Khalsa Insurance Agency Inc

Changes happen. Whether you’ve had a change in income or household size, be sure your CoveredCA account is up-to-date. Here’s why it’s important: https://covrdca.com/2FE1Pl7

Unknowingly voiding home and car insurance The price comparison website found that a quarter of people in the UK (25 per cent) are unaware that posting a holiday picture on social media could void their home insurance. With 27.8 million households in the country, this equates to nearly seven million home insurance policies at risk of becoming invalid. Alongside this, one in five people (21 per cent) are unaware that driving with a pet unsecured can also void a car insurance p...olicy. These are the top 5 ways people have unknowingly voided their home insurance: Left window open when leaving the house/flat (31%) Posted a picture on social media whilst on holiday (25%) Put your house up for sale without notifying your home insurer (20%) Renovated your house/flat without notifying your insurer (17%) Left a door unlocked when leaving the house/flat (16%) These are the top 5 ways people have unknowingly voided their car insurance: Driven with a pet on the seat unrestrained (21%) Changed jobs/job title and not informed your insurer (19%) Had an accident that has damaged your car and not informed your insurer (14%) Moved to a new house and not told your car insurer (9%) Provided insurer with an incorrect mileage estimation (9%)

Subsidized Healthcare, Not a Public Charge Covered CA Releases Regional Data Behind

There is Still time to enroll for Health Insurance.

There's still time! The deadline to enroll in health insurance starting January 1 has been extended to midnight on December 20. Don't wait and get covered! https://covrdca.com/2O4m4K3

Subsidized Healthcare, Not a Public Charge Covered CA Releases Regional Data Behind

Covered Ca/Obamacare applications has been started effective Nov. 1st, 2015. Please give us a call to start your application.

Are you looking for Quality Affordable Health Coverage? Our team of experts will sort through variety of options and choose the best plan that meets your budget and provides the insurance you need. We are certified Covered California Agent. Email us at [email protected] or call (408) 272-2500 today!

Nearly 30,000 Californians have enrolled in Affordable Health Coverage since Oct 1. Have you? We help analyze your options and select the best affordable plan optimized for your coverage needs. Email us at [email protected] or call (408) 272-2500 today!

Terror exclusions may limit coverage for businesses Hundreds of businesses forced to close their doors during the continuing investigation into the Boston Marathon bombings could be denied insurance coverage for lost sales because of terrorism exclusions built into many policies, public officials and attorneys said Monday. The exemptions written into roughly 4 in 10 commercial insurance policies, according to the Congressional Research Service would allow insurers to reje...ct so-called business interruption claims made by some of the more than 400 companies that have been shuttered since a pair of bomb blasts killed three and wounded 282 others on Boylston Street last week. The only ones that do have terrorism insurance are the large office buildings, said Boston City Councilor Michael P. Ross, whose district covers the Back Bay area that remains a crime scene. Certainly the mom-and-pop businesses are not covered, so that means that this is a straight loss for them. In the end, companies may be advised to make a peculiar argument that the Marathon bombings were, in fact, not terrorism and therefore not subject to exclusion. Though the attack has been widely labeled terrorism, it has not received an official designation from Treasury Secretary Jacob J. Lew for insurance purposes a requirement for exclusions to apply. Strangely, some of these businesses don’t want it to be called terrorism, said Randy Maniloff, an attorney who often represents insurers and who edits the trade newsletter Coverage Opinions. It’s a weird dichotomy. See more

Great tips for driving safely this upcoming holiday weekend!! Drive safely. Your family and loved ones want to see you on Thanksgiving. Here are some driving safety tips to consider before your trip... Prepare your vehicle: Have your vehicle's fluid levels checked. Simple maintenance can prevent many of the problems that strand motorists on the side of the road before you leave your home... Have an emergency kit: Include - battery powered radio, flashlight, blanket, jumper cables, first aid kit, water, food, and all weather reflectors. Watch the weather: Weather conditions across the U.S. will be changing - especially during mornings and evenings. Watch for ice, snow and other weather related issues. Pay attention: Distracted driving is a major cause of traffic accidents. Even just two seconds of distraction time doubles the chances of an accident. Be smart and only use your cell phone when stopped and never text while driving. Leave early: Leave early so you won't be worried about arriving late and to accommodate delays. Road conditions may change due to inclement weather or traffic. Slow down: Speeding is the major reason for traffic crashes. Higher speeds reduce reaction times and increase the crash forces in a collision. Police will be looking out for speeders. Don't run the risk of getting a speeding ticket. Buckle up: Safety belts reduce the risk of fatal injury by 45 percent and are a simple way to increase your safety on the road. If you can arrange your work schedule, try to leave on Tuesday and return either on Saturday or Monday when traffic is lighter and safer. Enjoy your Thanksgiving.

Dear Friends, Good news. Electronic Proof of Insurance has come.... Thansk, Harjot S Khalsa

Dear All, Khalsa Insurance Agency Inc. is committed to fulfill the Promise of providing Quality Insurance Services at Affordable Costs. We are licensed to insure in 33 States. www.khalsainsurance.com

Will Driving Become too Safe to Insure

Welcome to all the new members to Khalsa Insurance Agency Inc. Our aim is to save you the money and provide you world class customer service.