Julie Myers Mortgage Advisor at CrossCountry Mortgage

Buying your first home is a huge life decision, and understanding your complete financial picture lets you proceed with confidence. Homebuyer programs and sound practices help you budget effectively for the big buy. Read more here: https://bit.ly/3eht9CP

You’ve decided to renovate, but where to begin? Start with a checklist of all the people you’ll need to contact, consult, and compensate for a successful project. https://bit.ly/2RDGdLp

In December 2020, the average rate on a 30-year-fixed mortgage dropped to its lowest level in history. So far in 2021, rates have remained close to that all-time low. Don’t miss this opportunity to get a super-low rate. Contact us today to see if a refi is right for you!

Have your space and own it too! If you’d like to roam while owning a home, we might just have the right financing option. See how a USDA Rural Development loan could give you the freedom you want! Contact me today to get started!

What if we told you it’s possible to choose what makes you happy, all while setting yourself up for success? Well, it is! When you’re considering whether to refinance your mortgage or buy a home, we’ll help you understand your options. Start the conversation with one of our local mortgage experts today!

No matter how much you get back, more money for a down payment means you can: Borrow less on your mortgage. Improve your negotiating power. Get a better interest rate with a lower down payment... Call or e-mail today so you're ready when your refund arrives!

Last Fridays report and looks like the trend is reversing, let's look at your rate today!

In a seller’s market, chances are you’ll end up in a home bidding war with several interested buyers. Find out how a first-time homebuyer can go into battle with the poise and purpose of a seasoned veteran. https://bit.ly/31tvpRF

When you refinance your mortgage, you can pay for other things with the potential savings, like a home renovation or college! Contact us today to see if a refi is right for you.

Your monthly mortgage payment depends on your interest rate. This example makes it clear: lower rates can help you save on your monthly payment and possibly buy a higher-priced home. Rates remain near record lows in 2021, so let’s connect today to review your options! *Source: freddiemac.com/pmms/pmms30.html. **Annual Percentage Rate. ***Monthly P&I includes principal and interest only and does not include property taxes, homeowners insurance, or HOA dues (if applicable). Pay...ment example does not include taxes, insurance or assessments. Actual payment obligations may be greater and may vary. Principal and Interest payment of $1,425.38 is based upon a $350,000, 20% down payment, 30-year fixed rate conventional mortgage and rate of 4.54%/4.61% Annual Percentage Rate (APR). Principal and Interest payment of $1,327.10 is based upon a $350,000, 20% down payment, 30-year fixed rate conventional mortgage and rate of 3.94%/4.01% Annual Percentage Rate (APR). Principal and Interest payment of $1,132.72 is based upon a $350,000, 20% down payment, 30-year fixed rate conventional mortgage and rate of 2.68%/2.78% Annual Percentage Rate (APR). Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the LTV is greater than 80%. Rate(s), APR(s) and payment info is valid as of 08/06/20 and assumes a first lien position, 740 FICO score, 25 day rate lock, based on a single family home in Arizona. All terms are subject to change without notice. Loans are subject to underwriting guidelines and applicant’s credit profile, not all applicants will be approved. Contact CrossCountry Mortgage for more information. Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC NMLS3029 (www.nmlsconsumeraccess.org). See more

When it comes to finding the right contractor for your home renovation, it’s essential to do your research ahead of time. This means asking questions, getting referrals and looking online. https://bit.ly/3rjg4xM

Ace that home-purchase test with these helpful insights and strategies to overcome student loan debt! This is your higher education for turning that homebuying dream into a rewarding reality. https://bit.ly/3cenG03

I would say this is the one question all my clients ask. Vantage 8 scores are more readily available than a mortgage Fico 2,4, or 5 but ask me I can tell you where you can determine before applying.

Buying a home is generally considered to be one of the best investments you can make. That’s why it’s important to have options so you can get a mortgage that’s best for you. https://bit.ly/3iWxM7z

Before you envision your new home with updated appliances and fresh paint colors, the appraiser that evaluates the property will be making sure everything is compliant with HUD’s minimum property standards. Follow this checklist ahead of time to determine if these items need to be included in your repair list. https://bit.ly/3lyjMBX

If home is now your office, you need a real office at home! Whether that requires small changes or major renovations, these ideas can help you be your best while you’re on the clock. https://bit.ly/3tAHoci

Lots of information on Fannie Loans here.

You probably know March 17 by its more common name, St. Patrick’s Day. Either way, it’s that time of year when we set traps in hopes of catching a little green man who will grant our wishes and share his pot of gold. Here’s to good cheer and good fortune on the greenest of holidays. Sláinte!

Here’s your annual reminder that daylight saving time begins Sunday, March 14. Don’t forget to set your clocks ahead one hour. Remember, it’s almost spring. Go forward, not backward!

Purchase Applications, Rates, Forbearance updates #jumboloans #jumboloanexpert # #jumboarms #mortgagelending #mortgagelender #homeloans #refinance #homepurchase #mortgages #mortgageloans #firsttimehomebuyers #mortgagerates #interestrates #homefinancing #realestatefinancing #homeownership #homebuyingprocess #HELOC #2ndmortgage #mortgage #jumbo #loan... https://lnkd.in/giYkJPY for rates

Buying your first home is a big deal, and the process should be exciting and fun. These tips will help you feel more confident about your decision and super-stoked about your future! https://bit.ly/3viJjnn

Here is the new temporary guidance on refinancing your home or buying a new home if you file for COVID-19 Forbearance. The short of it is if you filed there is no waiting period if you made your payments but if you stopped making payments then you reinstated your mortgage you need to wait 3 months. You can find the full article here.

Forbearance and rate

Before you apply for the CARES Act or Forbearance I suggest reading this article. #mortgage #mortgages #forbearance #CaresACT #mortgagehelp

Let me know if I can be of any assistance with your clients, did their Mortgage refinance melt down? Here is an update on the industry and let me know if i can help your buyers or refinances we are still doing refinances

The Fed Cut the rate that banks borrower money from other banks and this filters to the prime rate which decreases commercial loans and HELOCS The mortgatge rates do not follow the volatile tbill. Read below for more information.

Whats up with Rates this Crazy week.

Ask me about our purchase rates!

Now is the time to consider refinancing or pulling cashout! Contact me to review your situation! 619-977-2888 [email protected]

Rates are on the move higher have you locked yours in?Rates are on the move higher have you locked yours in?

Low rates!!Low rates!!

Here is an update on rates.