Joy Cai Agency

15 Years with Farmers! Time flys by so fast! Thank you for all our clients’ support in the last 15 years! We will continue to do our very best to assist all your insurance needs in the next 15 years!

If you're a landlord, be smart about your renters. Farmers offers tenant screening through TransUnion to get credit, eviction and criminal reports on current and potential tenants. Call me for details and insurance options on your rental property.

To determine the homeowners insurance you want, it may be helpful to know the value of your home, valuables, liability coverage and personal property. It's a lot, but I can help provide you with information you may find useful. Call me to discuss your insurance options so you can protect what may be your most valuable asset.

Even good homeowners can have a bad day. If you have to file a home claim, and haven't filed one in six or more years, Farmers will waive the surcharge. Need more information about what else makes our home policies unique? Let me know.

Got a new RV? Think about getting a new policy to match. With Total Loss Replacement Coverage, you may be able to replace any destroyed RV with a brand-new one of similar quality. Send me a message to find out more.

Merry Christmas to you and your families! Wish you stay safe and have a great holiday weekend!

Life insurance for your kids is a policy that could grow with them. Purchasing a permanent juvenile policy now guarantees that that they have coverage as long as all premiums are paid to keep the policy in force, even if their health changes later on. Give me a call so you can figure out what's right for your family.

Did you know your policy can cover money and securities theft committed by employees or third parties? As a small business owner, I understand the importance of protecting your company from harm, and I'm here to discuss your options any time.

Help protect yourself against road trip-ups this holiday season. Keep an emergency kit in your trunk. And if your car breaks down, safely pull off the road as far as you can until assistance arrives. Stay safe this holiday!

Storing your boat on a trailer in your driveway or backyard this winter? Don't forget to make sure your trailer is covered. I can help you understand the range of coverage options before boating season ends.

Trying to figure out your finances for the coming new year? Start by talking to me your Farmers Insurance and Financial Service Agent. We can offer a second pair of eyes to help review your needs and help you map out your goals. Interested? Give me a call.

The autumn leaves are beautifuluntil someone slips on them in your yard. An umbrella policy can help protect you with extended liability coverage for your home. Call me if you’d like to turn over a new leaf with additional coverage options today.

There is always something for which to be THANKFUL! We appreciated all your business and support to our agency! Wish you all a safe and Happy Thanksgiving!

Wishing everyone a Happy Thanksgiving! And remember, no matter how good the football game is, don't leave cooking food unattended. I can't guarantee it'll make the turkey taste better, but it could prevent a family fire drill.