge list of things I want done at my house...and we're slowly tackling them, one at a time. I had a blast listening to my buyer and her sisters chatter about where to put furniture, which updates or fixes that needed to be made right away vs down the road, etc. Sounded j...ust like conversations I've had with my mom and sisters . I'm so grateful for the opportunity to help these amazing ladies/sisters. Moving across town to be closer to family? Is it time to downsize? Let me help you on your journey. me at 760-975-7085. CalDRE: 02023899 VA License: 0225096426 #KristaHubbardRealEatate #SeaToSeaPropertyGroup #WorkingByReferral #DreamHome #HouseGoals #Sold #HomeBuyers #HomeSellers #Downsizing #SanMarcosRealEstate #SanMarcosRealtor #LifeOnPurpose #LoveWhatIDo #Sisters

If your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into a multigenerational home that better suits your changing needs. With benefits that include a combined homebuying budget and shared caregiving duties, an increasing number of households are discovering the value of a multigenerational home. With such high demand for houses today, now is a great time to sell so you can upgrade to a multigenerational home that may better suit your evolving needs. Questions? Call/text me anytime at 760-975-7085

Owning a home can have an incredible impact on your quality of life. Let's connect if you're ready to make your dream of homeownership a reality. Questions? Call/text me anytime at 760-975-7085

One of the home remodeling trends for 2021 is a focus on outdoor living areas. This is surely prompted to combat the cooped up feelings a lot of us have experienced from the pandemic. Pools are the most popular item to transform a backyard into an oasis, followed by outdoor kitchen areas and fire pits. What do you think? How does a private backyard sanctuary sound to you?

If you’re one of the many homeowners thinking about taking your house off the market for the holidays, hang on. You definitely don’t want to miss the great selling opportunity you have right now. Here’s why this month is the optimal time to make sure your house is available for holiday buyers. The latest Existing Home Sales Report from The National Association of Realtors (NAR) shows the inventory of houses for sale has dropped to an astonishing all-time low. It now sits at a... 2.5-month supply at the current sales pace. Historically, a 6-month supply is necessary for a ‘normal’ or ‘neutral... Questions? Call/text me anytime at 760-975-7085

It looks like power outages are going to be part of life here in southern California more and more often during wildfire season. Power was shut off to thousands of homes for over 24 hours last week. It will likely be sooner than later, will you be prepared? Here is a quick list to start with: - Battery-powered radio or television - Flashlights - Batteries ... - A phone that does not require electricity - Non-electric alarm clock - Bottled water and nonperishable food - Manual can opener - First aid kit - Manufacturer's instructions on how to manually open power-operated garage doors For further details check out this link: https://bit.ly/KH_BlackoutPrep

Talk of a housing bubble is beginning to crop up as home prices have appreciated at a rapid pace this year. This is understandable since the appreciation of residential real estate is well above historic annual averages. According to the Federal Housing Finance Agency (FHFA), annual appreciation since 1991 has averaged 3.8%. Here are the latest 2020 appreciation numbers from three reliable sources: FHFA: 7.8% CoreLogic: 7.3% Case-Shiller: 7%... It’s easy to jump to the conclusion that house appreciation is out of control in today’s market. However, we need to put these numbers into context... Questions? Call/text me anytime at 760-975-7085

This program was originally called the Teacher Next Door Program, this HUD sponsored program now includes other modern day heroes such as Police, fire fighters and our EMT's. It features 50% discounts on the list price of homes located in specific areas of revitalization. However, a commitment to live in the property for at least 3 years must be made. These homes are often listed for just 7 days. If this is the route you are planning, its best to be ready with your pre-appro...val plan to go! As always, if you are planning on buying or selling, please give me a call. I love to help people find just the right house to make their home! (760) 975-7085

When you know it's "the one"... you just know. It is rare for buyers to purchase a home without seeing it in person, but it does happen. This is where technology, excellent communication and trust play a huge role! After hours of video walk-throughs, many phone conversations, inspections, etc... I'm happy to announce that my sweet buyers just purchase their first home from across the country. Looking forward to meeting you in person! Welcome to Cali If you or someone you k...now is considering making a move across town or across the country, I am here to help. Call/text me anytime at 760-975-7085 #KristaHubbardaRealEatate #SeaToSeaPropertyGroup #WorkingByReferral #WelcomeHome #NewHome #HomeBuyers #HomeSellers #Sold #LadiesWhoList #LoveToServe #RamonaRealtor #RamonaRealEstate #FirstTimeHomeBuyer #HouseGoals

Did you know the average age for a first time home buyer in 2018 was 32 years old? In the 70’s and 80’s it was 29! Of course you can be any age as long as you are over 18! So tell me, how old were you when you became a homeowner for the first time? If you are not yet a homeowner, contact me! Let’s get a plan together for your future! (760) 975-7085

Most recent market stats for Valley Center. #KristaHubbardRealEstate #SeaToSeaPropertyGroup #LadiesWhoList #LoveWhatIDo #ValleyCenterRealtor #SellingValleyCenter #ValleyCenterRealEstate #ValleyCenterHomes... #Sold #WorkingByReferral See more

The demand for homes this year is extraordinary as record-breaking numbers of hopeful buyers continue to shop for homes. In a normal year, the peak homebuying season comes to a close by early fall. However, 2020 is anything but a normal year, and the housing market is no exception. Lawrence... Questions? Call/text me anytime at 760-975-7085

What are some of the benefits of having a smart home? - Save energy and money - Simplify life, comfort is key - Security, starting with your doorbell... - Handling regular household tasks such as sweeping and mopping - Entertainment Bonus! It adds value to your house for future buyers! What’s your favorite ‘smart device’ in your home?

Equity continues to rise, helping American homeowners secure a much more stable financial future. According to the most recent data from CoreLogic, the average homeowner gained $9,800 in equity over the past year. In addition, experts project 2020 home prices to continue rising. With prices... Questions? Call/text me anytime at 760-975-7085

Some Highlights Demand from homebuyers has skyrocketed this year, which means today’s sellers are poised to win big. This ideal moment in time to sell your house won’t last forever, though. With more sellers coming to the market in the spring, waiting until next year means buyers...... Questions? Call/text me anytime at 760-975-7085

There are several key things to avoid doing once you've applied for a mortgage. Let's connect to make sure you have the information you need to move through the process with confidence... Questions? Call/text me anytime at 760-975-7085

#ThursdayThoughts 1. Keep it neat. Clutter is suffocating and robs us of peace and joy. 2. Decorate your space to inspire a calm feeling. According to studies people are happier when surrounded by furnishings that you associate with good memories, or that inspire you. 3. Change the light. Look for bulbs which create a natural light, like a warm white led bulb. Also, consider simply using candles for that cozy warm feeling. 4. Change the color of your decor, use more nature-based colors to lift the spirit and create calm. Add more pale greens, deep browns, and sky blues in your color scheme.

Many housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by COVID to delay mortgage payments to a later date) could lead to an increase in foreclosures when forbearances end. Some originally forecasted that up to 30% of... Questions? Call/text me anytime at 760-975-7085

This house was super cute already. We added in a little staging and priced it competitively....immediately received multiple offers and sold over list price. We have buyers ready and anxious to buy...but we need more inventory. If you are thinking about selling but not sure where to begin, what your home is worth or where the market stands....let's connect! I'm just a call/text/email away. 760-975-7085 [email protected] ... #Sold #LadiesWhoList #HomeBuyers #HomeSellers #KristaHubbardRealEstate #SeaToSeaPropertyGroup #WorkingByReferral #HouseGoals #NeedARealtor #NewListing #NewHome #EscondidoRealtor

#TestimonialTuesday I have known Krista for a few years now and see what an honest, hardworking and reliable realtor she is. Having been in the industry, you don't see that many agents with as much care and concern and dedication as you get from Krista. She knows her stuff and she works for you, getting you top dollar every time. Need to sell, especially a high end home, Krista is your gal! - Jenny H.

The 2020 housing market has surpassed all expectations and continues to drive the nation’s economic recovery. The question is, will this positive trend continue throughout the rest of the year, especially given the uncertainty around the current health crisis, the upcoming election, and... Questions? Call/text me anytime at 760-975-7085

Some Highlights With so few houses available on the market today, being ready for a bidding war is essential for prospective homebuyers. From pre-approval to making your best offer, here are three tips to make sure you can act quickly and confidently when you find the perfect home...... Questions? Call/text me anytime at 760-975-7085